Ujjivan Small Finance Bank Savings Account

Last Updated : March 1, 2025, 3:14 p.m.

Ujjivan Small Finance Bank offers a variety of savings accounts to choose from. It is a small finance bank but has a reputation that ensures the safety and security of funds. In this article, we will delve into the Ujjivan Small Finance Bank savings account products offered by Ujjivan Small Finance Bank.

Ujjivan Small Finance Bank Savings Account Interest Rates 2026

Below are the savings account interest rates for Ujjivan Small Finance Bank.

Types of Ujjivan Small Finance Bank Savings Account

Below are the types of savings account offered by Ujjivan Small Finance Bank:-

1) Ujjivan Digital Financial Savings Account

This account can be opened instantly and digitally. It ensures the ease of banking for customers and simplified transactions.

2) Privilege Savings Account

This savings account is designed for people who are earning a minimum income and maintaining a balance. It offers a wide array of benefits.

3) Regular Savings Account

This is a basic product offered by the bank. Due to its security and reliability, it is a popular choice amongst customers.

4) Senior Citizen Savings Account

This account is specially designed for senior citizens and makes sure the banking experience is seamless.

5) Institution Minor Savings Account

This is one of the top savings accounts for minors . It empowers children to learn more about finance and managing money.

Ujjivan Small Finance Bank Savings Account Benefits

These are some of the benefits of Ujjivan Small Finance Bank savings accounts -

• Ujjivan Small Finance Bank savings account can be shifted to any branch without converting the account number.
• A variety of debit cards to choose from
• Nomination facility available
• Security deposit lockers to keep valuables
• Savings accounts can be linked to multiple alternative deposit accounts to enhance income on surplus funds.

Documents Required for Ujjivan Small Finance Bank Savings Account

Below are the documents to be submitted to open a savings account at Ujjivan Small Finance Bank, Savings account.

• Proof of identity - PAN card, Aadhar card , passport, driving license
• Residence Proof - Aadhar card, utility bill, passport
• Proof of salary from employer - salary slip, payment proof
• Recent photographs.

What is the Minimum Balance for Ujjivan Small Finance Bank Savings Account?

Below is the minimum balance required for Ujjivan Small Finance Bank.

Ujjivan Small Finance Bank Savings Account Charges & Fee

Below are some of the charges associated with the Ujjivan Small Finance Bank account:-

Fees for Non-Maintenance of Average Monthly Balance

• Rs.150 - Avg monthly balance Rs. 5,000
• Rs.300 - Avg monthly balance Rs. 2,500

Default Debit Card: RuPay Classic

Debit Card: RuPay Platinum

• RuPay Classic: Rs.149 (Default)
• RuPay Platinum: Rs.299
• Primary Debit Card AMC (2nd Year onwards)
• RuPay Classic: Rs.125
• RuPay Platinum: Rs.250

Joint Debit Card Type Default: RuPay Classic

Debit Card: RuPay Platinum

• Joint Debit Card Issuance Fee (1st year)
• RuPay Classic: Rs.150 (Default)
• RuPay Platinum: Rs.299
• Joint Debit Card AMC Fee (2nd Year onwards) RuPay Classic: Rs.125
• RuPay Platinum: Rs.250
• Lost/ Damaged ATM Card RuPay Classic: Rs.150
• RuPay Platinum: Rs.299
• ATM/Micro ATM transactions beyond limit (Financial) Rs.21
• ATM transactions beyond limit (Non- Financial) Rs.10
• ATM cash withdrawal transactions failed due to
• Insufficient Balance Rs.25
• Cash withdrawal at POS 1% of the transaction amount
• Cash Deposit at branch free up to Rs.3,50,000 per month chargeable at Rs.4 per 1,000/- and part thereof

Daily Debit Card Limits -

• ATM RuPay Classic Card: Rs.25,000
• RuPay Platinum Card: Rs.50,000

How to open a Savings Account in Ujjivan Small Finance Bank?

To open a savings account at Ujjivan Small Finance Bank, you can call the toll-free number of the bank and request a doorstep account opening facility.

You can choose the online option and log in as you register on the bank's official website. Once you register and fill in the application form, you can upload the documents and submit all of the above to create a savings account instantly.

To open a savings account offline, carry all the KYC documents and the application form to the bank. The bank officials will check the documents and open the savings account instantly.