Bank of India Net Banking

Last Updated : April 9, 2025, 1:12 p.m.

Bank of India (BOI) Net Banking, also known as BOI Star Connect, is a secure and convenient digital banking service provided by the Bank of India. It enables customers to perform a wide range of banking operations online—anytime, from anywhere—without visiting a physical branch.

With BOI Net Banking, customers can check account balances, transfer funds, pay bills, invest in deposits, and even apply for loans, all through a user-friendly internet portal. The service is available for both savings accounts and current accounts.

In this article, we will dig deeper into the details of the Net Banking facility provided by Bank of India.

Benefits of Bank of India Net Banking

• 24/7 Account Access: Manage your finances anytime, anywhere.​
  
• Fund Transfers: Seamlessly transfer funds within BOI or to other banks via NEFT, RTGS, and IMPS.​
  
• Bill Payments: Conveniently pay utility bills, credit card dues, and more.​
  
• Account Management: BOI balance check number , download statements, and monitor transactions in real time.​
  
• Online Investments: Manage fixed deposits and other investment products.​
  
• Enhanced Security: Benefit from two-factor authentication and OTP-based transaction verification.​

Key Features of Bank of India Net Banking

• Account Overview: Access detailed account information and transaction history.​
  
• Fund Transfers:
  
  • Within BOI Accounts: Instant transfers between your own or third-party BOI accounts.​
    
  • To Other Banks: Transfer funds using NEFT, RTGS, or IMPS.​
    
• Bill Payments: Set up and manage payments for utilities, taxes, and other services.​
  
• Cheque Services: Request cheque books, stop cheque payments, and inquire about cheque status.​
  
• Investment Services: Open and manage fixed deposits, BOI savings accounts , recurring deposits, and other investment instruments.​
  
• Loan Management: View loan details, track EMIs, and make loan repayments.​
  
• Tax Services: Pay direct and indirect taxes online.​
  
• Check Balances: BOI mini statement number

Registration Process for Bank of India Net Banking

Registration can be done online and offline. Follow the steps below -

Online Registration:

Visit Official Website:

• Go to Bank of India's Internet Banking portal.​

Navigate to New User Section:

• Click on the "New User" option.​

Enter Required Details:

• Provide your account number and registered mobile number.​

Authentication:

• Authenticate using the OTP sent to your registered mobile number.​

Set Credentials:

• Create your User ID and set a secure login and transaction password.​

Confirmation:

• Upon successful registration, you'll receive a confirmation message.​

Offline Registration:

1. Visit Branch:
   • Go to your BOI home branch.​
2. Fill Registration Form:
   • Complete the Internet Banking registration form, selecting both "Internet Banking" and "Mobile Banking" options.​
3. Submission:
   • Submit the form to the bank representative.​
     

Receive Credentials:

• After processing, you'll receive your User ID and password via mail.​

How to Activate BOI Net Banking?

For activating net banking -

1. First-Time Login:
   
   • Visit the BOI Internet Banking portal.​
     
2. Enter Credentials:
   
   • Log in using the User ID and password received during registration.​
     
3. Change Default Password:
   
   • You're prompted to change the default password to a new, secure one.​
     
4. Set Security Questions:
   
   • Choose and answer security questions for account recovery purposes.​
     
5. Activation Complete:

• • Upon completing these steps, your Net Banking account is activated and ready for use.​

Bank of India Net Banking Login Process

To login -

1. Access Login Page:
   
   • Navigate to the BOI Internet Banking portal.​
     
2. Select User Type:
   
   • Choose between "Retail" or "Corporate" login, as applicable.​
     
3. Enter Credentials:
   
   • Input your User ID and password.​
     
4. Captcha Verification:
   
   • Enter the captcha code displayed on the screen.​
     
5. Login:
   
   • Click on the "Submit" button to access your account dashboard.​

How to Reset the Password of BOI Net Banking?

To reset password, follow the steps below -

Go to Login Page:

• Visit the BOI Internet Banking portal.

Click on "Forgot Password":

• Select the "Forgot Password" option on the login page.

Enter Details:

• Provide your User ID, account number, and registered mobile number.

Authenticate:

• Verify your identity using the OTP sent to your registered mobile number.

Set New Password:

• Create a new secure login and transaction password.

Confirmation:

• Upon a successful reset, you'll receive a confirmation message.

Bank of India Net Banking Transaction Limits

The transaction limits are as follows -

• Self-Linked Account Transfers:
  
  • No specific limit; transfers can be made as per account balance.​
    
• Intra-Bank Third-Party Transfers:
  
  • Per Transaction Limit: Up to ₹2,00,000​
    
  • Daily Limit: Up to ₹10,00,000​
    
• IMPS Transfers:
  
  • Per Transaction Limit: Up to ₹2,00,000
    
  • Daily Limit: Up to ₹2,00,000​
    
• NEFT Transfers:
  
  • Per Transaction Limit: Up to ₹2,00,000