YES Prosperity Edge Credit Card


  • Grab exciting reward point offers using YES Prosperity Edge Card
  • Lounge access, fuel surcharge waiver also there to excite the shopper in you

One of the finest credit cards in the business, Prosperity Edge card brings to you around 15,000 reward points on your spends. The rewards program help you accumulate reward points, which can be redeemed against travel and movie tickets. If that is not enough, you also have an option to buy products on EMI using YES Prosperity Edge Credit Card. Check out all those in detail here.

Credit Card

Quotes from 11 banks | Best Offers and Rewards

    Professional Details

    Personal Details

    YES Prosperity Edge Credit Card Rewards

    Cardholders can get reward points not only at the time of joining and retail spends but also on events as big as a birthday.

    • Earn 8 Reward Points per INR 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends
    • 4 Reward Points per INR 200 on other categories
    • On each YES PayNow registration, earn 500 Reward Points
    • No expiry date of reward points
    • 1 reward point equals to INR 0.25 on redemption
    • Reward Points can be redeemed against gift catalogue
    • Reward Points can be redeemed at the dedicated website for flights, hotels and movie tickets
    • Redemption of Reward Points against Air Miles where 10 Reward Points equals to 1 InterMile/ 1 Club Vistara Point
    • Earn 15,000 Bonus Reward Points on achieving spends of INR 6 Lakh or more in each anniversary year
    • Preferential Foreign Currency Markup of 3.00% only
    • Credit Shield cover in case of accidental death of the Primary Cardmember
    • Enjoy 4 complimentary rounds of green fees per calendar year at select Golf courses in India along with one complimentary Golf Lesson every calendar month at select golf courses in India
    • Fuel surcharge waiver granted at all petrol pumps for transactions between INR 400 and INR 5000 (with a total waiver in a statement cycle being capped at INR 250)
    • Complimentary Priority Pass Membership for the Primary Cardmember only
      Enjoy Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India
    • Air Accidental Death Coverage of INR 50 Lakh with a Life Insurance
    • Medical Insurance cover of INR 15 Lakh for emergency hospitalization when travelling overseas

    Where Can You Redeem Reward Points?

    The reward points earned can be redeemed at or for the following.

    • Hotel/Flight/Movie ticket websites
    • Exclusive catalogue of products

    Reward Point Redemption Rate

    10 reward points equal to INR 1 Intermile/1 Club Vistara Point

    Travel Privileges

    Cardholders can also avail exciting travel offers comprising the following.

    Priority Pass Membership – With this, you can have complimentary visits to international airport lounges. However, only primary cardholders are entitled to this privilege.

    MasterCard Lounge Program – Primary cardholders can get 2 complimentary visits to select airport lounges in a quarter.

    MasterCard World Golf Program – Get a green fee waiver at select golf courses across India. Also, the program features one complimentary golf session every calendar month. You can call on 1800 102 6263 to contact MasterCard Golf Concierge.

    Vehicle Refill Privilege

    Now refill your vehicle using Prosperity Edge card and get a surcharge waiver on all fuel transactions worth between INR 400 and INR 5,000 across petrol pumps in India.

    Instant EMI

    You can buy a consumer durable, book travel packages and do stuff alike with the card and get all that converted into EMIs, which stand for equated monthly installments. You also get reward points on transactions converted into EMIs.

    YES Prosperity Edge Credit Card Fees and Terms & Conditions

    ParticularsDetailsTerms & Conditions
    Joining FeeINR 1,199 + GST
    • The first year membership fee is reflected in your first credit statement
    • The membership fee will be waived if you do retail purchases of INR 15,000 within 90 days of the card set-up date
    Renewal FeeINR 1,199 + GST
    • The renewal fee is payable in the first statement post renewal
    • If you make retail spends of INR 75,000 within 12 months prior to the card renewal date, the renewal fee gets waived
    Interest Rate3.50% per month
    • On the revolving credit, the bank charges an interest over the due amount that is 3.50% per month
    • And annually, the total interest rate could go up to 42%
    Foreign Currency Markup Fee3.00%
    • Transactions made for foreign purchases come with a mark-up fee
    • It is payable with the monthly bills and gets added to your billing cycle

    How to Apply for YES Prosperity Edge Credit Card at Wishfin?

    Just visit the official website of Wishfin, an online marketplace for credit cards, loans and other financial products to apply for the card. As soon as you log in to the website, go to ‘Credit Cards’ and then to ‘Best Credit Cards’. Click on the latter to see an application form popping on the screen. Fill the relevant personal and occupational details before submitting the form. You would receive a call from Wishfin executives as soon as the application is submitted. The moment the details are verified successfully, you would get an approval for Prosperity Edge card.

    YES Prosperity Edge Credit Card Eligibility Criteria

    • Both salaried and self-employed with a minimum and maximum of 23 and 60 years, respectively, can apply.
    • Minimum net monthly salary should be ₹60,000 or the Income Tax Return (ITR) must be ₹7.20 lakh and above.

    YES Prosperity Edge Credit Card Customer Care

    You can reach out to the 24×7 customer care executives by dialing 18001031212 and sort out queries on reward points, their redemption, any new offers and much more. The executives will be all ears to take your queries and resolve them fast.

    YES Prosperity Edge Credit Card Statement

    Do glance at the credit card statement that you would get from YES BANK  on a monthly basis. The statement would detail on the transactions made in a billing cycle, the rewards earned, the levying of interest and taxes, if it’s the case, plus the due date, total dues, minimum due, etc. You can access the statement on your registered e-mail ID or via net banking.

    People Also Look For

  • Buy 24K 99.9% Pure Digital Gold Online