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BOB Varunah Plus Credit Card

BOB Varunah Plus Credit Card

Last Updated : March 4, 2022, 1:45 p.m.

Bank of Baroda offers many credit cards to its customers whether they use them for shopping or have a luxurious experience. Credit cards give you a credit limit and many offers on various brands. If you are willing to apply for a credit card then you can have a look at this BOB Credit Card . This card helps you to earn thousands of reward points and you can redeem them against various brands. On the other hand, the BOB Varunah Plus Credit Card has free airport lounge benefits and accidental death benefits for your loved ones. You must take a look at all the features and benefits of the Varunah Plus card before you apply for it.

Features: BOB Varunah Plus Credit Card

Check out the benefits of BOB Varunah Plus Credit Card –

Five Times Reward (Travel, Dining & Online )

BOB Financial give you extra rewards when you use your card for specific transactions, here’s the list:

  • International : Use it for international transactions.
  • Dining : Enjoy rewards for transactions with MCCs 5812 and 5814.
  • Travel : Gain points for travel expenses with MCC 4722.
  • Online : Shop online and earn rewards with transactions flagged by the Merchant Acquirer.

Note : The purchase category is determined by the Merchant Category Code (MCC) at the establishment. BOB Financial holds the exclusive right to determine if a purchase qualifies based on the best credit card eligibility criteria.

Entertainment Reward

Activate your complimentary 12-month Amazon Prime Membership with your Bank of Baroda Varunah Credit Card:

  • Look out for an SMS or Email on your registered mobile number or email ID from BoB Credit Card, containing a Unique Code and a Link to activate your membership.
  • The activation message will be delivered within a maximum of 30 days from the card issuance.
  • The Activation Code remains valid for two months from the date of delivery.
  • Click on the provided link to access the Offer landing page and apply the Activation Code.
  • Log in to your Amazon account. If you’re not an Amazon customer, create your own account.
  • Confirm your billing address.
  • Upon billing address confirmation, your Prime journey will be activated for 12 months.

Exclusive Lounge Access

Premier RuPay cardholders with Bank of Baroda Varunah Plus Credit Cards enjoy 3 complimentary domestic airport lounge visits per calendar quarter. Simply present your best credit card for airport lounges (Varunah Plus) at participating lounges to avail of this feature.

BOB Credit Card Covering Daily Essentials

Covering daily essentials with convenience. So experience the ease of managing your everyday expenses, such as fuel, groceries and more.

  • 2 Reward Points for every Rs. 100 spent on groceries and other spends
  • Waiver of 1% fuel surcharge at all fuel stations
  • Convert high-amount purchases (Rs. 2,500 and above) into EMIs
  • Three Lifetime Free add-on cards for your family members
  • 50 days of interest-free period following the date of the transaction

Bank of Baroda Varunah Plus Charges

The waiver of the joining or annual fee for a credit card is only applicable to cardholders who have not defaulted on their payments. In other words, if you have been timely and responsible in making your credit card payments, you may be eligible for the waiver of these fees. However, if you have a history of delayed or missed payments, the waiver may not apply, and you may be required to pay the joining or annual fee for the credit card.

Fee TypeCharge (In ₹)
First Year1,499
Annual (Subsequent Years)1,499

Conditions for Fee Waiver

  • First-Year Fee: Spend Rs. 15,000 on your card within the first 180 days of the card setup date.
  • Reversal Timeline: The fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.
  • Annual Fee: Spend Rs. 1,50,000 on your card in the preceding year for an annual fee waiver.

Apply Now

Apply for the BOB Varunah Plus Credit Card in just a few simple steps:

  • Click on the ‘Apply Now’ button below.
  • Fill in the required details in the online application form.
  • Submit necessary documents for verification.
  • Await approval from Bank of Baroda.
  • Once approved, receive your BOB Varunah Plus Credit Card at your doorstep.
  • Enjoy exclusive benefits and perks with your new credit card.

Apply now to experience financial convenience and rewards.

Document Checklist

Typically, the documents required for a credit card application may include:

Proof of Identity:

  • Aadhar card
  • Passport
  • Voter ID
  • Driver’s license

Proof of Address:

  • Utility bills (electricity, water, gas)
  • Aadhar card
  • Passport
  • Rent agreement (if applicable)

Income Proof:

  • Salary slips
  • Bank statements
  • Income tax returns

Employment Proof:

  • Employee ID card
  • Appointment letter
  • Latest salary slip


Bank of Baroda’s credit card offerings cater to various needs, and the BOB Varunah Plus Credit Card stands out with its impressive features. This card lets you earn rewards for specific transactions like travel, dining, and online spending. It also brings added perks, such as a complimentary 12-month Amazon Prime Membership and exclusive lounge access. Covering daily essentials, it offers a 1% fuel surcharge waiver and the flexibility to convert high-value purchases into EMIs. However, it’s essential to note the joining and annual fee waiver conditions, which depend on timely payments. Applying is easy – just follow the simple steps, submit the necessary documents, and await approval to enjoy financial convenience and rewards.

FAQs on BOB Varunah Plus Credit Card

Q. What is the minimum salary for BOB Varunah Plus credit card eligibility?

A. There is no minimum salary criteria for BOB Varunah Plus credit card eligibility, as the card is exclusively designed for Navy personnel.

Q. Which Bank of Baroda credit card is best for Navy Personnel?

A. The BOB Varunah Plus Credit Card is considered the best for Navy Personnel, offering exclusive benefits such as complimentary airport lounge access, in-built insurance cover, and other features.

Q. Does the BoB RuPay credit card have lounge access?

A. Yes, Bank of Baroda RuPay Credit Card customers can avail of complimentary airport lounge visits as per the product feature.

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