Weekly Spotlight Series: Our Top Picks for Premium Credit Cards
Last Updated : April 1, 2024, 12:04 p.m.
Welcome back to our Weekly Spotlight Series! This week, we’re diving into the world of premium credit cards. Whether you love traveling in style, dining at fine restaurants, or simply enjoying the finer things in life, we’ve got you covered.
We’ve sifted through the options to bring you our top picks that pack a punch with exclusive benefits and rewards. Perfect for those who expect a little more from their credit card , our selection promises to elevate your spending experience.
Let’s explore these top-tier cards and find out which might become your new financial companion.
Best Premium Credit Cards in 2024
Furthermore, we have listed the best premium credit cards that will help you earn rewards and offer many additional perks.
SBI Aurum Credit Card
| Particulars | Details |
|---|---|
| Joining Fee | Rs. 9,999 + GST |
| Annual Fee | Rs. 9,999 + GST (Waived off on achieving a spending milestone of Rs. 12 lakh in a card membership year) |
| Bonus and Rewards | Get 4 reward points on every Rs. 100 spent on the card. |
Features and benefits:
- Get 40,000 bonus reward points worth Rs. 10,000.
- Avail 4 free movie tickets worth Rs. 1,000 every month via BookMyShow.
- Get unlimited international lounge access.
- Enjoy 4 complimentary visits per quarter to the domestic airport lounges.
- Forex markup of 1.99% on international transactions.
- E-vouchers from Tata CLiQ, Tata CLiQ Luxury, and Taj Experience.
HDFC Bank Infinia Credit Card Metal Edition
| Particulars | Details |
|---|---|
| Joining Fee | Rs. 12,500 + GST |
| Annual Fee | Rs. 12,000 + GST (Waived off on achieving a spending milestone of Rs. 12 lakh in a card membership year) |
| Bonus and Rewards | Get 12,500 reward points on fee realization & card activation |
Features and benefits:
- Get a complimentary Club Marriott membership for a year that offers up to 20% discount on dining & stay across the Asia-Pacific region.
- Receive 5 reward points for every Rs. 150 on retail spending, except for fuel and wallet reload.
- Get 10X reward points on your travel and shopping spending on SmartBuy.
- Unlimited complimentary golf games at leading courses across India.
- 1% fuel surcharge waiver at all fuel stations across India.
- Unlimited complimentary lounge access across 1,000+ airport lounges within and outside India.
SBI Card Elite
| Particulars | Details |
|---|---|
| Joining Fee | Rs. 4,999 + GST |
| Annual Fee | Rs. 4,999 + GST (Waived off on annual spends of Rs. 10 lakh) |
| Bonus and Rewards | Get Rs. 5,000 worth welcome gift vouchers |
Features and benefits:
- Get free movie tickets worth Rs. 6,000 every year.
- Earn up to 50,000 bonus reward points worth Rs. 12,500 per annum.
- Earn 5X reward points for spending on department stores, dining, and groceries.
- Earn 2 reward points for every Rs.100 spent on all other spends.
- Get 6 complimentary international airport lounge visits every year.
- Get 2 complimentary domestic airport lounge visits every year.
Air India SBI Signature Card
| Particulars | Details |
|---|---|
| Joining Fee | Rs. 4,999 + GST |
| Annual Fee | Rs. 4,999 + GST |
| Bonus and Rewards | Get 20,000 reward points on paying the joining fee of the card |
Features and benefits:
- Get a 1% fuel surcharge waiver on transactions worth between Rs. 500 and Rs. 4,000.
- Book railway tickets and get them delivered to your doorstep.
- Enjoy access to more than 600 international airport lounges with the Priority Pass Program.
- Enjoy a discount of Rs.1,000 on flight bookings on EaseMyTrip.
- Get a flat discount of 20% on your domestic and international hotel bookings on EaseMyTrip.
- With your credit card, get Rs.100 off on bus bookings.
Axis Magnus Credit Card
| Particulars | Details |
|---|---|
| Joining Fee | Rs. 12,500 + GST |
| Annual Fee | Rs. 12,500 + GST |
| Bonus and Rewards | Get a voucher worth Rs 12,500 on making the first transaction within 30 days. |
Features and benefits:
- Enjoy 8 complimentary end-to-end meet and assist services at the airport.
- Buy one movie ticket and get up to Rs. 500 off on the second ticket.
- Enjoy up to 40% off at over 4,000 restaurants across India.
- Receive 15% off on International and Domestic Oberoi and Trident hotels.
- Get virtual health assistance to get specialist appointments, health coaching, etc.
- 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000.
HDFC Diners Club Black Credit Card
| Particulars | Details |
|---|---|
| Joining Fee | Rs. 10,000 + GST |
| Annual Fee | Rs. 10,000 + GST ((Waived off on annual spends of Rs. 5 lakh or more) |
| Bonus and Rewards | Get 5 reward points per Rs. 150 spent across all categories |
Features and benefits:
- Get a complimentary annual membership of Club Marriott, Amazon, Swiggy One (3 months), and MMT Black.
- Unlimited airport lounge access to 1000+ lounges in India and worldwide
- Get monthly vouchers worth Rs. 500 from Ola cabs/ cult.fit Live/ BookMyShow/ TataCliQ.
- Get 6 complimentary golf games in a quarter.
- Low foreign exchange mark-up fee of 2%
- 25% savings on restaurant bills via Swiggy Dine Out or Good Food Trail Program.
Wrapping Up!
Concluding our weekly spotlight on premium credit cards, it’s clear these selections offer more than just financial transaction tools. They provide access to a suite of exclusive benefits, enhanced security features, and substantial reward programs. Our top picks are designed for those who expect their financial products to work harder for them, offering unique advantages that align with a luxurious lifestyle.