Credit Card Offers on Electronics
Last Updated : Oct. 20, 2021, 6:09 p.m.
Sometimes it is better to buy an electronic product through a credit card rather than making the full payment in cash. Electronic products are bought at low frequencies therefore you must go for the best deal and save some bucks. So, we have compiled all the latest credit card offers on electronics that will save some extra money on electronic products. You can use your credit cards to buy electronic products and enjoy discounts and cashbacks on them. On the other hand, you can even buy these products on EMIs and pay the monthly instalments to avoid lump sum payments. Let’s move on to all the credit card offers on air conditioners, TVs, fridges, ovens, and other electronic products.
Credit Card Electronics Offers
There are multiple banks that have offers on their credit cards on electronic. You must explore all the offers and then see which credit card you can use to enjoy the discounts on electronics.
ICICI Credit Card Offers on AC and Others Electronics
If you are using the ICICI bank credit card then you must explore the following electronic offers on this card. You can save some extra money while buying an electronic product.
| Brand Name | Offers | Terms and Conditions | Expiry Date |
|---|---|---|---|
| Samsung | - On Select Samsung Products enjoy cashback up to 22.5%. | - Grab the offer on EMI for 3, 6, 9, 12, or 18 months. - The offer is not applicable to Amazon Pay Credit Card. | 30th of June 2023 |
| Croma | - Under this offer you can get INR 5000 off on Croma products. | - Make a purchase of minimum INR 1 lakh - The offer should exclude Amazon Pay Credit Card. | 30th of June 2023 |
| Haier | - On Haier products, you can get up to 22.5% cashback | - Your transaction value should of INR 12,000. - The offer is not applicable on Amazon Pay Card. - The EMI option is available in both No Cost and Low-Cost options. | 30th of June 2023 |
| LG | - Enjoy exclusive 26% cashback on LG products. | - Offer is valid only if you make EMI transactions of 6 to 18 months. - To get the cashback, you have to make a minimum purchase of INR 26,000. | 30th of June 2023 |
| Sony | - It provides up to 12. 5% cashback to the customers. | - You have to make EMI transactions to avail of the offer. - The EMI tenure you would choose should be either 3 or 6 months. | 30th of June 2023 |
| Toshiba | - Straight 10% cashback on products from Toshiba. | - Make a transaction of a minimum INR 20,000. - EMI tenure to avail of the offer should be 3 to 24 months. | 30th of June 2023 |
| Hitachi | - Instant 10% cashback is provided to users for purchasing Hitachi products using ICICI Bank Credit Cards. | - Valid on EMI transactions of 3,6,9 and 12 months. - You can make a maximum of 2 EMI transactions in 1 month using the credit card. | 30th of June 2023 |
| Bosch | - Through the offer you can have up to 15% cashback. | - The offer is valid on product ranges greater than INR 15,000. - If you choose an EMI transactionthen only you will receive cash back. - No cost EMI is offered to those who choose 6 months MEI tenure. - However, if you choose a 9 months EMI, you will be charged a 2% interest rate. | 31, October, 2023 |
| Whirlpool | - On selected Whirlpool models you will get up to 15% cashback. | - The transaction value should be INR 15,000. - The offer is available on EMI tenure of 3, 6 and 9 months. - In order to get the offer you have to make 1 transaction per month. | 30th of June 2023 |
| Panasonic | - Use ICICI Bank Credit Card to avail 20% cashback. | - You can only make one transaction per month. - The offer is valid for EMI transactions of 3, 6, 9, and 12 months. | 30th of June 2023 |
HDFC Credit Card Offers on Electronics 2024
In the table given below, you must go through the HDFC Credit Card Offers on Electronics like refrigerators, televisions, ACs, and other electronic products.
| Brand Name | Offers | Terms and Conditions | Expiry Date |
|---|---|---|---|
| Sargam Electronics | - Get 7.5% off on Sargam Electronics through the HDFC Credit Card EMI transaction. - The maximum discount capped in this offer is INR 3000. | - A minimum transaction of INR 15000 is needed to enjoy this offer. - This offer is valid only on EMI transactions. | Not Available |
Standard Chartered Credit Card Electronic Offers
Many people have Standard Chartered Credit Cards so they can use them to buy electrical products and enjoy exciting deals and offers on them. You can explore all the offers and their expiry in the table given below.
| Brand Name | Offers | Terms and Conditions | Expiry Date |
|---|---|---|---|
| Boat | - Purchase products from Boat online store and get instant 10% off. | - NRE and This offer is not available to NRO account holders who have Standard Chartered credit cards. | 30th of June, 2023 |
| Samsung | - Earn cashback of 22.5% on Samsung products. | - Your minimum MEI transactions should be INR 15,000. - The offer is valid on select products such as televisions, refrigerators, washing machines, microwave ovens, air conditioners, and dishwashers. - Offer is valid on EMI transactions of 3, 6 , 9, and 12 months. | 30th of June, 2023 |
| LG | - Earn cashback of up to 22.5% on LG products. | - The EMI transactions to grab the offer should be of either 6, 9, 12, or 18 months - Purchase a minimum of INR 20,000. - Cashback will not be available to NRE account holders. | 30th of June, 2023 |
| Panasonic | - As per the offer you can avail up to 20% cashback. | - If your are a NRE account holder then you will not get the cashback. - Offer is available on EMI transactions. | 30th of June, 2023 |
SBI Credit Card Electronic Offer
The SBI Credit Cards also have offers on electronics that can save some bucks. You must explore all the offers in the table given below to earn heavy discounts and cashbacks.
| Brand Name | Offers | Terms and Conditions | Expiry Date |
|---|---|---|---|
| HP Laptops | - Get an instant 10% discount on HP Products. | - It does not apply to corporate cards, Paytm co-brand cards, or cashback cards. - The offer is only valid for EMI terms of 6 months or longer. - The maximum discount you can get is INR 10,000. | 20th of August, 2023 |
| BAJAJ Electronics | - Get 15% off on Bajaj Electricals using your Citibank Credit Card. - Use the Coupon Code CITIBEL15 to enjoy the discount. | - You will need a minimum transaction of INR 2000 to enjoy this offer. - This offer is over and above the existing discount. | 2nd of July 2023 |
| Xiaomi Products | - Earn cashback up to INR 8000 on various Xiaomi Products. | - The offer is applicable only to EMI transactions of either 6 months or above than it. | 7th of July 2023 |
| Blue Star | - Instant discount of 7.5% on selected products | - Grab the offer only through EMI transactions. - The offer is not available on Paytm co-brand, Cashback SBI and Corporate Cards. - As per the regulations, you have to make EMI transactions of 6 month or more than it to enjoy the offer. | 30th of June 2023 |
| Hitachi | - Under this offer you can get up to 10% discount on products from Hitachi. | - Get the offer in a 6-month or longer EMI transaction - You can get a maximum cashback of INR 3000 - This offer cannot be combined with any other existing offer. | 30th of June 2023 |
Conclusion
All of the above credit cards offers on electronics are for a limited period so you must use them before their expiry. But they will help you to get the best deal on electronic products. You can use the credit cards of different banks to enjoy these offers and buy the electronic product at the cheapest deal. Some offers will earn you cashbacks and in some offers, you can enjoy a flat discount.
Disclaimer: All the information related to offers are subjected to their official website. Check the offer and validity of the offer first on the current date before using them.