- Go through the list of NRI Credit Cards that have exclusive offers and benefits.
- Check the fees and all the features of the cards available for NRIs.
- See an NRI can save some extra money using these credit cards.
Credit Cards not only give you a high credit limit but they have many exclusive offers that can help you to cut off your expenses. Indian Residents can easily apply for any card but if an NRI wants to apply for a card then he has limited options. Therefore, we have discussed the best credit cards for NRI that you can apply easily. If you are an NRI then you must go through the list of NRI Credit Cards available in India. All these cards have exclusive features and benefits and you can save a lot of money from your monthly estimated budget. We have mentioned all the credit cards for Non-Resident Indians with their features and fees.
Quotes from 11 banks | Best Offers and Rewards
Table of Contents
- 1 List of Top NRI Credit Cards
- 1.1 HDFC Diners Club Black Card
- 1.2 Axis Neo Credit Card
- 1.3 ICICI Bank NRI Coral Credit Card
- 1.4 Kotak NRI Royale Signature Credit Card
- 1.5 ICICI Bank NRI Sapphiro Credit Card
- 1.6 HDFC Regalia Credit Card
- 1.7 SBI Elite Card
- 1.8 Jet Privilege HDFC Bank Diners Club Credit Card
- 1.9 HDFC Money Back Credit Card
- 1.10 HDFC Bank Platinum Times Credit Card
List of Top NRI Credit Cards
If you are an NRI and you are looking for a credit card then you are at the right place. We have a list of all credit cards that can be useful for an NRI. You must explore all these cards and then choose the card as per the usage.
|Credit Cards||Features||Credit Card Fee|
|HDFC Diners Club Black Card||- Enjoy a membership from Club Marriott, Zomato Gold, Amazon Prime, and Forbes as a welcome gift.|
- Get the lowest Foreign Currency Markup on this card that is just 1.99%.
|- Membership Fee ₹10000+GST|
- Renewal Membership Fee ₹5000+GST
|Axis Neo Credit Card||- Enjoy a 10% Discount on each bus ticket reservation made on redBus|
- Convert the transactions of ₹2500 and above into EMI.
- Get 2 reward points on spending ₹200.
|- Joining Fees- NIL|
- Renewal Fees- ₹250.
|ICICI Bank NRI Coral Credit Card||- Enjoy a Discount of 25% of up to ₹100 on entertainment on booking 2 tickets.|
- Enjoy 2 complimentary access to the Airport Lounges per quarter.
|- Joining Fee- ₹1000 + GST|
- Annual Fee- ₹500 + GST
|Kotak NRI Royale Signature Credit Card||- Spend ₹200 outside India and earn 2 reward points.|
- Get 1 reward point on every spend of ₹200 within India.
|- Annual Fee- ₹1000+GST|
- Add-on Card Fee- ₹599+GST
|ICICI Bank NRI Sapphiro Credit Card||- Get 4 complimentary visits to the Domestic Airport Lounges per quarter.|
- Enjoy 2 complimentary access to the domestic Airport Spa per year.
|- Joining Fee- ₹6500 + GST|
- Annual Fee- ₹3500 + GST
|HDFC Regalia Credit Card||- Get a complimentary Priority Pass membership for free access to more than 1000 airport lounges worldwide.|
- Enjoy 12 complimentary lounge visits to both domestic and international lounges every calendar year.
|- Annual Fee- ₹2500+GST|
- Renewal Fee - ₹2500+GST
|SBI Card Elite||- Enjoy a Complimentary Club Vistara and Trident Membership.|
- Get accessibility at over 850 airport lounges located worldwide
|- Annual Fee- ₹4999+GST|
- Renewal Fee- ₹4999+GST
|JetPrivilege HDFC Bank Diners Club Credit Card||- Enjoy a complimentary ticket with a base fare waiver and earn a discount voucher for the return flight on Jet Airways.|
- Enjoy a discount of 5% on the base fare of revenue tickets booked Jet Airways Official Website.
|- Annual Fee- ₹10000+GST|
- Renewal Fee- ₹5000+GST
|HDFC Bank MoneyBack Credit Card||- Get 2 Reward Points on spending every ₹150.|
- Get an interest-free period of 50 days from the date of purchase.
|- Joining Fees- As per bank’s norms.|
- Fees- ₹500+GST.
|HDFC Bank Platinum Times Credit Card||- Enjoy a Discount of up to ₹9600 on dining bills.|
- Enjoy a discount of up to ₹1500 on fuel transactions.
|- Membership Fee- ₹1000+GST|
- Renewal Fee-₹1000+GST
HDFC Diners Club Black Card
- Get 5 Reward Points for every retail expenditure of ₹150.
- Get up to 2000 Reward Points for insurance transactions in a year.
- Enjoy complimentary Golf Programs at 20 golf courses in the country and over 40golf courses worldwide.
- Enjoy an Air Accident Cover of up to ₹2 Crores.
- Get an Emergency Medical Expenses Cover of ₹50 Lacs.
- Credit Liability Cover of ₹9 Lacs.
- Travel Insurance Cover of ₹55000 on baggage delay and/or loss.
- The age of the applicant must be between 21 years to 65 years.
Axis Neo Credit Card
- Enjoy 10% off on a minimum purchase of ₹500 at Myntra.
- Get a 10% discount every time you purchase movie tickets at BookMyShow.
- Enjoy a welcome gift voucher of ₹500 while shopping at Jabong.
- Get a 10% cashback offer on mobile recharge at the Freecharge mobile app.
- Spend ₹2500 within 45 days of card issuance and waive off the renewal fee.
- The age of the applicant must be between 18-70 years.
ICICI Bank NRI Coral Credit Card
- Get a 1% fuel surcharge waiver on fuel transactions of up to ₹4,000 at HPCL pumps.
- Save up to 15% on dining under the Culinary Treats Program.
- Waive off the Annual Fee by spending more than ₹1.5 Lacs in a year.
- This is a new chip card and has an extra layer of security.
- This is one of the best credit cards for NRI.
Kotak NRI Royale Signature Credit Card
- You can redeem your points against options like movies, air tickets, Airmiles, cash, and others.
- Get the benefit of paying for your purchases, travel, and dining using the card.
- Enjoy a cover against the fraudulent usage
- The add-on cardholders will also enjoy the benefits.
- The Foreign Currency Mark-up is 3.50%.
- The minimum and maximum age of the applicant must be 18 years and 75 yearsrespectively.
ICICI Bank NRI Sapphiro Credit Card
- Enjoy 4 complimentary rounds of golf every month at the golf course.
- Get 2 PAYBACK Points on every spend of ₹100 on all domestic purchases,except on fuel.
- Buy one movie or event ticket and get up to ₹500 off on the second ticket on BookMyShow.
- Save 15% on dining bills at 2,500+ restaurants across India through CulinaryTreats Programme.
- Get 1 PAYBACK Points on every ₹100 spend on utilities and insurancecategories.
- Get air accident insurance of ₹3 crores through this credit card.
- Waive off the Annual Fee by spending ₹6 Lacs in a Year.
HDFC Regalia Credit Card
- Get 4 Reward Points on every ₹150 with your HDFC Credit Card.
- Get 10000 reward points if you spend ₹5 lacs in a year.
- Earn 5000 points on an annual spend of ₹8 lacs.
- Get the facility of customizing your travel and entertainment with the TravelConcierge Assistance.
- Enjoy a complimentary Zomato Gold membership for a year.
- The Interest on revolving credit is 3.49% per month.
SBI Elite Card
- Multiply your rewards 5 times on grocery, departmental stores and dining spend.
- Enjoy concierge services such as holiday packages, hotel reservations, giftdelivery.
- Enjoy 6 complimentary visits per year to Airport Lounges outside India throughPriority Pass.
- Get a 1% fuel surcharge waiver on this card.
- Get a complimentary fraud liability cover of ₹1 Lac.
- Enjoy a 50% discount on golf games and get 4 complimentary rounds.
- The age of the applicant must be at least 21 years but not more than 70 years.
- Spend ₹10 lakhs and waive off the annual fee for the next year and you cancheck it after making the SBI Credit Card Login.
Jet Privilege HDFC Bank Diners Club Credit Card
- Enjoy 24×7 concierge assistance services on this credit card.
- Enjoy dining privileges through this card.
- Spend ₹8 lacs in a year to waive off the renewal fee from the next year.
- Multiply JPMiles 3 times by spending on Jet Airways’ website.
- Get 8 JPMiles on every ₹150 spend from the card.
- The minimum age of the applicant must be 21 years and a maximum of 65 years.
HDFC Money Back Credit Card
- Get a Fuel Surcharge Waiver of up to 1% on all fuel transactions above ₹400.
- The minimum age of the applicant must be 18 years.
- The maximum age of the applicant must be 65 years.
- Earn 100% more Reward Points on your online expenditure.
- You can check other offers of this card by making the HDFC Credit CardLogin.
HDFC Bank Platinum Times Credit Card
- Get Welcome Gift gift vouchers for dining, shopping, apparel, and much more.
- Get exciting discount offers throughout the year on movie tickets.
- Enjoy 3 Reward Points on spending ₹150 from your card.
- Enjoy 50 days interest-free period from the date of purchase on this credit card.
- The age of the applicant must be between 18-65 years.