Best Credit Cards India 2024

Best Rewards Credit Cards

Best Rewards Credit Cards

Last Updated : March 18, 2024, 4 p.m.

Are you looking for your next credit card? Well, you might be new to this credit card arena or exploring new options to add to your basket. But whatever card you choose, you should ensure it comes under the category of best rewards credit cards. And this is because there are hidden benefits of credit card reward points that you might be unaware of. So until now, you must know these simple things about your credit card rewards program – earn your reward, which can be redeemed against a voucher or list of products. What you didn’t know is that it can help you pay off your credit card bills, earn your cashback and waive your annual charges. Take a look at our list of the best rewards credit cards, so you will know what your existing card is lacking and why you need to switch.

Top Credit Card Issuers in India with their Best Rewards Credit Cards

Credit Card Issuer Reward Credit Card Reward Points Joining Fees
Axis Bank Axis Bank Rewards Credit Card
2x Unlimited
10x Apparel/Stores
Rs. 1,000
Axis Bank My Zone Credit Card 4x Edge points Rs. 500
Axis Bank Select Credit Card 10,000 Bonus on First Transaction
10x on every Rs. 200
2x Retail Shopping
Rs. 3,000
Standard Chartered Bank Standard Chartered Rewards Credit Card 4x+4x Retail (spend above Rs. 20,000 per month) NIL
Standard Chartered Platinum Rewards Credit Card 5x Dining/Fuel
1x All Categories
NIL (Upon Spend of Rs. 500 or > during first 30 days)
Standard Chartered EaseMyTrip Credit Card 10x Travel
Lounge Access
2x All Spends
Rs. 350
Standard Chartered Ultimate Credit Card 5x Rewards
1:1 Value
Rs. 5,000

Standard Chartered Rewards Credit Card

The Standard Chartered Rewards Credit Card allows you to earn up to 8 reward points on every Rs. 150 you spend on almost all retail categories. This includes 4 reward points for every Rs. 150 spent and an additional 4 bonus points if your monthly spending crosses Rs. 20,000. You can redeem these points for various rewards or use them to pay your credit card bill.

Axis Bank Rewards Credit Card

Axis Bank Rewards Credit Card offers a rewards program that lets you earn points from your spending:

  • Earn 2 EDGE Reward points for every Rs. 125 spent on most purchases.
  • Earn 10 times the points (20 EDGE Reward points) on every Rs. 125 spent at department stores and apparel stores.

On top of that, you can get a welcome bonus of 10,000 EDGE Reward points worth Rs. 2,000 if you make your first transaction within 30 days of getting the card.

Standard Chartered EaseMyTrip Credit Card

EaseMyTrip Credit Card offers 10 reward points for every Rs. 100 spent on flight and hotel bookings directly on airline or hotel websites and apps (excluding travel aggregators like EaseMyTrip itself). And earn 2 reward points for every Rs. 100 spent on other retail purchases.

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