How to Link Aadhaar with Indian Bank Account?

Last Updated : Sept. 12, 2024, 6:10 p.m.

Indian Bank, a prominent public sector bank, has been offering banking and financial services since 1907. Account holders at Indian Bank now have the option to link their accounts with their Aadhaar Card for enhanced banking convenience.

Indian Bank provides four convenient methods for customers to link their accounts with Aadhaar:

• Online via the Indian Bank's official website
• Through SMS
• At an ATM
• By visiting a branch in person

Below, we'll guide you through the simple steps to link your Indian Bank account with Aadhaar, using any of these methods.

Link Aadhaar with Indian Bank Account through Website

Indian Bank allows you to link your Aadhaar card with your bank account through its official eKYC portal. Here’s how you can complete this process:

Step 1: Navigate to the Indian Bank Aadhaar seeding webpage .

Step 2: Input your account number, registered mobile number, and captcha code. Ensure you tick the checkbox to verify your details.

Step 3: Hit ‘Submit’.

Step 4: Your details of Aadhaar will then be displayed with your bank account information.

Step 5: An OTP will be received on your mobile number registered with the bank.

Step 6: Type in the OTP and then choose the option of ‘Validate’.

After verification, you will receive a message confirming the successful linking of your account. If you do not receive this confirmation, it means your account has not been linked, and you will need to visit your home branch to address this issue manually.

Link Aadhaar with Indian Bank Account through SMS

Here's the step-by-step process to link Aadhaar with your Indian Bank account via SMS, along with important points to keep in mind:

Step 1: Compose a message in the format: [Aadhaar number] [space] [Account number].

Step 2: Send this message to 9289592895. Ensure that the message is sent from the mobile number that is registered with the bank.

Step 3: You will receive a confirmation SMS once your Aadhaar has been successfully linked to your account. Please note that the linkage process can take up to 48 hours to complete.

Link Aadhaar with Indian Bank Account Using ATM

You can link your Aadhaar to your Indian bank account by visiting a nearby ATM as well. Below are the steps you can follow:

Step 1: Insert your Indian Bank ATM card.

Step 2: Type in your 4-digit PIN.

Step 3: Go to the “Services” sub-menu.

Step 4: Choose the “Requests” option.

Step 5: Select “Aadhaar Seeding” from the menu.

Step 6: Enter your 12-digit Aadhaar number and confirm it by entering it again.

Step 7: Submit your request.

Step 8: Your Aadhaar will then be linked to your Indian Bank account.

Step 9: A confirmation message will appear on the screen immediately after successful linkage.

Link Aadhaar with Indian Bank Account Via Branch Visit

To link your Aadhaar with your Indian Bank account, follow these simple steps at your local Indian Bank branch:

Step 1: Visit your Indian Bank home branch.

Step 2: Request and fill out the application form to link your Aadhaar card to your bank account. Make sure to accurately provide your name, Aadhaar number, account number, and other necessary details.

Step 3: Provide a self-attested copy of your Aadhaar to the completed form.

Step 4: Submit the form and the attached Aadhaar copy at the service counter to the bank executive.

Step 5: The executive might request to see your original Aadhaar card for verification purposes. Present your original Aadhaar card when asked.

Step 6: After verifying your Aadhaar card, the executive will return your original document along with a receipt. The receipt will contain a number that you can use to check the status of your Aadhaar linking process.

Step 7: Once processed, your Aadhaar will be successfully linked to your Indian Bank account.

Benefits of Aadhaar Seeding to Indian Bank Account

By linking your Aadhaar card to your Indian Bank account, you'll enjoy several benefits:

• You'll receive government subsidies and welfare benefits directly in your account, such as LPG subsidies, pensions, and scholarships.
• Aadhaar linkage helps reduce fraud and loss in government welfare programs by making sure benefits go directly to the right people without middlemen.
• With your Aadhaar linked, you can use the AEPS system for transactions, which lets you access your account from anywhere in India.
• Linking Aadhaar also provides a secure way to verify your identity, helping to protect you from identity theft and secure your banking transactions.