How to Link Aadhaar with UCO Bank Account?

Last Updated : Sept. 10, 2024, 3:06 p.m.

UCO Bank, a prominent public sector bank in India, was established in 1943. If your UCO Bank account is still not linked with Aadhaar, you can easily link it using several simple methods. The seamless transfer of government rewards and subsidies into your bank account can be made possible by Aadhaar linkage or Aadhaar seeding.

This article will guide you through the various options and steps for linking your Aadhaar to your UCO Bank account. Read the content below carefully.

Easy Ways to Link Aadhaar Card with UCO Bank

These are the several methods through which you can easily link your Aadhaar Card with UCO Bank. Follow the steps to understand better:-

• Using Internet Banking
• Via SMS
• Via ATM
• Visiting Branch Office

Link Aadhaar Card to UCO Bank Through Internet Banking

Unlocking the benefits of your Aadhaar card is quick and easy when you link it online. To link your Aadhaar Card via internet banking, follow these steps:-

Step 1 – Login to your account online using your user ID and password

Step 2 – Go to ‘Update Your Aadhaar’

Step 3 – Enter your bank account number and the 12-digit Aadhaar number

Step 4 – Submit your request

Step 5 – The request will be processed online

Step 6 – On successful registration, you will receive an SMS stating the linkage of Aadhaar with your UCO Bank Account.

Link Aadhaar Card to UCO Bank through an SMS

UCO Bank clients can link their Aadhaar number to their bank account using the SMS facility by following these steps:

Step 1 - Send an SMS to 9231008888 in the following format: UCOAADHAAR <12-digit Aadhaar number> <14-digit account number>.

Step 2 - You will receive an acknowledgment receipt on your registered mobile number.

Link Aadhaar Card to UCO Bank through an ATM

To avail of this facility you need to have a UCO Bank ATM or debit card holder. Visit your nearest UCO Bank ATM and follow the simple steps:

Step 1 – Go to the nearest ATM

Step 2 – Enter the debit card pin

Step 3 – Press Aadhaar

Step 4 – Enter and re-enter the Aadhaar number

Step 5 – Your Aadhaar seeding request will thus be processed

Step 6 – On successful verification of the details, you will receive a confirmation message of Aadhaar seeding with your UCO Bank account.

Link Aadhaar Card with UCO Bank via Branch Visit/Offline

These are the following steps where you can ask the bank representatives by visiting the branch office and linking your Aadhaar Card to UCO Bank:-

Step 1 – Visit the nearest branch with your original Aadhaar and its photocopy

Step 2 – Request for ‘Aadhaar Registration Form’

Step 3 – Fill Aadhaar & bank account details, along with other personal information

Step 4 – Submit the duly filled and signed form along with your Aadhaar photocopy.

Step 5 – The concerned branch official will process your request for seeding Aadhaar with a bank account.

Step 6 – On successful registration, the Aadhaar will get linked to your UCO Bank account.

How to Check Aadhaar Seeding Status with UCO Bank Account at UIDAI?

Follow these steps to link your Aadhaar with UCO Bank at UIDAI -

Step 1 – Visit www.uidai.gov.in

Step 2 – Click on Home Page

Step 3 – Scroll to the ‘Check Aadhaar & Bank Account Linking Status’ option under ‘Aadhaar Online Services’

Step 4 – Click the link

Step 5 – Enter your Aadhaar number and the security code

Step 6 – Click ‘One Time Password’ (OTP) link

Step 7 – Enter the OTP sent to the mobile number registered at the time of Aadhaar issuance.

Step 8 – Login with the OTP

Step 9 – Upon successful login, you will know whether Aadhaar is mapped to your UCO Bank account or not.

Benefits of Aadhaar Card Link with UCO Bank

Here are the benefits of linking your Aadhar Card with UCO Bank:-

• Seamless Transactions
  Linking your Aadhaar card with your UCO Bank account simplifies banking transactions. It becomes easier to receive direct benefit transfers, subsidies, and payments directly into your account.

• KYC Compliance
  The government requires Aadhaar linkage for bank accounts to fulfill KYC (Know Your Customer) requirements, ensuring the authenticity and security of your account.

• Government Subsidies
  Aadhaar-linked bank accounts allow you to access government subsidies, welfare schemes, and other benefits directly which promotes financial inclusion.

• Enhanced Security
  Linking your Aadhaar with UCO Bank improves account security by reducing the risk of identity fraud and unauthorized transactions.

• Loan Processing
  Aadhaar linkage accelerates loan processing and approval. Aadhaar-based e-KYC enables quicker verification, resulting in faster loan disbursal.