The Axis My Zone Credit Card is a great option for those who are looking for an entry-level credit card. It offers a plethora of lifestyle benefits, such as discounted Swiggy orders, movie benefits, complimentary lounge access, and OTT benefits. Additionally, the card has a low annual fee of just Rs. 500. Overall, this credit card provides excellent value for its price and is definitely worth considering if you’re in the market for a new credit card, check out this Axis My Zone Credit Card review.
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Terms and Conditions
By accepting our "Terms and Conditions" you authorize WIshfin and its associated Partner Banks to run a CIBIL/Experian check for your profile
To, TransUnion CIBIL Limited [Formerly known as Credit Information Bureau (India) Limited] One Indiabulls building ,Unit No 1901 – 1905, 19th Floor, Tower 2A-2B, Jupiter Mill compound, Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________ Address : ____________________________ Date : ____________________________
What are the Entertainment Benefits of Axis My Zone Credit Card?
Buy One Get One Free on movie tickets: Get 100% discount on the second movie ticket at Paytm Movies with your Axis My Zone Credit Card. Maximum discount in a calendar month per customer is limited to Rs. 200. Use coupon code AXIS200 to avail the benefit. No reward points are earned on movie transactions.
Instant 40% discount on Swiggy orders, up to Rs. 200 per order: Enjoy a flat 40% discount on your Swiggy orders, up to Rs. 200 per order, when you pay with your Axis My Zone Credit Card. This offer is valid on both food and grocery orders.
Complimentary SonyLiv Premium annual subscription: Get a complimentary annual subscription to SonyLiv Premium worth Rs. 999 on your first card spend within the first 30 days of card issuance. You can also renew your subscription for free by spending Rs. 1.5 lakh in your card anniversary year.
Steps to Convert Purchase into an EMI
To convert a purchase into an EMI for Axis My Zone Credit Card, you can follow these steps:
Log in to Axis Bank NetBanking.
Click on the ‘Credit Cards’ tab.
Select the ‘Convert to EMI’ option.
Choose the transaction you want to convert to EMI.
Select the EMI tenure (3, 6, 9, 12, 18, or 24 months).
Review the EMI details and click on ‘Submit’.
Credit Card Payment Mode & Late Fees Penalty
You can pay your Axis My Zone Credit Card bill in a variety of ways, including:
Online: You can pay your bill online through Axis Bank NetBanking or the Axis Mobile app.
Automatic payment: You can set up automatic payments from your bank account to your credit card account. This will ensure that your bill is paid on time each month, even if you forget.
Phone banking: You can pay your bill over the phone by calling Axis Bank customer care at 1800 419 5555.
NEFT/RTGS: You can transfer money from your bank account to your credit card account using NEFT or RTGS.
By mail: You can send a check or money order to Axis Bank to pay your credit card bill.
Axis My Zone Credit Card Late Fees Penalty
If you fail to make your Axis My Zone Credit Card payment on time, you will be charged a late fee. The late fee is typically Rs. 950. You will also be charged interest on your outstanding balance from the due date until the payment is made. The interest rate is typically 3.6% per month.
To avoid late fees and penalty interest, it is important to make your credit card payments on time each month. If you are unable to make the full payment, you should at least make the minimum payment.