How to Link Aadhaar with Karnataka Bank Account

Last Updated : Sept. 4, 2024, 11:20 a.m.

You might have heard on the radio, seen on television, or read in the newspaper about Seeding Aadhaar with bank accounts. But have you ever wondered why the government is encouraging people to link their 12-digit Unique Identification Number with their bank accounts?

There are numerous schemes run by the Indian Government, and to receive the benefits of these schemes, it’s advisable to link or update Aadhaar details with bank accounts.

Whether you have a single account or maintain multiple accounts across different banks, you have the option to link them all to your Aadhaar.

Following the government’s mandate on Aadhaar Seeding, Karnataka Bank is also participating, just like other banks. That’s right! If you have an account with Karnataka Bank and are eager to learn how to link your Aadhaar, we're here to help. Continue reading this blog post to find out how to link Aadhaar with the Karnataka Bank Account.

Ways to Link Aadhaar with Karnataka Bank Account

Linking your 12-digit Aadhaar Number with Karnataka Bank Account is simple and quick. Actually, there are 2 convenient options to do the same. You can update your Aadhaar details either choosing an Online Facility OR If you want to go with a traditional mode, Offline Facility is also there to help. So, let’s just know the steps for each one of them in the post below.

Steps to Link Aadhaar with Karnataka Bank Account Online (Net Banking)

If you want to link Aadhaar with Karnataka Bank, all you need to do is just follow the steps below.

Step 1: Open the Official Website of Karnataka Bank.
Step 2: Go to ”Internet Banking” and Select the appropriate option, i.e. Personal or Corporate Banking accordingly.
Step 3: Enter your ”User ID and Password/Captcha Code” to log in.
Step 4: Choose the ”Customer Service” tab.
Step 5: Enter your ”12-digit Aadhaar Number” and ”Submit” the same.
Step 6: A ”Confirmation” will be sent to you after your Aadhaar is linked.

Steps to Link Aadhaar with Karnataka Bank Account Offline (Branch Visit)

To link your Aadhaar Offline, i.e. by visiting any Karnataka Branch, below are the steps you need to follow.

Step 1: Visit the Home Branch of Karnataka Bank (the branch where your account is opened).
Step 2: Collect the ”Consent Letter of Aadhaar Enabling ” from the Counter OR Download the same online.
Step 3: Fill out the form by mentioning your Aadhaar Number, Bank Account Number, Name, Mobile Number, and Email.
Step 4: ”Submit” the above Form along with a ”Self-attested photocopy of Aadhaar Card.’’
Step 5: Bring your ”Original Aadhaar Card” also as Bank Officials can ask for the same.

Note: After the successful submission and complete Verification, you will be notified by an SMS.

How to Link Aadhaar with Karnataka Bank Credit Card?

Curious about how to link your Karnataka Bank Credit Card with Aadhaar? Karnataka Bank makes it easy to update your 12-digit biometric number. You have several options: visit a bank branch and request an Aadhaar Seeding Form, use the SMS Banking Service to update your Aadhaar credentials, or call the customer care number to have your Aadhaar linked with your credit card. Existing customers of Karnataka Bank simply need to link their bank account with Aadhaar, and their credit card will automatically be linked as well.

How to Check if Your Aadhaar is Linked to Your Karnataka Bank Account?

Checking whether your Aadhaar is linked to your bank account is very easy. There are two effective methods that will help you ascertain the status of your Aadhaar Seeding with Karnataka Bank.

Visit UIDAI Portal

Step 1: Visit the Official Website of UIDAI.
Step 2: Click on - ‘’Check Aadhaar & Bank Account Linking Status” under ‘’Aadhaar Services’’.
Step 3: This will open another window, where you need to enter your Aadhaar Number along with the visible Security Code.
Step 4: An ‘’OTP’’ will be sent to your Registered Mobile Number, enter the same and click on the ‘’Login’’ tab.
Step 5: An authentication screen will appear, where you can find all the details such as your Aadhaar number, bank linking status, linking date, and bank name.

Dial *99*99*1# Service from your Mobile

Step 1: Dial *99*99*1#, a USSD-based value-added service from your mobile.
Step 2: Enter your Aadhaar Number and confirm the same.
Step 3: Once confirmed, a screen will display the bank account to which your 12-digit Unique Identification Number is linked.

Note: This service can only be used if your mobile number is linked to Aadhaar. This service enables you to check only the most recently linked bank account to your Aadhaar. In case of multiple accounts, check the status of the same with the bank.

Benefits of Linking Your Aadhaar Card With Karnataka Bank Account

Let’s talk about a few benefits of linking Aadhaar card with Karnataka Bank:

• The first and foremost benefit is that you can directly receive government subsidies such as LPG subsidies, pension schemes, and others.
• It adds a layer of security and protects your financial transactions against fraud.
• With Aadhaar linked, services like opening a new bank account or applying for loans become quicker and less cumbersome. It is because you require fewer documents.