About BPCL SBI Credit Card
One of the most attractive fuel cards in India’s credit card segment, BPCL SBI Card is a boon to those who ride bikes, cars and other vehicles on the road. With attractive cashback and reward points on fuel spends, this card is all set to appeal those refilling their vehicles. Even though it’s a fuel card, there are reward points and other offers applicable to spends other than made on fuel. Let’s check out the offers of BPCL SBI Card and other critical information in this article.
Credit Card
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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
BPCL SBI Credit Card Features, Benefits & Offers September 2023
The card comes with a host of offers on purchasing fuel and other retail spends. Want to know those? Check out the points below.
- Earn 2,000 activation bonus reward points worth ₹500 on the payment of joining fee. The reward points will get credited after 20 days of the payment of joining fee. These points can be redeemed instantly for fuel purchase at 1200 BPCL outlets, BPCL vouchers or at Shop n Smile rewards catalogue. 1 reward point equals to ₹0.25.
- Get 4.25% value back, equivalent to 13X reward points on fuel purchases at BPCL petrol pumps and 1% surcharge waiver on refilling the vehicles for every transaction of up to ₹4,000
- Grab 5X reward points for every ₹100 spent at groceries, departmental stores, dining and movies.
- Earn 5X reward points for every ₹100 spent on standing instructions of utility bill payments
- 1 reward point for all other spends
- Renewal fee waived on spends worth ₹50,000 in the last year
Fees & Charges
The card comes with the following fees & charges. Take a look.
- Joining Fee – ₹499
- Renewal Fee – ₹499
- Add-on Fee – NIL
- Interest-free Credit Period – 20-50 days, offered on retail purchases and on the condition that the previous month’s outstanding balance is paid in full
- Finance Charges – 3.35% per month
- Minimum Amount Due – 5% of the total outstanding balance, with a minimum of ₹200
- Cash Advance Limit – Up to 80% of the credit limit, with a maximum of ₹12,000 per day
- Cash Advance Fee – 2.5% of the transaction amount, with a minimum of ₹300 on cash withdrawal at SBI or other domestic ATMs
- – 3% of the transaction amount, with a minimum of ₹300 on cash withdrawal at international ATMs.
- Late Payment Charges – ₹200-750
- Overlimit Charges – 2.5% of the overlimit amount, with a minimum of ₹500
- Card Replacement Fee – ₹100
- Cash Payment Fee – ₹100
- Rewards Redemption Fee – ₹99
- Statement Retrieval Charges – ₹100
- Cheque Pick-up Charges – ₹90
Note – All these fees & charges would also include 18% GST
BPCL SBI Credit Card Credit Limit
So you are one of those wanting to know the credit limit of this fuel card, right? Well, SBI decides the credit limit based on the income and credit score of an individual. Needless to say, an individual with a good income and a credit score of more than 750 can get a higher credit limit compared to an individual with a limited income and a lower score.
How to Apply for BPCL SBI Credit Card Online at Wishfin?
Yes, the offers are attractive and so you would apply for the card, right? You can apply for this card at Wishfin, an online marketplace for credit cards, loans and other financial products. All you need to do is to enter your personal, professional and credit details, if any, before clicking on ‘Submit’ button. After you submit your application, the concerned Wishfin executives will look to ensure a smooth approval.
BPCL SBI Credit Card Application Status
After making a credit card application, the next thing that dominates your mind is to check its status. So, you can check the status on the official website of SBI. All you need to do is to enter the application number and a few personal information to get the status on the screen. You can even call the customer care executives to know the status.
How to Pay BPCL SBI Credit Card Bills?
When you shop with this fuel card, the bills would arise and so have to be paid on time to avoid late payment charges and taxes. You can thus add your card to the list of billers online. Everytime the bill generates, you will get to know the due amount and the due date for the payment. You can even set an Auto Pay online to get the bills paid automatically from your account, relieving you from the last minute hassle.
BPCL SBI Credit Card Customer Care Number
Doesn’t matter whether it’s about the credit card statement or reward point redemption query, feel free to call the customer care executives on this 24X7 toll-free number – 18001801290.
