Bank of Baroda ICAI Exclusive Credit Card | Benefit, Elgibility, Fee & More

Bank of Baroda ICAI Exclusive Credit Card

Highlights

  • Life Time Free! No annual fees for Primary and Add-on cards, ever.

We’re excited to introduce the Bank of Baroda ICAI EXCLUSIVE Credit Card, exclusively designed for esteemed members like you. This best lifetime free credit card brings a host of unparalleled benefits to enhance your financial experience. With up to 50 days of interest-free credit, you have the flexibility to manage your expenses efficiently. Beyond that, the card opens doors to a world of world-class privileges, ensuring that every transaction is accompanied by added value.

What makes this card truly special is its commitment to providing delightful saving opportunities. As an ICAI member, you deserve more than just a credit card – you deserve an exclusive companion that understands and caters to your unique needs. Experience the power of exclusivity with the Bank of Baroda EXCLUSIVE Credit Card. It’s not just a card; it’s a symbol of recognition for your esteemed membership, offering you a wealth of benefits that align with your status and expectations.

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    Professional Details

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    Bank of Baroda ICAI Exclusive Credit Card Benefits

    • 5 points for every ₹100 on dining, online purchases, and utility bills.
    • FREE 6-month Fitpass Pro Membership
    • 12 complimentary access passes at partner domestic airport lounges.
    • Earn 1000 Reward Points on transacting within 30 days of card issuance.
    • Get 4,000 reward points every quarter by spending more than Rs. 1 Lakh or your credit limit (whichever is higher) in a calendar quarter.

    Reward Points – Accumulation & Redemption

    Enjoy cool perks with your Bank of Baroda Credit Card! Here’s how you can collect and use your reward points:

    Collecting:

    • Every time you spend ₹100, you get 1 reward point
    • For dining, online shopping, and utility bills, you get a boost – 5 points for every ₹100 spent.
    • 1000 points when you use your card within 30 days of getting it.
    • Every quarter, grab 4000 more points by spending over ₹1 Lakh

    Using:

    • Redeem points for real cash at a rate of 1 point = ₹0.25.

    Turn your shopping into rewards – it’s like getting a bonus with every swipe of your Bank of Baroda Credit Card.

    Complimentary Insurance for ICAI Credit Cardholders

    The complimentary insurance that comes with your Bank of Baroda (BoB) credit card is like having a safety net for unexpected situations. Let’s break down how it works:

    • Professional Indemnity Insurance Cover (₹5 Lakhs): This part of the insurance is there to support professionals like you. If there are any professional issues, it provides coverage of ₹5 Lakhs to help you handle the financial aspects.
    • Air Accident Death Cover (₹15 Lakhs): For your air travel, this cover steps in. In case of an unfortunate air accident, it provides a benefit of ₹15 Lakhs to your chosen beneficiaries.
    • Non-Air Accident Death Cover (₹5 Lakhs): This cover extends to non-air accidents. If, unfortunately, a non-air accident leads to loss of life, the insurance provides a cover of ₹5 Lakhs to your chosen beneficiaries.

    Think of it as an extra layer of protection, offering financial support during challenging times. It’s a reassuring benefit for BoB credit card users, ensuring that you have some peace of mind as you navigate through both your professional and personal endeavours.

    Who Can Get the Bank of Baroda ICAI Exclusive Credit Card?

    Getting this card is easy, and it’s open to:

    • If you’re an active member of ICAI, you can apply.
    • If you want to share the perks, your family or friends can get an add-on card if they’re over 18 years old.
    • You just need to be living in India.

    It’s an easy process, making sure that the exclusive benefits of this credit card are accessible to ICAI members and their loved ones who meet these straightforward conditions.

    Documents for Bank of Baroda EXCLUSIVE Credit Card

    Ready to enjoy exclusive perks? Applying for your Bank of Baroda EXCLUSIVE Credit Card is easy. Here’s what you need to submit along with your application:

    • A copy of your PAN card for identification.
    • Provide a photocopy of your ICAI Membership Card to confirm your eligibility.
    • Share your latest salary slip or the latest Income Tax Return (ITR). If you have another credit card, include a copy along with the latest bill statement.
    • Submit a document as proof of your current residence.
    • Attach one recent passport-size photograph to complete your application.

    Apply Now

    Choose the Bank of Baroda ICAI Exclusive Credit Card – from Shopping & Lifestyle to Premium and Co-branded cards.

    • Let’s start with your basic details
    • Now, add some income proof
    • Now e-sign your application

    This is the online application process for the BoB credit card, if you want to do it offline, visit your nearest BoB branch. You can locate your nearest branch on the bank website.

    Need Assistance or Have Questions?

    For any queries or support, reach out to BoB dedicated helpline available 24*7:

    Call: 1800 22 5100

    Email: Write to BoB at [email protected]

    Conclusion:

    Congratulations on discovering the Bank of Baroda ICAI EXCLUSIVE Credit Card! It’s more than a card; it’s your exclusive companion crafted just for you, an esteemed member of the Institute of Chartered Accountants of India (ICAI). This lifetime free credit card enriches your financial journey, offering up to 50 days of interest-free credit for easier expense management. Beyond financial perks, it symbolizes recognition for your esteemed membership, providing delightful saving opportunities and world-class privileges with each transaction.

    From earning 5 points for every ₹100 spent on dining, online purchases, and utility bills to a complimentary 6-month Fitpass Pro Membership, this card adds exclusive value to your everyday life. The reward points system, with easy accumulation and redemption, adds excitement to every purchase. The complimentary insurance coverage offers an extra layer of protection, providing financial support during unexpected situations. Applying for this exclusive credit card is simple—just submit the necessary documents and enjoy a 100% digital journey. Choose everyday happiness, apply today, and experience a new level of financial ease and recognition.

    FAQs on Bank of Baroda ICAI Exclusive Credit Card

    Q. What is ICAI exclusive?

    A. ICAI Exclusive refers to the Bank of Baroda’s exclusive credit card designed specifically for members of the Institute of Chartered Accountants of India (ICAI), offering unique benefits and privileges.

    Q. What is the interest rate of BoB ICAI credit card?

    A. The interest rate for the Bank of Baroda ICAI Exclusive Credit Card is 3.49% per month, which translates to an annual rate of 41.88%.

    Q. How do I get an ICAI card?

    A. To get an ICAI card, apply through the Bank of Baroda by meeting the eligibility criteria and submitting the required documents.

    Q. How much salary is required for BoB credit card?

    A. The salary required for a Bank of Baroda credit card varies, and specific details can be obtained by checking the eligibility criteria and contacting the bank directly.

    Q. Who is eligible for ICAI?

    A. All active members of the Institute of Chartered Accountants of India (ICAI) are eligible for the Bank of Baroda ICAI Exclusive Credit Card.