Best Credit Cards for Free Railway Lounge Access

In the past few years, traveling by trains has become cheaper due to the introduction of new routes and multiple trains. Many people prefer rail travel because of the impeccable service at the stations and during journeys. But, the only problem they can’t manage is the delay in train arrivals whether it is due to fog in winters or any other reasons. So, whenever your train is delayed, you prefer railway lounges to relax and enjoy various services. It is obvious that street foods are not as healthy as the food at the lounges. Therefore, we have brought the best credit cards for free railway lounge access. You can visit the railway lounges for free if you have these credit cards.

Top 15 Free Railway Lounge Access Credit Cards

Here, in the table given below, you can explore the railway lounges access cards and see the number of free access you will get to the railway lounge. You must also explore the joining fee of these credit cards before you get one.

Credit CardsRailway Lounge BenefitsJoining Fees
IRCTC SBI Premier Card- Get 8 Complimentary Access to the Railway Lounges in a year.
- You can enjoy a maximum of 2 lounge access per quarter.
INR 1499 + Taxes
IDFC First Millennia Credit Card- Enjoy 16 complimentary railway lounge access in a year.
- The maximum access cap is 4 per quarter.
Lifetime Free
IRCTC SBI Platinum Card- Enjoy 4 free visits to the railway lounges in a year through this credit card.
- A maximum of 1 visit per quarter is allowed.
INR 500 + Taxes
ICICI Bank Coral Credit Card- Get 4 free railway lounge visits in a year through this credit card.
- A maximum of 1 visit is allowed per quarter.
INR 1000 + Taxes
IDFC First Classic Credit Card- Enjoy 16 Free Visits to the Railway Lounges in a year.
- You can enjoy a maximum of 4 lounge visits per quarter.
Lifetime Free
AU Bank Altura Plus Credit Card- Get 8 Free Visits to the Railway Lounges in a year.
- You can get a maximum of 2 lounge visits per quarter.
INR 499 + Taxes
MMT ICICI Platinum Credit Card- Have 4 complimentary railway lounge visits in a year through this credit card.
- A maximum of 1 visit is allowed per quarter.
INR 500 + Taxes
IDFC First Wealth Credit Card- Get 16 Complimentary Visits to the Railway Lounges in a year.
- A maximum of 4 lounge accesses are allowed per quarter.
Lifetime Free
AU Bank Zenith Credit Card- Have 8 Free Visits to the Railway Lounges in a year.
- You will get a maximum of 2 lounge visits per quarter.
INR 7999 + Taxes
IDFC First Select Credit Card- Have 16 Free Access to the Railway Lounges in a year.
- You can have a maximum of 4 lounge access per quarter.
Lifetime Free
AU Bank Altura Credit Card- Enjoy 8 Complimentary Railway Lounge Visits in a year.
- A maximum of 2 lounge visits per quarter are allowed.
INR 199 + Taxes
ICICI Bank Rubyx Credit Card- Have 8 Complimentary Railway Lounge Visits in a year through this credit card.
- A maximum of 2 lounge visits per quarter are allowed.
INR 3000 + Taxes
AU Bank Vetta Credit Card- Have 8 Complimentary Visits to the Railway Lounges in a year.
- You can have a maximum of 2 lounge visits per quarter.
INR 2999 + Taxes
MMT ICICI Signature Credit Card- Enjoy 4 free railway lounge access in a year through this credit card.
- A maximum of 1 visit is allowed per quarter.
INR 2500 + Taxes
BOB IRCTC Credit Card- Have 4 complimentary railway lounge access in a year through this credit card.
- A maximum of 1 visit is allowed per quarter.
INR 500 + Taxes
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Credit Card Railway Lounge List

After going through the best credit cards for free railway lounge access, you must check the list of railway lounges available at different railway stations across the country.

Railway StationRailway LoungePlatform Number
AgraExecutive LoungePlatform No. 1
AhmedabadExecutive LoungePlatform No. 1
JaipurExecutive LoungePlatform No. 1
Madurai JunctionExecutive LoungePlatform No. 1
New DelhiExecutive LoungeFirst Floor, Platform No. 1
New DelhiTravelers Executive LoungePlatform No. 16
Sealdah (Kolkata)Executive LoungeFirst Floor, Platform No. 1
VaranasiExecutive LoungePlatform No. 1

Facilities at the Railway Lounges

You can enjoy the following privileges at the railway lounges:-

  • Stay for two hours at the railway lounges.
  • Enjoy breakfast, lunch, or dinner as per the time you visit the lounge.
  • Get unlimited tea, coffee, and cookies.
  • Enjoy free wifi service inside the railway lounge.
  • Read newspapers and magazines for free.
  • Relax on the comfortable chairs in an air conditioned space.

Terms and Conditions of Free Lounge Access

  • You will have to present the credit card having complimentary railway lounge visit benefits at the entrance.
  • You should have a valid train ticket through which you are traveling.
  • A transaction fee of INR 2 will be charged for authentication and it will be non-refundable.
  • The accompanying guests are not allowed to access the railway lounge for free.
  • You will have to pay the railway lounge charges after the expiry of the free visits that were available on your credit card.

Conclusion

You have seen the best credit card for free railway lounge access and now you can make your choice. These credit cards also have many other features that you can explore by visiting the best credit card details. It is better to relax in a lounge for free rather than wait at the platform on a hot sunny day. If you are a frequent rail traveller then you can apply for these credit cards.

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