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Best Credit Cards for Grocery Rewards

Highlights

  • Check the best credit cards that will help you to earn reward points on grocery purchases.
  • Explore all the offers on the credit cards that will add up extra rewards while you buy grocery products.
  • Know the exact value of 1 reward point for every credit card.

All of us know that grocery products come under necessity and they are bought every month. The grocery items comprise a large share of the monthly expenses but a deal on them can put some ease on your expenses. Therefore, we have bought the best credit cards for grocery rewards that enables you to earn thousands of reward points when you buy the grocery products. You will earn rewards on every transaction you make to buy the grocery products. On the other hand, these reward points are redeemable at the reward point redemption website of the respective banks. Let’s move on to the various credit cards that will be the best to earn reward points on grocery shopping.

Credit Cards for Grocery Rewards

In the table given below, you can explore all the offers available on different credit cards for grocery shopping. These credit cards are the best to earn reward points while you buy grocery products. You must also explore the fees of all the best credit cards issued by different banks.

Credit CardsGrocery OffersFee
AU Bank Altura Credit CardEarn a cashback of 2% at the grocery and departmental stores.₹199 + Taxes
AU Bank Vetta Credit CardEarn 4 reward points on spending ₹100 at grocery and departmental stores.₹2999 + Taxes
AU Bank Zenith Credit CardEnjoy 10 reward points on spending ₹100 at the grocery and departmental stores.₹7999 + Taxes
RBL Shoprite Credit Card
  • Spend ₹100 on the grocery products and earn 20 reward points.

  • You can earn up to 1000 reward points in a month.
  • ₹500 + Taxes
    RBL Monthly Treats Credit CardEnjoy a Flat Cashback of 10% on all the transactions made for the grocery purchase.₹50 + Taxes (per month)
    RBL Platinum ShopSmart SupercardGet a Cashback of 5% on all the grocery products bought from this credit card.₹499 + Taxes
    SBI Tata Titanium Credit CardMultiply your rewards 3 times by spending at the grocery and departmental stores through this credit card.₹499 + Taxes
    SimplySAVE SBI Advantage Credit CardEarn 10 reward points on every ₹100 spent at the grocery and departmental stores.₹499 + Taxes
    Yatra SBI CardGet 6 reward points on spending ₹100 on the grocery items.₹499 + Taxes
    Indian Oil HDFC Bank Credit CardEarn up to 100 Fuel Points on buying the grocery products from this credit card.₹500 + Taxes
    Standard Chartered DigiSmart Credit Card
  • Enjoy a discount of 10% on the grocery items bought from Grofers.

  • Enjoy this discount up to 5 times a month.
  • ₹49 + Taxes (Per Month)
    SBI Elite Credit CardEarn 5X Reward Points on Grocery Shopping from this credit card.₹4999 + Taxes
    Yes Premia Credit CardGet 4 Reward Points on every ₹100.₹1500 + Taxes
    SBI Card PrimeEarn 10 Reward Points on Spending ₹100 on grocery products.₹2999 + Taxes
    HDFC Freedom Credit CardEnjoy 5X reward points on the grocery item.₹500 + Taxes
    SBI Shaurya Select Credit CardEarn 10 Reward Points on spending ₹100 on the grocery items.₹1499 + Taxes
    Axis Bank Neo Credit CardEnjoy a discount of 10% on grofers from where you can buy the grocery items.₹250 + Taxes
    Amazon Pay ICICI Credit CardOrder grocery products from Amazon and get a discount of 5% if you are a prime member and a discount of 3% if you are a non-primer member.NIL
    Flipkart Axis Bank Credit CardOrder grocery products from Flipkart and earn a cashback of 1.5%.₹500 + Taxes
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    Value of Reward Points

    Now, you must explore the value of the reward points earned from these credit cards on grocery shopping. Every credit card has a different value of the reward points in rupees. You must go through the value of 1 reward point in rupees of the various banks and then apply for Credit Card.

    • SBI Reward Point is equal to 25 Paisa
    • HDFC Reward Point is equal to 30 Paisa
    • HDFC All Miles Point is equal to 50 Paisa
    • ICICI PAYBACK Point is equal to 25 Paisa
    • RBL Reward Point is equal to 25 Paisa
    • Axis Edge Reward Point is equal to 20 Paisa
    • Yes Bank Reward Point is equal to 25 Paisa

    Options to Redeem the Grocery Rewards

    You have seen the best credit card for grocery rewards, but after earning these reward points, you have the following options to redeem them:-

    • You can make the payment of your credit card bills through these reward points.
    • Make the booking of flight tickets and hotels using the reward points.
    • Use the reward points to buy the vouchers of various brands.
    • You can even donate your reward points as a charity to the needy.
    • Buy Gift Cards from the Reward Point Redemption website through your reward points.

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