Bank of Maharashtra Net Banking

Bank of Maharashtra Net Banking

Last Updated : April 15, 2025, 5:22 p.m.

Bank of Maharashtra savings account net banking service, branded as MahaConnect, is an online platform that enables customers to manage their banking needs conveniently and securely from anywhere. Accessible via the official website or the MahaMobile app (available on iOS and Android), it caters to both retail and corporate users, offering a wide range of financial services.

Bank of Maharashtra’s net banking platform, MahaConnect, allows customers to manage their accounts, perform transactions, and access various banking services online. It is available for both savings accounts and current accounts.

Bank of Maharashtra Net Banking Benefits

The benefits are as below -

Convenient 24/7 Banking

  • Access your bank account anytime, anywhere — no need to visit a branch.

Easy Fund Transfers

  • Transfer money instantly via NEFT, RTGS, and IMPS to any bank in India.

Paperless Statements

  • Download and view your account statements, transaction history, and mini-statements online.

Bill & Recharge Payments

  • Pay electricity bills, gas bills, credit card dues, and recharge mobiles/DTH through the portal.

Open Deposits Online

  • Open Fixed Deposits and Recurring Deposits directly from your net banking account.

Loan and Card Management

  • Track your loan EMIs, apply for loans, and manage your debit/credit cards.

Enhanced Security

  • Multi-layer security with OTP-based verification and encrypted login for safe transactions.

Alerts & Notifications

  • Get real-time SMS and email alerts for account activity and transaction updates.

Bank of Maharashtra Net Banking Features

Let us take an overview of the features -

Account Overview

Fund Transfer Facility

  • Transfer funds within Bank of Maharashtra or to other banks via:
  • NEFT (National Electronic Funds Transfer)
  • RTGS (Real Time Gross Settlement)
  • IMPS (Immediate Payment Service)

Bill Payments & Recharges

  • Pay utility bills (electricity, water, gas), credit card dues, and perform mobile/DTH recharges online.

Deposit Services

  • Open, renew, or close Fixed Deposits (FD) and Recurring Deposits (RD) online.

Chequebook Services

  • Request new cheque books, stop cheque payments, and check cheque status.

Card Management

  • Manage your debit card settings, block lost cards, and apply for replacements.

Loan Account Access

  • View loan statements, check EMI schedules, and repay loans online.

Tax & Government Payments

  • Pay direct taxes, TDS, GST, and other government-related dues directly from the net banking portal.

Strong Security Features

  • Two-factor authentication (password + OTP)
  • Auto logout on inactivity
  • Encrypted data for safe and secure transactions.

Registration Process of Bank of Maharashtra Net Banking

To register, follow the process below -

Online Registration (Self-Registration)

If your mobile number is already linked to your account, you can register without visiting the branch.

Steps:

  1. Visit the official website
  2. Click on ‘Internet Banking’ and select ‘New User Registration’ under Retail or Corporate Login.
  3. Enter your Account Number and Registered Mobile Number.
  4. Verify with an OTP sent to your registered mobile.
  5. Enter your Debit Card details (Card Number, Expiry, CVV) for authentication.
  6. Set your User ID and Login Password.
  7. Complete the process by agreeing to the terms and conditions.
  8. You’ll receive confirmation — now your net banking access is ready!

Offline Registration (Through Branch)

If you prefer registering offline or haven’t linked your mobile number yet:

Steps:

  1. Visit your nearest Bank of Maharashtra branch.
  2. Ask for the Internet Banking Application Form.
  3. Fill in all the required account and personal details.
  4. Submit the form with valid ID proof to the bank officer.
  5. After verification, the bank will issue a User ID and send login credentials to your registered address or email.
  6. On first login, you’ll be prompted to change your password and set security questions.

How to Activate BOM Net Banking?

To activate your net banking -

For First-Time Users (Online Activation)

  1. Visit the Official BOM Net Banking Portal
  2. Click on Internet Banking Login
    Select Retail Login (for personal accounts) or Corporate Login (for business accounts).
  3. Enter User ID and Default Password
    • Enter the User ID provided during registration.
    • Use the temporary/default password (if received from the bank) or the one you created.
  4. Change Your Password
    • The system will prompt you to change the default password to a new, secure password for both login and transactions.
  5. Set Security Questions
    • Choose and answer security questions for future account recovery.
  6. Activation Complete!
    • After setting a new password and security details, your BOM Net Banking account is fully activated and ready to use.

Bank of Maharashtra Net Banking Login Process

Refer to the step-by-step guide to login -

Step-by-Step Login Guide:

  1. Visit the Official Website
  2. Access the Net Banking Portal
    • On the homepage, click on “Internet Banking”.
    • Choose between:
      Retail Banking — for personal users
      Corporate Banking — for business or corporate users.
  3. Enter Your Credentials
    • Input your User ID and click Continue.
    • Enter your Login Password on the next screen.
  4. Enter the Captcha Code
    • Type the security code (captcha) as shown on the screen.
  5. Click “Login”
    • Press the Login button to access your account.

Security Tip:

After logging in, avoid using public computers and always log out properly once you’ve completed your transactions!

First-Time Users:

  • You’ll be prompted to change your password and set up security questions during the initial login.

How to Reset the Password of BOM Net Banking?

To reset the password follow the steps below -

Online Password Reset (Self-Service)

  1. Visit the Official BOM Net Banking Page
  2. Select Internet Banking
    • Click on ‘Internet Banking’ from the homepage.
    • Choose ‘Retail Login’ or ‘Corporate Login’ depending on your account.
  3. Click on ‘Forgot Password’
    • On the login screen, click the ‘Forgot Password’ link.
  4. Enter User ID & Account Details
    • Input your User ID, Account Number, and your Registered Mobile Number.
  5. OTP Verification
    • An OTP will be sent to your registered mobile number.
    • Enter the OTP for verification.
  6. Set New Password
    • Once verified, create your new Login Password and Transaction Password (if required).
  7. Password Successfully Reset!
    • Use your new password to log in.

Offline Method (Through Branch)

If you're unable to reset the password online:

  1. Visit your nearest Bank of Maharashtra branch.
  2. Fill out the Net Banking Password Reset Form.
  3. Submit valid ID proof along with the form.
  4. The bank will process your request and provide new login credentials.

Bank of Maharashtra Net Banking Transaction Limit

Transaction TypePer Transaction LimitDaily Transaction Limit
NEFT (National Electronic Funds Transfer)No minimum — ₹10,00,000+ (depending on account type)₹10,00,000 or higher (as set by the bank)
RTGS (Real Time Gross Settlement)Minimum ₹2,00,000 — No upper limitBased on account profile
IMPS (Immediate Payment Service)Up to ₹2,00,000 per transaction₹2,00,000 daily
Bill Payments / Utility ServicesDepends on billerVaries
Internal Transfers (within BOM)Bank may allow higher limits, often up to ₹10,00,000 or more

Frequently Asked Questions (FAQs)

How do I register for BOM net banking?

What is the User ID in Bank of Maharashtra net banking?

How to get the internet banking password in Bank of Maharashtra?

What is the BOM net banking transfer limit?

How to increase the internet banking limit in Bank of Maharashtra?

Related Post

Know Your CIBIL Score, Enjoy Better Loan Approvals!
Check Your Free CIBIL Score Now!