BPCL SBI Card Octane

Last Updated : July 15, 2025, 6:52 p.m.
Looking for a fuel credit card that gives maximum rewards, unmatched savings, and premium benefits? The BPCL SBI Card OCTANE is the answer. Tailored for frequent fuel spenders, this card gives you 7.25% value back at Bharat Petroleum (BPCL) fuel pumps and loads of lifestyle benefits. Whether you drive daily or travel long distances, this card makes every fuel purchase more rewarding.
Why Does BPCL SBI Card OCTANE Stand Out?
The BPCL SBI Card OCTANE is not just another co-branded fuel card. It's a power-packed version of the popular BPCL SBI Card, offering higher reward rates, greater fuel surcharge waivers, and exclusive travel and lifestyle privileges. Here's what makes it a top pick:
Features and Benefits of BPCL SBI Octane Credit Card
Here are the features of this card that might amaze you and you must go through all the benefits so that you can evaluate your savings on the fuel expenses easily.
7.25% Value Back on Fuel Spends at BPCL
- 6.25% as reward points (25X)
- 1% Fuel Surcharge Waiver
- Applicable on transactions up to Rs. 10,000 per month.
- Earn up to 2,500 reward points per billing cycle
10X reward points on Non-Fuel BPCL spends
- Use the card at BPCL SmartDrive outlets for lubricants, snacks, and convenience store purchases
- Get 10 reward points per ₹100 spent
5X reward points on dining, movies, and groceries.
- Enjoy accelerated benefits on key categories
- Perfect for urban consumers and families
Complimentary Airport Lounge Access
- 4 free domestic lounge visits each year (1 per quarter)
- Travel in style and comfort
Contactless and Secure Payments
- Tap-and-pay enabled for faster and safer transactions
BPCL SBI Card Octane Fees and Other Charges
The joining and annual fees of this credit card is ₹1,499+GST.
Fee Type | Amount |
---|---|
Joining Fee | ₹1,499 + GST |
Annual Renewal Fee | ₹1,499 + GST |
Finance Charges | 3.50% per month (42% annually) |
Foreign Markup | 3.5% |
BPCL SBI Card OCTANE Vs BPCL SBI Card
Feature | BPCL SBI Card OCTANE | BPCL SBI Card |
---|---|---|
Annual Fee | ₹1,499 | ₹499 |
Fuel Value Back | 7.25% | 4.25% |
Lounge Access | Yes | No |
Reward Rate (non-fuel) | Up to 10X | Up to 5X |
Eligibility Criteria
To apply for the BPCL SBI Card OCTANE, you should:
- Be aged between 21 to 65 years
- Have a stable income
- Possess a good CIBIL score (750+)
- Be a resident of India
Documents Required
- Identity proof: PAN card, Aadhaar card
- Address proof: Utility bills, Aadhaar, Passport
- Income proof: Salary slip or ITR for self-employed
BPCL SBI Card Octane Bill Payment
You must avoid the payment of your credit card bill through cash or cheque because the bank charges an extra fee for that. Therefore you must always prefer an online payment of the SBI Credit Card . The options for payment of the BPCL SBI Card octane are:-
- NEFT
- PayNet
- SBI Online
- NACH Facility
- SBI Mobile Application
- YONO Cash
- UPI Payments
- Billdesk
Is BPCL SBI Card OCTANE the Best Fuel Card?
If you're loyal to Bharat Petroleum and want maximum cashback, premium lifestyle privileges, and high reward potential, the BPCL SBI Card OCTANE is unmatched. It’s a smart upgrade from the regular BPCL SBI Card and delivers 7.25% value back on your fuel spends—one of the highest in India.
Frequently Asked Questions (FAQs)