Axis Bank Magnus Credit Card Review: Rewards & Unique Features

Axis Bank Magnus Credit Card Review

Magnus is one of the most lucrative credit cards offered by Axis Bank, which offers a wide variety of great credit cards in its lineup. In the area of credit cards, Axis Bank keeps up its strong work. The Magnus is an appealing proposition since Axis has continued to add features and advantages to it. Axis Bank Magnus Credit Card Review are in the following paragraphs. After reading this review, if you don’t already own the Magnus, you’ll want to do so.

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    One of the first features of the Axis Bank Magnus Credit Card that stands out is its metallic design, which resembles the Amex Platinum more so than other metallic cards in India. The card feels substantial in your hands and sparks conversation. The numerals are engraved into the metal, so there is no chance of them wearing out over time. The card is currently issued as a Visa Infinite Credit Card instead of being issued on the MasterCard platform as it once was.

    Axis Bank Magnus Credit Card Review on Eligibility & Application

    You may apply for the Axis Magnus Credit Card both online and offline. If your card’s balance exceeds INR 3 Lakhs, you can upgrade to Magnus with an Axis Bank credit card. If your card has a minimum authorised limit of INR 5 Lakhs, you can also apply for it card-to-card by producing another credit card statement. Customers having an existing banking relationship with Axis Bank as well as those who are new to the bank, may apply for the Axis Bank Magnus Credit Card.

    Benefits of Axis Magnus Credit Card

    The Axis Bank Magnus Credit Card is a fantastic alternative with the below benefits:-

    • You may use up to 8 free VIP support services for a hassle-free airport journey. You may also employ porter services, help with security checks, immigration process support, and check-in assistance.
    • Using your Priority Pass Card, you may access up to eight foreign lounges without paying a dime
    • In India, you have unrestricted access to domestic lounges.
    • For a maximum of five movie or non-movie bookings each month, purchase a movie ticket through BookMyShow and receive Rs. 500 discount on the second ticket.
    • Up to 25% off is available at over 600 five-star restaurants in India.
    • Advantages available, such as lost card liability programmes, purchase protection, and air accident coverage.
    • From a list of medical professionals, you may obtain qualified medical advice and a diagnosis.
    • Get help with pre-trip information, immunisations, interpreter recommendations, visa need details, etc., as you fly.
    • If you used the Axis Bank Magnus Credit Card to make purchases totalling Rs. 15 Lakhs in the previous year, the annual charge of Rs. 10,000 + GST waive off.
    • 2.5% lower interest rate.
    • And many more benefits.


    On the Magnus, spending at the gas pump does not earn reward points. Instead, a 1% fuel fee rebate is there. They continue in the milestone spending on a monthly and yearly basis. Additionally, the maximum amount spent on insurance in a single transaction to earn points is INR 100K. On March 5, 2023, rent transactions were removed from the milestone coverage. Forex Charges are cheaper than some of the other market participants at 2%+GST.

    How to Apply?

    Axis Bank Magnus Credit Cards are available for application both offline and online. For your application, you must visit your local Axis Bank office carrying the required documentation. The online application process is below:

    • Select the Apply Now option.
    • Click “Cards” under the heading “Explore Products.”
    • To learn more, select “Explore more” and then “Credit Cards.”
    • Choose “Magnus Credit Card” and then click “Apply Now”.
    • Continue by carefully entering all the necessary information.


    Overall, the Axis Bank Magnus Credit Card is a great option for anyone spending more than INR 100,000 in a billing cycle because of its extremely attractive rewards system. Despite the significant annual fee, the Axis Bank Magnus credit card is an excellent option for wealthy individuals who choose a fancy lifestyle. The credit card is quite similar to HDFC’s Infinia and ICICI’s Emerald credit cards. This card’s additional medical advantages set it apart from the other two credit cards.


    1. Is Axis Magnus available at no cost?

    You must have a salary account with Axis Bank to make the Magnus Card lifetime free for yourself. If you meet the qualifying conditions, you can either receive the Magnus Card for free for life or have the first year’s charge waived.

    2. Is Magnus made of metal?

    The Visa Infinite platform now offers the Axis Bank Magnus Credit Card in a metal form factor.

    3. Can I access cash with my Axis Magnus credit card?

    This credit card charges a 2% foreign currency markup fee on all transactions. The Magnus credit card has no cash advance fee, so you may use it without incurring any fees for cash withdrawals (interest costs still apply, though).

    4. How do I use my welcome benefit from Axis Magnus?

    • Start by using your registered cellphone number to log into your account. 
    • Examine the perks to which your Axis Magnus Credit Card is entitled. 
    • Choose the desired benefit and ask for a coupon to be generated. 
    • Your benefit is used, and the email or SMS voucher is distributed.

    5. What is the Axis Bank Magnus minimum salary?

    You ought to be a resident of India. You must make a minimum of Rs. 18 lakhs per year, or your yearly income tax return must be Rs. 18 lakhs.

    6. What is the required cibil score for Axis Bank Magnus Credit Card?

    A solid credit score of 750 or above is required.

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