ICICI Bank Savings Account

Last Updated : Feb. 17, 2025, 3:13 p.m.
ICICI Bank is one of the most sought after banks in India. It consists of a large customer base in the country with many branches and ATMs spread across the whole country. ICICI Bank specialises in corporate finance and is known for its competitive interest rates and lending rates. ICICI Bank is also ranked among the top 5 banks in the country. The reliability and security provided by the bank is unmatched and hence it is an obvious choice for customers.In this article, we will take a deeper look into the types of savings accounts provided by ICICI Bank and its features.
ICICI Bank Savings Account Interest Rates July 2025
Below are the savings account interest rates provided by ICICI Bank to its customers.
Account Balance | Interest Rate |
---|---|
Below Rs.50 lakhs | 3.00 |
Above Rs.50 lakhs | 3.50 |
Types of ICICI Bank Savings Account
Below are the types of savings accounts ICICI Bank provides to its customers across various segments.
Regular Savings Account: Anyone above 18 years of age and a resident of India can open this savings account.
FD investments, bill payments etc can be done easily
can access free internet and mobile banking facilities
Titanium Privilege Account: This type of ICICI bank savings account offers advantages to families as well.
Titanium Privilege Debit Card offers higher cash withdrawals.
No restriction of number of withdrawals.
Young Stars Account: This account can be opened for children below 18 years. This is the top savings account for minors.
a debit card with a maximum limit of Rs.5,000
Seniors Club Savings Account: Individuals above 60 years can open this account.
If the account balance exceeds Rs.75,000, interest rate for FDs is levied
Hospitalisation allowance of up to Rs.30,000.
Salary Privilege Account: All salaried employees working can open this account. This account offers benefits such as ,
no limit on cash transactions
no minimum balance
no annual fees.
Freedom Savings Account: Anyone above 18 years old can open this account.
provides free ATM transactions.
SMS and Internet banking facilities
Easy Receive Savings Account: The Easy Receive account is the best savings account for customers receiving money from other countries. It caters to both domestic banking and other needs.
Rewards points on debit cards
Free internet and mobile banking facilities.
Campus Power Account: The Campus Power account can be opened by individualsbetween 18 and 30 years.
Titanium debit card with a high transaction option
Educational loans
Free credit cards and investment options
Complimentary air accident death insurance coverage of Rs.50,000.
ICICI Bank Savings Account Benefits
Some of the benefits of an ICICI bank savings account are as follows:
Maximum safety of your savings in the ICICI Bank savings account.
With the Internet banking facility, instant money transfers are hassle-free.
SMS alerts and e-statements, simplify your banking
By linking your savings account to various deposit accounts, you can automate your investments.
Debit cards, personalised chequebooks, and other items in the welcome kit are received on opening a savings account.
Documents Required for ICICI Bank Savings Account
Below are the documents needed to open a savings account in ICICI Bank:
Identification proof - an Aadhaar card, voter card, PAN card
Address proof - like passport, Aadhaar card , utility bills, etc
Account opening form
Passport-size photo
Please remember that the officials sometimes ask you to provide additional documents when opening the account.
What is the Minimum Balance for an ICICI Bank Savings Account?
Below is the minimum balance requirement for ICICI Bank Savings account.
Savings Account Type | Minimum Balance |
---|---|
Regular Savings Account | In Gramin areas - Rs.1,000 In rural areas - Rs.2,000 In semi-urban areas - Rs.5,000 In urban and metro areas - Rs.10000 |
Titanium Privilege Account | NIL |
Young Stars Account | Rs.2,500 |
Seniors Club Savings Account | Regular - Rs.4,500 Silver - Rs.25,000 Gold - Rs.50,000 Titanium - Rs.1,25,000 |
Salary Privilege Account | NIL |
Freedom Savings Account | Rs.10,000 |
Easy Receive Savings Account | NIL Rs.10,000 in metro and urban branches and Rs.5,000 in semi-urban and rural locations |
Campus Power Account | NIL |
How to open a Savings Account in ICICI Bank?
ICICI Bank being a popular national and international banking institution, mobile and internet banking, opening a savings account is very uncomplicated.
Online:
Step 1: You can go to the bank website.
Step 2: Go to personal banking tab.
Step 3: Fill in the application form.
Step 4: Upload all the documents required for verification.
Step 5: The account will be opened.
Offline:
Step 1: Visit the branch near to your location.
Step 2: Carry the documents required (KYC documents are mandatory).
Step 3: All the documents will be verified by bank officials.
Step 4: Your account will be active.
Frequently Asked Questions (FAQs)
What is the minimum balance in ICICI bank savings account?
Which account is best for savings in ICICI Bank?
Does ICICI bank have a zero balance account?
What are the SMS charges of ICICI Bank?
What is the ATM charge of ICICI Bank?
Why choose an ICICI Bank savings account?
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