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Best ICICI Credit Card For Low Income

Highlights

  • Have a look at the ICICI Credit Cards for the people with a low income.
  • Check the fees of all the cards and apply for them even if you have a low income.
  • Explore the features and benefits of all the ICICI Bank Credit Cards available for people with a low income.

There are a lot of people in India whose credit card application gets rejected due to their low income. But if you apply for a card that has a nominal annual fee then there are high chances of getting your application approved. We have discussed the best ICICI Bank Credit Card for Low Income and all of them have a nominal joining fee. You must go through the features and benefits of these credit cards and apply for any one card. There are some cards that don’t have any joining fee and the fee of some other cards will be waived off if you reach a certain spending limit. Let’s move on to the ICICI Credit Cards for the people with a low income.

ICICI Credit Cards for the People with a Low Income

If you have a low income and still you want an ICICI Bank Credit Card then you can go through cards whose fees you can afford easily. You must also explore the offers and all the benefits of these credit cards.

ICICI Credit CardJoining FeesFeatures and Benefits
Amazon Pay ICICI Bank Credit CardNIL

  • Get 5% cashback on Amazon’s official website if you are a Prime member.

  • Non-prime customers will get 3% cashback on Amazon.

  • Enjoy 2% cashback on more than 100 Amazon Pay partner merchants.

  • Get 1% cashback on other purchases as the Amazon pay Balance.

  • Get 15% off on dining at more than 2,500 restaurants across India under the Culinary Treats Program.

  • Enjoy a 1% Fuel surcharge waiver on fuel transactions.

ICICI Bank Platinum Chip Credit CardNIL

  • Get a 1% waiver at fuel surcharge on fuel purchase up to ₹4000 at HPCL pumps.

  • Get 2 PAYBACK points on every retail purchase of ₹100.

  • Redeem 2000 PAYBACK points of ₹500 by swiping your PAYBACK Membership card at any HPCL Petrol Pumps.

  • Get a minimum of 15% off on your dining bills at over 2500 restaurants in India under the Culinary treat Program.

  • Waive off the renewal fee by spending ₹50000 and above in a year.

ICICI Bank Instant Platinum Credit CardNIL

  • There is no need for income documents while applying for the card.

  • Earn 2 PAYBACK points on every retail purchase of ₹100.

  • Enjoy services like Global Emergency Assistance and card replacement in any city or any country across the globe.

  • Get ₹100 off on movie bookings made through Bookmyshow, twice a month.

  • Get a minimum discount of 15% on your dining bills at over 800 restaurants in India.

  • Get a 1% fuel surcharge waiver on fuel purchases at HPCL pumps on this card.

ICICI Bank HPCL Coral Credit Card₹199 plus taxes

  • Earn 2 PAYBACK points on every purchase of ₹100 (except fuel).

  • Redeem 2000 PAYBACK points at the HPCL stations that will be equal to ₹5000.

  • Earn 2.5% cashback and 1% surcharge waiver at HPCL Fuel Stations.

  • Get ₹100 off on up to 2 movie tickets every month on bookings made through Bookmyshow.

  • Get 15% off on your dining bills at over 800 restaurants across the nation under the Culinary Treat Program.

  • Spend ₹50000 and above and waive off the annual fee.

ICICI Bank HPCL Platinum Credit Card₹199 plus taxes

  • Earn a cashback of ₹100 on fuel purchase at HPCL pumps, every single time you swipe your card at ICICI Merchant Services.

  • Get a 1% waiver at fuel surcharge on fuel purchase up to ₹4000 at HPCL pumps.

  • Spend ₹100 (except fuel) and earn 2 PAYBACK Points.

  • Redeem 2000 PAYBACK points that will be ₹500 by swiping your PAYBACK Membership card at HPCL Stations.

  • Get ₹100 off on movie tickets on any day of the week.

  • Enjoy a discount of 15% on dining at over 800 restaurants across the nation.

  • Spend ₹50000 and above and the annual fee of the subsequent year would be waived off.

ICICI Bank HPCL Coral Visa Contactless Credit Card₹199 plus taxes

  • Enjoy up to ₹100 off on movie tickets twice a month at BookMyShow.

  • Get a minimum discount of 15% on each dining bill paid through your ICICI Bank Credit Card at over 2100 restaurants across the nation.

  • Get 2.5% off every month by swiping your card at the HPCL pumps for refilling and the minimum transaction must be ₹500.

  • Get 2 PAYBACK points on every ₹100 spent on other transactions except fuel.

  • You can redeem 2000 PAYBACK Points against fuel worth ₹500.

  • Enjoy a 1% waiver on fuel surcharge at any HPCL pump.

  • Waive off the renewal fee by spending ₹50000 in a year.
ICICI Bank Manchester United Platinum Credit Card₹499 plus taxes

  • Enjoy a welcome gift of Manchester United branded football after paying the joining fee and make a transaction of at least ₹1000 within three months.

  • Earn 2 reward points each on domestic and international transactions.

  • Enjoy 3 reward points on spend made on the match days of Manchester United.

  • Enjoy 2 complimentary movie tickets every month up to ₹250 per ticket at BookMyShow.

  • Get 15% off on dining at more than 2500 restaurants across India under the Culinary Treats Program.

  • Get 1% surcharge waiver on refilling the vehicle at the refilling stations.

  • Enjoy 1 complimentary access to domestic airport lounges in India per quarter.

ICICI Bank Coral Contactless Credit Card₹500 plus taxes

  • Get 2 PAYBACK points on every ₹100 spent on all categories except Fuel.

  • Enjoy 1 PAYBACK points on every ₹100 spent on transactions made on utilities and insurance categories.

  • Enjoy 10000 complimentary PAYBACK Points on every year.

  • Book movie ticket through Bookmyshow and earn 1 movie ticket free on the purchase of other, on any day of the week.

  • Get up to 2 tickets every month up to ₹250 per ticket.

  • Get 15% discount under the Culinary Treats Program at more than 2500 restaurants across 12 major cities in India.

  • Enjoy 1 complimentary domestic airport lounge visit on a quarterly basis.

  • Enjoy 1% waiver on fuel surcharge at any HPCL pump.

  • On spending ₹150000 and above your credit card annual fee of the subsequent year will be waived-off.

Documents Required for ICICI Credit Card

If you are applying for the ICICI Credit Card then you will have to submit certain documents to the bank and the documents will include one address proof, one identity proof, and one income proof. You can go through the list of various documents below:-

Address Proof

  • Passport
  • Ration Card
  • Electricity Bill
  • Aadhaar Card

Income Proof

  • Salary Slips
  • Certificate for the last 3 months
  • Latest bank statement indicating salary credited for a minimum of 3 months.
  • Income tax return statement.

Identity Proof

  • PAN Card
  • Passport
  • Aadhaar Card

Conclusion

So, you have seen the best ICICI Bank Credit Card for low income. All the Best credit cards mentioned above have a very nominal fee that is easily affordable by the individual with a low income. If you have a good CIBIL Score then the approval for any card will be easier even if you have a low income. Therefore, you must enjoy great offers and deals on the above ICICI Credit Cards and apply for them at a low income.

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