Standard Chartered Bank DigiSmart Credit Card


  • Standard Chartered DigiSmart Card Presents the best discounts in Shopping, Travel, Entertainment, Fashion, Grocery and Food Delivery.
  • Apply Quickly to Avail Exciting Offers and Rewards.

Standard Chartered Bank DigiSmart Credit Card comes up with a lot of outstanding facilities. One can get special discounts on fashion goodies and have a great shopping experience of grocery stuff. Get Rebates on entertainment, food and travelling as Standard Chartered never fails to impress their customers. Now it is time to put your finger on fashionable dresses and avail premium discounts. Now dig in more to know the detail features of DigiSmart Credit Card.

Amazon Welcome Benefits

  • Apply for any Standard Chartered Credit Card from Wishfin/Deal4Loans and get an Amazon Pay Gift Card worth INR 1000.
  • You will have to make a minimum transaction of INR 1000 from the SC Credit Card within 30 days of its issuance to enjoy this offer.
  • This offer is valid up to the 31st of May 2022.
  • This offer will not be applicable to the Add-on Credit Cards.
  • The Spending of INR 1000 shall not be an ATM Withdrawal, Purchasing Jewelleries, and insurance policies.
  • You will receive the Gift Card within 60 days from the date of the transaction.

Credit Card

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    Eye catching offers of Standard Chartered Bank DigiSmart Credit Card

    • Get instant discount of 20% up to ₹700 per month
    • 15% cashback on OLA, up to ₹600 per month
    • Enjoy 10% off on Zomato, up to ₹750 per month
    • Get 10% off on Grofers, up to ₹1,000 per month
    • Weekends with BOGO offer on Inox – discounts of up to ₹400 per month
    • Discount at Yatra on Domestic Flights, International Flights, Domestic Hotels per quarter
    • Renewal benefits – Monthly fee reversed on spends of ₹5,000

    Charges of Standard Chartered Bank DigiSmart Credit Card

    • No Joining Fee
    • Monthly USage Fee – ₹49 + GST

    Eligibility Criteria

    • Age limit must be in the range of 21 years to 65 years.
    • Applicant’s monthly income should be stable.
    • The applicant must be of the credit card sourcing location.
    • An existing Standard Chartered Bank Credit Card holder would not be eligible for this credit card.

    Required Documents

    • Identity Proof – PAN Card, Passport, Govt.ID, Voter ID, Card etc.
    • Address Proof – Passport, Phone Bill, Electricity bill, Rent Agreement, Credit Card Statement.
    • One Passport Size Photograph
    • One month Salary Slip.
    • Income Tax Return of the previous year for Businessman.
    • Previous year income tax return document for professional.

    Transaction Limits for Availing Discounts

    The transaction limit totally depends on the credit score of the user. If you have a good Cibil Score and you are a loyal customer of Standard Chartered Bank then you’ll get good transaction limits. But there are certain transaction limits for availing the discounts of the credit card.

    • One transaction quarterly for availing domestic flights and hotel discounts.
    • Minimum transaction limit of ₹20,000 for booking international flights.
    • Avail the discount on shopping from Myntra only once every month.
    • No discounts on OLA bikes and shared OLA Cabs.
    • Get discount on Zomato orders only on 5 transaction per month.
    • Maximum limit of getting discounts on Grofers is ₹1000 only and 5 times a month.

    Apply Online – Standard Chartered Bank DigiSmart Credit Card

    If you are satisfied with all the offers, Charges and fees then you must be eager to know how to apply for this impressive credit card. You can apply for this card on Either you can apply through the Wishfin Whatsapp chat option or Wishfin online Chat option. The interface will ask to enter some of the basic details and then those will be forwarded to the concerned department. You’ll get a call from Wishfin’s professional where you identity proof will be verified and then the card will be processed. If there is any loophole in the document or CIBIL Score then you’ll be not entitled to take any credit card.

    Track Application Status of the Credit Card

    Once you have applied for a credit card, you can track your application status on the official website of Standard Chartered Bank. You just have to enter the application reference number and your phone number and submit it on the web page. The website will display the status of your application whether it is approved, pending or rejected due to misrepresentation of information.

    Payment Mode

    Standard Chartered Bank basically offers the following payment mode for clearing the billing amount of the DigiSmart Credit Card:-

    • Online Payment
    • Mobile Payment
    • Payment through Samsung Pay.

    Security of the Credit Card

    The DigiSmart Credit Card is secured with a one time password. Whenever you make any payment using a credit card, the bank will send you an OTP on your registered mobile number to confirm the payment. Therefore, all the payments of Standard Chartered Bank Credit Card are secure and confidential.

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