Karur Vysya Bank Net Banking

To activate KVB net banking after receiving your credentials:

1. Obtain User ID and Password: If you’re a new user, register online via the KVB website (kvb.co.in) under "Internet Banking" > "New User," using your registered mobile number, debit card details, and OTP verification. You’ll set your User ID and password during this process.

2. Send Acknowledgment: After receiving your login password and Transaction PIN (TPIN), send an acknowledgment email from your registered email ID to activateiuser@kvbmail.com. Include your Customer ID in the email.

3. Activation Timeline: Your net banking account will be activated within 3 working days, and you’ll receive a confirmation email.

   • Alternatively, if you applied through a branch, the bank provides credentials within 5-7 working days, and activation follows the same email process.

If you’ve forgotten or need to retrieve your User ID and password:

• User ID:

  • SMS Method: Send "KVBIUSER" (replacewith your actual Customer ID) to 56161 or 9244770000 from your registered mobile number. You’ll receive your User ID via SMS.

  • Missed Call: If you don’t know your Customer ID, give a missed call to 08882101234 from your registered mobile number to receive it, then use the SMS method.

  • Email: Send a request to customersupport@kvbmail.com from your registered email ID to retrieve your User ID.

• Password:

  • Visit the KVB net banking login page (kvb.co.in > Internet Banking > Continue to Login).

  • Click "Forgot/Reset Password".

  • Choose an option: answer your security question (if set), use your debit card details, or Aadhaar number. Enter the required details and OTP sent to your registered mobile number.

  • Set a new password (alphanumeric, e.g., TRans73836).

  • If security questions aren’t set, contact the helpdesk at 1860 258 1916 or visit a branch to reset it, with credentials mailed within 5 working days.

The Transaction PIN (TPIN) in KVB internet banking is a 4-digit numeric code used to authorize financial transactions (e.g., fund transfers, bill payments). It’s part of KVB’s Double Factor Authentication system, combining it with a one-time password (OTP) or RSA token code for enhanced security. The TPIN is distinct from your login password and is issued during net banking registration or can be reset later.

To use your TPIN:

1. Log in to your KVB net banking account with your User ID and password.

2. Navigate to a financial transaction (e.g., "Fund Transfer" under "Payments & Transfer").

3. Select the beneficiary and enter the amount.

4. You’ll be prompted to enter your TPIN along with an OTP (sent to your registered mobile number) or RSA token code (if opted for).

5. Submit the transaction. The TPIN ensures only you can authorize it, adding a security layer.

For your first login:

1. Visit the official website.

2. Click "Login" > "Internet Banking" > "Continue to Login".

3. Enter your User ID (set during registration or received from the bank).

4. Enter your default password (provided by the bank or set during online registration, e.g., an alphanumeric code like EDqRST2F).

5. Click "Login".

6. You’ll be prompted to change the default password to a new one (must include uppercase letters, one lowercase letter, and one number).

7. After updating, log in again with the new password. Ensure your registered mobile number is active for OTP verification if required.

If your net banking User ID is locked (e.g., due to multiple incorrect login attempts):

• Option 1:Security Questions (if registered):

  1. Go to the login page and click "Unlock User ID".

  2. Answer the security questions you set during registration.

  3. Reset your password and unlock the ID instantly.

• Option 2: SMS:

  1. Send "KVBNETUNLOCK" to 56161 or 9244770000 from your registered mobile number.

• Option 3: Email:

  1. Email activateiuser@kvbmail.com from your registered email ID with your Customer ID and unlock request.

• Option 4: Helpdesk/Branch:

  1. Call 1860 258 1916 or visit a KVB branch to unlock it manually (it may take 5 working days for new credentials).

• Note: Set security questions via "Profile" > "Set/Change Security Questions" after logging in to enable instant unlocking in the future.

To add a beneficiary:

1. Log in to your KVB net banking account.
2. Go to "Payments & Transfer" > "Beneficiary Maintenance" or "Fund Transfer".
3. Click "Create Beneficiary".
4. Enter details:
   • Beneficiary ID: A nickname for reference.
   • Beneficiary Name: Name as per their bank records.
   • Account Number: Full account number (confirm it twice).
   • IFSC Code: Select or search for the beneficiary bank’s IFSC code.
   • Transfer Type: Choose NEFT, RTGS, or internal transfer (within KVB).
5. Click "Submit".
6. Enter your TPIN and the OTP sent to your registered mobile number.
7. Confirm the addition. A 3-hour cooling period may apply before the beneficiary is active for transfers.
8. Check status under "Transaction Activities" > "View Draft/Template."