Best Bank of Baroda Credit Card for Low Income

Last Updated : Oct. 4, 2021, 1:44 p.m.
Credit Cards give a financial push to the individuals who fall short of funds during the month-end. On the other hand, it gives you various offers and benefits but sometimes due to a low income many people face application rejection from the bank. Therefore, we have discussed the best Bank of Baroda credit card for low income and the fee of the card is also low. You will not need a high income if you want to apply for these credit cards. If your income is ₹17000 and above per month then you can easily apply for this credit card. You must also go through the offers and other benefits of these cards so that you can differentiate among them.
Bank of Baroda Credit Cards for ₹17000 to ₹33000 Salaries
In the table given below, you can go through credit cards offered by the Bank of Baroda for people with a low income. You can see the minimum income required to apply for credit cards .
Bank of Baroda Credit Cards | Minimum Income Required | Joining Fees | Offers and Benefits |
---|---|---|---|
BOB Titanium Master Credit Card | ₹2 Lacs and Above | NIL |
|
BOB Co-Branded Credit Card | ₹3 Lacs and Above | ₹500 |
|
BOB ICAI Credit Card | Individual Needs to be a Chartered Accountant | Lifetime Free |
|
BOB CMA Credit Card | Individual Needs to be a Cost Accountant | ₹1 |
|
BOB Platinum Visa Credit Card | ₹4 Lacs and Above | ₹500 |
|
Documents Required for Bank of Baroda Credit Card
The Bank of Baroda will ask for certain documents if you are applying for its credit card . You will have to submit one identity proof, one address proof, and one income proof to the bank in order to get an easy disbursal for the BOB card.
Identity Proof
- PAN Card
- Passport
- Aadhaar Card
Income Proof
- Salary Slips
- Certificate for the last 3 months
- Latest bank statement indicating salary credited for a minimum of 3 months
- Income tax return statement
Address Proof
- Passport
- Ration Card
- Electricity Bill
- Aadhaar Card
Conclusion
So, you have seen the best Bank of Baroda Credit Card for low income. You must have seen the income required to apply for these Bank of Baroda credit cards and they are usually low. If you want to enjoy the benefits of these cards then you will not have to need a high income. If you are earning 15000-20000 per month then you can easily get any card from the Bank of Baroda.