Best Credit Cards India 2024

Best Axis Bank Credit Card for Low Income

Best Axis Bank Credit Card for Low Income

Last Updated : Aug. 13, 2021, 6:47 p.m.

The Axis Bank has a lot of credit cards with different features. It offers you many types of credit cards starting from credit cards for low income to credit cards for high income. But here we are going to discuss the best Axis Bank Credit Card for low income and they have a low joining fee. On the other hand, these credit cards have a lot of features and offer that can help you to save some extra buck. The fees of these cards are low and you can easily afford them. So, people having a low income can explore the features and benefits of these cards below in this article.

Axis Bank Credit Cards with Low Joining Fee for Low Income People

In the table given below, you can go through the features of all the Axis Bank Credit Cards that have a low joining fee so that even people with a low income can easily afford them.

Axis Bank Credit CardsJoining FeesOffers and Benefits
Axis Bank Pride Platinum Credit CardNIL

  • Enjoy a minimum discount of 15% on dining.

  • Get a discount of 1% on the fuel surcharge.

  • Earn 4 eDGE Points On every transaction of ₹200.

  • You can convert transactions of ₹2500 and above into EMIs.

  • Get 1200 eDGE Reward Points in a year on an average basis of 100 points per month.

Axis Bank Pride Signature Credit CardNIL

  • Enjoy 2 Free Access to the Airport Lounge per quarter in a year.

  • Get a minimum discount of 15% on all the dining restaurants partnered with the Axis Bank.

  • Enjoy a Fuel Surcharge Waiver of 1% using this Credit Card.

  • The Maximum Surcharge allowed is ₹400 per month.

  • Enjoy 8 eDGE Reward Points on the transaction of every ₹200.

Axis Bank Insta Easy Credit CardNIL

  • Enjoy a minimum discount of 15% at all the restaurants partnered with the Axis Bank.

  • Get 1% off on the fuel surcharge on every fuel transaction.

  • You can enjoy a maximum discount on the fuel surcharge of ₹400 in a month.

  • Convert your high transactions of ₹2500 or above into EMIs.

Flipkart Axis Bank Credit Card₹500

  • Enjoy a Welcome and activation bonus of up to ₹3300 on this credit card.

  • Get a Flipkart Voucher of ₹500 after doing your first transaction from this card.

  • Earn a Cashback of 5% on Flipkart and 2GUD through this card.

  • Earn a 4% Cashback on the Cure. fit

  • Enjoy a Cashback of 4% on Goibibo, PVR, Uber, Ubereats, and UrbanClap.

  • Earn a Cashback of 1.5% on all the other categories.

  • Get a 5% Cashback on shopping from Myntra.

  • Enjoy a cashback of 4% on MakeMyTrip.

  • Have 4 Free Accesses to the Domestic Airport Lounges in India.

Axis Bank Freecharge Credit Card₹250

  • Enjoy 50% off on the annual subscription of Eros Now.

  • Earn up to 10% off on Myntra.
    Get a discount of up to ₹100 on Shuttle every month.

  • Get 100 Edge Reward Points on the monthly spend of ₹2000 to ₹4999

  • Enjoy 250 additional Edge Reward Points on the monthly spend of ₹5000 and above

Axis Bank MyZone Credit Card₹500

  • Have an Annual Subscription of Sony Liv Premium of ₹999 on your first spend within 30 days of the card issuance.

  • Enjoy a 100% Cashback on Movie tickets book from Paytm.

  • Get 4 Edge Reward Points per ₹200 spend from the Axis My Zone Credit Card.

  • Earn a flat ₹600 off on AJIO on a minimum transaction of ₹2000.

  • Get a Discount of up to 20% on Dining under the Dining Delights scheme.

  • Get 40% off on Swiggy Food Delivery Application up to 4 times a month.

  • Have 1 Free Access to the Airport Lounge per quarter.

  • Enjoy a discount of 1% on fuel surcharge.

Axis Bank Neo Credit Card₹250

  • Have an Amazon Gift Voucher of ₹250, Zomato Pro 3 Months Subscription, 1mg, and Grofer’s 6 months subscription on your first spend within 30 days of card issuance.

  • Enjoy 5% Cashback on mobile recharges, DTH Recharges, electricity bill payments through Paytm App.

  • Get a 10% Discount on Myntra, Grofers, and BookMyShow subjected to a maximum discount as per the offer.

  • Enjoy 1 Edge Reward Point on spending ₹200 from this credit card.

  • Enjoy a Discount of 40% on Swiggy Food Delivery Application up to 2 times a month.

  • Get 15% off under the dining delight scheme at the partnered restaurants.

Axis Bank My Choice Credit Card₹250

  • Enjoy 5% cashback on any of the two spending categories like Supermarkets, Fuel, Travel, Utility Bills, Electronics and Dining.

  • Get 4 reward points per every ₹200 spent from the card.

  • Get 100 points on the first online transaction.

  • Convert Transaction of ₹2500 or above into EMIs.

  • Enjoy a minimum of 15% off on your dining at the selected partnered restaurants of the Axis Bank.

Axis Bank Platinum Credit Card₹500

  • Enjoy a Discount of 25% on the movie tickets transactions.

  • Have a minimum discount of 15% on dining.

  • Enjoy 6 reward points on every transaction of ₹200 done in India.

  • Earn 12 Reward Points on every international transaction of ₹200.

  • Earn 100 eDGE reward points on the first online transaction.

  • Enjoy a discount of 1% on the fuel surcharge.

  • Convert transactions of above ₹2500 into easy monthly instalments.

Axis Bank Buzz Credit Card₹750

  • Enjoy a Flipkart Voucher of ₹1000 that can be used for shopping from Flipkart.

  • Get a Discount of 10% every month on shopping from Flipkart between the dates 1st to 5th.

  • Enjoy an instant discount of 5% on shopping from Flipkart between the dates 6th to 31st of every month.

  • Spend ₹200 on any transaction and earn 2 eDGE reward Points.

  • Multiply your reward points 3 times on shopping online.

  • Get 15% off on dining from the partnered restaurants.

  • Get a Flipkart gift voucher worth ₹500 on spending ₹25000 on Flipkart annually.

  • Enjoy a Flipkart voucher of ₹1000 on spending ₹50000 on Flipkart annually.

  • Get a Flipkart Voucher of ₹2500 on a transaction of ₹100000 on Flipkart.

Documents Required for Axis Bank Credit Card

Some documents have to be submitted by the applicant if he is applying for any Axis Bank Credit Card . You can submit any document as your identity proof, address proof, and income proof if you are applying for the Axis Bank Card.

Identity Proof

  • PAN Card
  • Passport
  • Aadhaar Card

Income Proof

  • Salary slips
  • Certificate for the last 3 months
  • Latest bank statement indicating salary credited for a minimum of 3 months
  • Income tax return statement.

Address Proof

  • Passport
  • Ration card
  • Electricity bill
  • Aadhaar card

Conclusion

If you have a low income then the above credit cards can be a good option for you. You have seen the best Axis Bank Credit Card and now it is up to you to choose a card as per your income. But you must have a good CIBIL Score to apply for the above Best credit cards . These cards don’t need a high income and you can apply for them easily with a low income and enjoy a lot of benefits on them.

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