Canara Bank Gold Credit Card
Last Updated : May 12, 2017, 5:57 p.m.
About Canara Bank Gold Credit Card
To make the life of the customer easy and comfortable, Canara Bank has introduced Gold Credit Card, exclusively designed for the elite class of the society. The aim of offering the card is to provide luxury and comfort to the user across the world. On the usage of the card, the customer gets multiple rewards. The pin-enabled card is fully secured as it consists of EVM Chip. The enhanced safety features ensure safety while making a transaction. Also, these cards are accepted globally. So where ever you are you can make payments without worrying about the cash in the pocket.
Features of Canara Bank Gold Credit Card
The features and benefits offered by the bank on the card are –
- The customer does not have to pay any enrollment fee
- Global usage validity
- Interest-free credit period for up to 50 days
- Cash withdrawal facility available at all ATMs
- EVM Chip for security reasons
- Free card replacement in case of mutilation or loss of card
- Complimentary insurance cover for accident death baggage to the card user and spouse
- Earn 2 reward points on every purchase transactions of ₹ 100
- Wide payment options for payment of Canara Credit Card dues
Fees & Charges
- One time issuance charge – ₹ 250 + Service Charge
- Zero enrollment fee
- Interest Rate – 2.5% per month/ 30% per annum
- Minimum repayment on revolving credit – 5% of the billed amount subject to minimum of ₹ 100
- Cash Withdrawal Fee – 3% with the minimum of ₹ 30 for every ₹ 1000 or part
- Card Inactivity Fee – ₹ 400
- Cheque Dishonor Charges – ₹ 50
- Duplicate Statement ₹ 10 per page
- Service Charges for Delayed payment beyond due date for revolver: -2% (min. ₹ 10, max. ₹ 150); For Non-revolver:- 2% (min. ₹ 20, max. ₹ 300)
- 18% GST applicable to fees and charges
Eligibility Criteria
This card is best suited for an individual with satisfactory dealings with the bank branch and having a minimum income of ₹ 2 lakh per year.
Documents Required
The candidates applying for the credit card have to submit the following documents:
- ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
- Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet
- Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
- Coloured Photographs
- Bank Statement for the last 3 months
Canara Bank Gold Credit Card Apply Online
Now you are looking to apply for the Gold Credit Card after being satisfied with the offers, right? You can do so by visiting the website of Canara Bank. Upon visiting there, you can find Application Forms’ tab to click on. Do the same to get to a page wherein you can find the link of application forms for different products offered by the public sector bank. Of the list, you need to click on ‘Credit Card Application Form’. Then, a PDF page will open on the screen. Just take a print out of the same, fill in the relevant fields and submit the form along with necessary documents at the branch to process your application.
Application Status
The customers applying for the bank’s credit card can trace the status of the application by contacting the customer care or by visiting the nearest bank branch.
Canara Bank Gold Credit Card Statements
The bank provides monthly statements to the customers. The statement is sent to the registered address. The bank also provides E-statement to the customer via mail.
Customer Care Number
In the case of query, the customer can contact the customer care cell. The executives will provide you with the latest details about the product. You can call on the mentioned 24X7 toll-free helpline numbers:
1800-222-884 – For VISA cards
1800 425 0018 – For Master cards