Capital Small Finance Bank Savings Account

Last Updated : March 5, 2025, 5:03 p.m.

Capital Small Finance Bank is located in Jalandhar and has been a small finance bank since the year 2016. It was a local area bank and one of the largest in the country. Its aim is to provide superior banking services and economic development for its customers. The bank caters to agricultural needs, micro and small enterprises and also providing working capital and machinery financing. Capital Small Bank leverages technology to achieve the latest baking experience for its customers. In this article, we will delve deeper into the savings accounts products offered by Capital Small Finance Bank.

Capital Small Finance Bank Savings Account Interest Rates 2026

Below are the savings account interest rates for Capital Small Finance Bank -

Types of Capital Small Finance Bank Savings Account

Below are the savings accounts offered by Capital Small Finance Bank.

Normal savings account - Any individual above the age of 18 or societies and HUF are eligible to open this account. It can be operated singly or jointly. The minimum average balance is -

• Rural Area : ₹ 100/- without cheque book else ₹ 300/-
• Semi Urban/ Urban/ Metro : ₹ 300/- without cheque book else ₹ 500/-

It provides 24/7 mobile and internet banking for a hassle free experience. Cash withdrawal and deposit is allowed at any Capital Small Finance Bank branch.

Capital savings account - Any individual above the age of 18 or societies and HUF are eligible to open this account. It can be operated singly or jointly. The minimum balance requirement is -

• Rural Area - ₹1,000/-
• Semi Urban/ Urban/ Metro - ₹1,000/-
• Platinum debit card is provided
• Transfer of funds through RTGS/NEFT is allowed.
• SMS banking is also available.

Capital saver savings account - Any individual above the age of 18 or societies and HUF are eligible to open this account. It can be operated singly or jointly. Guardians can also operate this on account of minors. The minimum balance requirement is -

• Quarterly Average Balance of ₹5,000.
• 24/7 internet and mobile banking
• Easy and fast remittance using RTGS/NEFT
• Rupay debit card
• Free personal insurance

Capital Super saver savings account - Any individual above the age of 18 or societies and HUF are eligible to open this account. It can be operated singly or jointly. The minimum balance requirement is -

• Average Balance of ₹10,000 per quarter.
• 24/7 internet and mobile banking
• Easy and fast remittance using RTGS/NEFT
• Rupay debit card
• Free personal insurance

Suvidha Bachat account - Any individual above the age of 18 and HUF are eligible to open this account. Guardians can also operate this on account of minors.

• No minimum balance requirement.
• Reduced KYC procedures
• Insurance cover for deposit accounts

E savings account - Any resident above the age of 18 is eligible to open this account. Only self mode of operation is allowed.

• Minimum balance to be maintained: ₹1,000/-
• Virtual debit card available
• Free RTGS/NEFT and IMPS transfers
• Deposit insurance of Rs. 5 lakhs available
• Complete digital banking journey can be experienced.

Capital Small Finance Bank Savings Account Benefits

• Free transfer of funds using mobile and internet banking
• Domestic and international lounge access
• Complimentary chequebook
• Free accidental insurance cover
• Deposit insurance available on funds
• Free online transfers for NEFT/RTGS and IMPS

Documents Required for Capital Small Finance Bank Savings Account

The documents required are -

• Identity Proof - PAN card, Aadhar card, passport, driving license
• Address Proof - Utility bills, passport, Ration card
• Recent photographs of applicant

What is the Minimum Balance for Capital Small Finance Bank Savings Account?

Capital Small Finance Bank Savings Account Charges & Fee

How to open a Savings Account in Capital Small Finance Bank?

You can choose to open a savings account in Capital Small Finance Bank either online or offline. If you choose the online option,

You can navigate to the apply now button on the bank's website. Once you fill the required information in the fields, you can expect a call back from the bank for opening the account.

You can also locate a branch near to you and carry all the documents needed for opening a savings account. This way you can ensure to open the bank account offline.