Best Credit Cards for Grocery Rewards
Last Updated : Oct. 4, 2021, 1:36 p.m.
All of us know that grocery products come under necessity and they are bought every month. The grocery items comprise a large share of the monthly expenses but a deal on them can put some ease on your expenses. Therefore, we have bought the best credit cards for grocery rewards that enables you to earn thousands of reward points when you buy the grocery products. You will earn rewards on every transaction you make to buy the grocery products. On the other hand, these reward points are redeemable at the reward point redemption website of the respective banks. Let’s move on to the various credit cards that will be the best to earn reward points on grocery shopping.
Credit Cards for Grocery Rewards
In the table given below, you can explore all the offers available on different credit cards for grocery shopping. These credit cards are the best to earn reward points while you buy grocery products. You must also explore the fees of all the best credit cards issued by different banks.
| Credit Cards | Grocery Offers | Fee |
|---|---|---|
| AU Bank Altura Credit Card | Earn a cashback of 2% at the grocery and departmental stores. | ₹199 + Taxes |
| AU Bank Vetta Credit Card | Earn 4 reward points on spending ₹100 at grocery and departmental stores. | ₹2999 + Taxes |
| AU Bank Zenith Credit Card | Enjoy 10 reward points on spending ₹100 at the grocery and departmental stores. | ₹7999 + Taxes |
| RBL Shoprite Credit Card |
|
₹500 + Taxes |
| RBL Monthly Treats Credit Card | Enjoy a Flat Cashback of 10% on all the transactions made for the grocery purchase. | ₹50 + Taxes (per month) |
| RBL Platinum ShopSmart Supercard | Get a Cashback of 5% on all the grocery products bought from this credit card. | ₹499 + Taxes |
| SBI Tata Titanium Credit Card | Multiply your rewards 3 times by spending at the grocery and departmental stores through this credit card. | ₹499 + Taxes |
| SimplySAVE SBI Advantage Credit Card | Earn 10 reward points on every ₹100 spent at the grocery and departmental stores. | ₹499 + Taxes |
| Yatra SBI Card | Get 6 reward points on spending ₹100 on the grocery items. | ₹499 + Taxes |
| Indian Oil HDFC Bank Credit Card | Earn up to 100 Fuel Points on buying the grocery products from this credit card. | ₹500 + Taxes |
| Standard Chartered DigiSmart Credit Card |
|
₹49 + Taxes (Per Month) |
| SBI Elite Credit Card | Earn 5X Reward Points on Grocery Shopping from this credit card. | ₹4999 + Taxes |
| Yes Premia Credit Card | Get 4 Reward Points on every ₹100. | ₹1500 + Taxes |
| SBI Card Prime | Earn 10 Reward Points on Spending ₹100 on grocery products. | ₹2999 + Taxes |
| HDFC Freedom Credit Card | Enjoy 5X reward points on the grocery item. | ₹500 + Taxes |
| SBI Shaurya Select Credit Card | Earn 10 Reward Points on spending ₹100 on the grocery items. | ₹1499 + Taxes |
| Axis Bank Neo Credit Card | Enjoy a discount of 10% on grofers from where you can buy the grocery items. | ₹250 + Taxes |
| Amazon Pay ICICI Credit Card | Order grocery products from Amazon and get a discount of 5% if you are a prime member and a discount of 3% if you are a non-primer member. | NIL |
| Flipkart Axis Bank Credit Card | Order grocery products from Flipkart and earn a cashback of 1.5%. | ₹500 + Taxes |
Value of Reward Points
Now, you must explore the value of the reward points earned from these credit cards on grocery shopping. Every credit card has a different value of the reward points in rupees. You must go through the value of 1 reward point in rupees of the various banks and then apply for Credit Card .
- SBI Reward Point is equal to 25 Paisa
- HDFC Reward Point is equal to 30 Paisa
- HDFC All Miles Point is equal to 50 Paisa
- ICICI PAYBACK Point is equal to 25 Paisa
- RBL Reward Point is equal to 25 Paisa
- Axis Edge Reward Point is equal to 20 Paisa
- Yes Bank Reward Point is equal to 25 Paisa
Options to Redeem the Grocery Rewards
You have seen the best credit card for grocery rewards, but after earning these reward points, you have the following options to redeem them:-
- You can make the payment of your credit card bills through these reward points.
- Make the booking of flight tickets and hotels using the reward points.
- Use the reward points to buy the vouchers of various brands.
- You can even donate your reward points as a charity to the needy.
- Buy Gift Cards from the Reward Point Redemption website through your reward points.