Standard Chartered Bank DigiSmart Credit Card comes up with a lot of outstanding facilities. So one can get discounts on fashion and other goodies. Get Rebates on entertainment, food and travelling as Standard Chartered never fails to impress their customers. Now it is time to put your finger on fashionable dresses and avail premium discounts. Now dig in more to know the detail features of DigiSmart Credit Card.
Credit Card
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By accepting our "Terms and Conditions" you authorize WIshfin and its associated Partner Banks to run a CIBIL/Experian check for your profile
To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
Eye catching offers of Standard Chartered Bank DigiSmart Credit Card
- 20% off on Myntra, applies on one transaction per month and subject to a maximum discount of ₹700
- 10% off on Zomato, applicable up to five transactions per month
- 10% discount on Grofers on a maximum of five such transactions per month, up to ₹1,000 each month
- Buy one INOX ticket and get another for free with DigiSmart Credit Card
- Also 15% off on OLA Cab rides
Standard Chartered Bank DigiSmart Travel Benefits
Use promo code DIGISMART to get discounts on travel expenses, such as –
- Up to 10% off on Domestic Flights tickets, subject to ₹750
- And 20% off on International Flighst, subject to ₹10,000
- Also get 25% off on your hotel bookings, subject to ₹4,000
The above travel benefits of Standard Chartered Bank Credit Card will be available to you if you book flight and hotel via Yatra.com. Also you can use the discount on one category only each quarter. Applicable on one credit card transaction.
DigiSmart Standard Chartered Card Fees
- No Joining Fee
- Monthly Usage Fee – ₹49 + GST
Note – The monthly fee will waive but only if you spend ₹5,000 per month.
Eligibility Criteria
- Age – 21 to 65 years.
- Monthly Income – ₹50,000 per month
- The applicant must be of the credit card sourcing location
Required Documents
- Identity Proof – PAN Card, Passport, Govt.ID, Voter ID, Card etc.
- Address Proof – Passport, Phone Bill, Electricity bill as well as Rent Agreement
- One Passport Size Photograph
- One month Salary Slip.
- Income Tax Return of the previous year for businessman.
- Previous year income tax return document for self-employed professionals.
Apply Online – Standard Chartered Bank DigiSmart Credit Card
If you are satisfied with all the offers, Charges and fees then you must be eager to know how to apply for this impressive credit card. You can apply for this card on Wishfin.com. Either you can apply through the Wishfin Whatsapp chat option or Wishfin online Chat option. The interface will ask to enter some of the basic details and then those will be forwarded to the concerned department. You’ll get a call from Wishfin’s professional where you identity proof will be verified and then the card will be processed. If there is any loophole in the document or CIBIL Score then you’ll be not entitled to take any credit card.
Track Application Status of the Credit Card
Once you have applied for a credit card, you can track your application status on the official website of Standard Chartered Bank. You just have to enter the application reference number and your phone number and submit it on the web page. Now you can see the status of your application and know it is approve, pending or rejected.
Payment Mode
Standard Chartered Bank basically offers the following payment mode for clearing the billing amount of the DigiSmart Credit Card:-
- Online Payment
- Mobile Payment
- Payment through Samsung Pay.
Security of the Credit Card
The DigiSmart Credit Card provides security with one time password. Whenever you make any payment using a credit card, the bank will send you an OTP on your registered mobile number to confirm the payment. Therefore, all the payments of Standard Chartered Bank Credit Card are secure and confidential.