IDBI Bank Net Banking

To activate IDBI Net Banking (I-Net Banking) online, follow these steps:

• Visit the Official Website: Go to the official website and click "Login" under "Personal Banking."

• Choose Registration: Select "Generate Online Password" or "First Time User? Register Here."

• Enter Details: Input your Customer ID (found on your passbook, chequebook, or statement), account number, and registered mobile number.

• Authenticate: Provide your active IDBI debit card details (16-digit number, ATM PIN, expiry date). An OTP will be sent to your registered mobile number.

• Set Password: Create a login password (and transaction password if opting for fund transfers). The password should be strong (e.g., mix of letters, numbers, special characters).

• Submit: After submission, your net banking will be activated, and you can log in using your Customer ID and new password.

Alternative: If you don’t have a debit card or registered mobile number, visit an IDBI branch with your account details and ID proof to apply for net banking.

The Login ID for IDBI Net Banking is your Customer ID.

• It’s a unique number assigned to you by IDBI Bank, typically printed on your passbook, chequebook, or account statement.

• During registration, you use this Customer ID to log in, along with the password you set.

• Example: If your Customer ID is "12345678," that’s what you’ll enter in the login field.

If you forget your Customer ID, check your bank documents or use the "Forgot Login ID" option on the login page with your account number and OTP.

• User ID: In IDBI Net Banking, the User ID is the same as your Customer ID (see above). Unlike some banks where you create a custom User ID, IDBI uses your Customer ID as the default login identifier.

• Password: The password is a user-defined code you set during registration. It’s used with your Customer ID to access net banking. There are two types:

  • Login Password: For accessing the net banking portal.

  • Transaction Password: Optional, for authorizing fund transfers or payments (you can enable this during registration or later).

If forgotten, reset your password via "Forgot Password" using your Customer ID, debit card details, or OTP.

The daily transaction limits in IDBI Net Banking vary by transfer type and account settings. Here are the approximate standard limits for retail customers:

• IMPS: Up to ₹2 lakh per day (charges: ₹15 for amounts above ₹1,000).

• NEFT: Up to ₹5 lakh per day (charges: ₹2.50–₹55 based on amount, e.g., ₹25 for ₹2–5 lakh).

• RTGS: Minimum ₹2 lakh per transaction, no strict upper limit (charges: ₹30–₹55 per transaction).

Note: These are indicative limits based on RBI guidelines and IDBI’s general policies. Your specific limit may be lower (e.g., ₹50,000/day) depending on your account type or initial settings. Check your limit by logging in and navigating to "Funds Transfer" or "Limits" section.

To increase your daily transaction limit:

• Log In: Access your account with your Customer ID and password.

• Go to Service Requests: Find "Service Requests" or "Profile/Settings" on the dashboard.

• Modify Limit: Select "Change Transaction Limit" or "Funds Transfer Limit." Choose the type (IMPS/NEFT/RTGS) and enter the new desired limit.

• Authenticate: Verify the request with an OTP sent to your registered mobile number.

• Submit: Confirm the change. Minor increases (e.g., ₹50,000 to ₹1 lakh) may activate instantly; larger increases (e.g., above ₹5 lakh) may require branch approval.