Canara Bank Net Banking

Last Updated : April 15, 2025, 4:11 p.m.

Canara Bank’s Net Banking, accessible through the Canara Bank Online Banking platform. It is a secure and user-friendly service that allows customers to manage their finances conveniently from anywhere, 24/7. Designed for both retail and corporate users, it provides seamless access to a wide range of banking services via the web or the Canara ai1 Mobile Banking app (available on iOS and Android).

In this article, we will dig deeper into the user-friendly interface offered by Canara Bank to its savings account customers.

Canara Bank Net Banking Benefits

• Convenience : Access banking services 24/7 from anywhere using a computer or smartphone.
• Time Savings : Perform transactions like fund transfers, bill payments, and account management instantly.
• Cost-Free : No charges for using net banking services.
• Multi-Account Management : Manage savings account, current, loan, and deposit accounts under one User ID.
• Security : Two-factor authentication (OTP), CanDigital PIN, and SSL encryption ensure safe transactions.
• Comprehensive Services : Pay bills, taxes, open FDs/RDs, and monitor accounts in real time.
• NRI Support : Seamless account management for Non-Resident Indians.

Canara Bank Net Banking Features

• Account Management : Canara Bank balance check number , transaction history, download statements.
• Fund Transfers : NEFT, RTGS, IMPS, intra-bank transfers, and UPI; manage beneficiaries.
• Bill Payments : Pay utilities, mobile/DTH recharges, insurance, and donations.
• Deposits/Investments : Open FDs, RDs, PPF; invest in mutual funds or insurance.
• Loan Services : Check loan details, repay EMIs, and view repayment schedules.
• Tax Payments : Pay income tax, GST; regenerate tax receipts.
• Card Services : Locate ATMs, block cards, and check transaction history.
• Additional Services : Request cheque books, stop cheques, apply for loans, e-filing, and TDS enquiry, Canara bank mini statement number
• Mobile Integration : Use the Canara ai1 Mobile Banking app for on-the-go access.

Registration Process of Canara Bank Net Banking

• Online :
  • Visit https://netbanking.canarabank.in → “Net Banking – Retail” → “New Registration.”
  • Accept Terms and Conditions.
  • Enter account number, Customer ID, registered mobile number, and debit card details (number, PIN, expiry).
  • Verify with OTP sent to your mobile.
  • Set a login password (8+ characters, letters, numbers, special characters).
  • Receive User ID (Customer ID or assigned ID) upon successful registration.
• Offline :
  • Get the net banking form from a branch
  • Submit the filled form with KYC documents at a branch.
  • Receive User ID and password via SMS/email or mail (2-3 days).
• ATM :
  • Use a Canara Bank ATM → Select “Net Banking Registration” → Enter mobile number → Verify with OTP → Receive temporary credentials.

How to Activate Canara Bank Net Banking?

• Post-Registration :
  • Online registration activates net banking upon setting the login password.
  • For offline/ATM registration, log in with received credentials at.
• First Login :
  • Enter User ID and password.
  • Verify with debit card details or OTP (if prompted).
  • Set a transaction password via OTP.
• CanDigital Setup :
  • Download CanDigital software (if required) and set a 4-digit PIN for secure logins.

Note : Ensure your mobile number is registered for OTPs. Contact [email protected] if credentials are not received.

Canara Bank Net Banking Login Process

1. Go to the official website→ Select “Net Banking – Retail.”
2. Enter User ID (Customer ID or assigned ID) and login password.
3. Input the captcha code.
4. Click “Sign In.”
5. Enter OTP or answer a security question (for new devices).
6. Access the dashboard.

Mobile App : Use the Canara ai1 app with the same credentials or set a 5-digit passcode and 6-digit MPIN.

Tips : Avoid 3 failed attempts to prevent account lockout. Passwords expire every 90 days.

How to Reset the Password of Canara Bank Net Banking?

• Online :
  • On the login page, click “Forgot Password” or “Create/Reset Login Password.”
  • Enter User ID, date of birth, and one of: account number, PAN, Aadhaar, passport, or debit card number.
  • Select “Retail” and verify with OTP sent to your registered mobile.
  • Set a new password and confirm.
  • Receive confirmation and log in with the new password.
• Offline :
  • Visit a branch, fill out a password reset form, and submit KYC documents.
  • Receive a new password via mail (5-10 days).
• Support : Call 1800 1030 or 1800 425 0018 for assistance if online reset fails.

Canara Bank Net Banking Transaction Limit

• NEFT : No minimum/maximum; daily limit up to ₹25,00,000 (varies by account).
• RTGS : Minimum ₹2,00,000; daily limit up to ₹25,00,000 (subject to approval).
• IMPS : Up to ₹5,00,000 per transaction/day.
• Intra-Bank : No upper limit, but subject to daily caps (e.g., ₹25,00,000).
• UPI : Up to ₹1,00,000 per day or 10 transactions.
• Custom Limits : Set lower limits online or request higher limits via the portal or branch (with KYC).

Note : Limits depend on account type and KYC status. Verify with the bank for updates.