SBI Pulse Credit Card

Last Updated : Dec. 16, 2021, 4:14 p.m.

State Bank of India has always amazed its customers with a variety of credit cards. Recently, the SBI Card has introduced a new credit card for fitness freaks. The name of the card is SBI Pulse Credit Card. This card provides you with welcome benefits as well as a Fitpass Pro membership for one year. So, it means there are a lot more benefits of this card like reward points, free airport lounge access, insurance cover, and many others. So, you must explore all the features and benefits of this credit card and make the best use of it. You must also check the fees and other charges of the card before applying. There are also multiple payment options available to clear the bill of the Pulse credit card.

Features and Benefits of SBI Card Pulse

There are a lot of outstanding features and benefits of this credit card that save some bucks on fitness expenses. So, take a look at the SBI Pulse Credit Card Benefits below and see how you can use them to save some money.

Get Welcome Benefits

Upon getting this credit card from the SBI Bank, you will get the below benefits –

• A welcome gift of Noise ColorFit Pulse 2 Max SmartWatch Worth INR 5,999
• Available upon payment of the joining fee.

Enjoy Health Benefits

Besides the welcome gift, the SBI Pulse also gives you health benefits by providing your the following fitness memberships.

• Free Fitpass Pro Membership for 1 year
• Free Netmeds First Membership for 1 year

Note – Upon joining fee payment and at least one retail transaction, the membership will be given to the SBI Pulse Credit Card. These membership will get renewed every year on renewal fee payment.

Earn Reward Points

Also on your everyday spending, you will get the following reward points –

• 10 points upon INR 100 credit transactions on Pharmacy, Chemist, Movies, and Dining.
• 2 points on spending INR 100 on other categories

You can redeem the reward points against the Reward Catalogue shown on the bank website. So, select the product from the catalogue and redeem. The value of 4 reward points is equal to 1 rupee.

Enjoy Milestone Benefits

Upon reaching a spending limit, the bank will also give you benefits, let’s see what are those benefits –

• Renewal fee wavier upon spending INR 2 Lakhs
• Also an e-voucher of INR 1,500 provided the spending is INR 4 Lakhs

Get an Insurance Cover

When you get this SBI Bank Credit Card, you not only get the benefits on shopping, it will also provide financial protection. Check out the coverage below –

• Fraud liability – INR 1 Lakh Cover
• Air Accident- INR 50 Lakh Cover on this SBI Credit Card .
• Loss of checked-in baggage – USD 1,000 Cover
• Loss of travel documents – INR 12,500 Cover
• Baggage damage – INR 5,000 Cover
• Delay in check-in baggage – INR 7,500 Cover

Have Free Access to the Airport Lounges

Travel with luxury as with your flight bookings you also get a airport lounge access, see how many visits are complimentary with this SBI Pulse Credit Card

• 8 complimentary access to the airport lounges per year
• A maximum of 2 visits per quarter.

Enjoy Fuel Surcharge Waiver

SBI Pulse Credit Card Benefits has also incorporated your fuel expenses in the benefit section with the following –

• 1% surcharge waiver on fuel refilling across all petrol pumps in India. So you get savings on fuel as well with this SBI Card
• A maximum waiver of INR 250 per month is offered
• Available on transactions between INR 500 to INR 4,000.

Make use of FlexiPay Facility

There is also FlexiPay by which you can afford heavy credit card transaction amount –

• INR 2,500 and also transactions above this can be converted with this facility
• Conversion of a credit card transaction is allowed within 30 days of the transaction. So ensure you don’t miss this. Only then you can get the benefit of this one of the best credit cards in India for making EMI Transactions.

Use Pulse Credit Card Worldwide

No limit on credit card wide range of usage. You can use this credit card at over 24 million outlets worldwide. At 3.25 Lakh outlets in India this card is acceptable. Also you can make contactless payments with this SBI Bank Card.

Fees and Charges of the SBI Pulse Credit Card

The annual fee is Rs. 1,499 as well as the joining fee of Rs. 1,499 applies to the Pulse Credit Card. The table below includes other charges that are related to this SBI Credit Card.

Late Payment Charges

SBI Bank will charge a late payment as well on your due credit card bill. Well, it happens with most of us that we can’t keep up with the bill payments. So if that happens with your SBI Pulse Credit Card, you will need to pay the due amount plus an late fee. Check out the late charges for SBI Pulse Credit Card below

Payment options for SBI Card Pulse

You can pay the bill of your Pulse Credit Card through the following payment options:-

• Clear your bills through NEFT
• Or you can also use Paynet for clearing bills
• Make SBI Credit Card Online Payment through NACH
• There are other debit cards as well by which you can pay the bill
• And if you are an SBI customer, you can also use the SBI YONO app for bill payment
• And the most convenient payment method people are using now days is UPI . So you can also opt for this for your credit card payments.
• Use Payment Gateways like Paytm as well Gpay to pay credit card bills.

Frequently Asked Questions