BPCL SBI Card Octane

BPCL SBI Card Octane

Last Updated : July 15, 2025, 6:52 p.m.

Looking for a fuel credit card that gives maximum rewards, unmatched savings, and premium benefits? The BPCL SBI Card OCTANE is the answer. Tailored for frequent fuel spenders, this card gives you 7.25% value back at Bharat Petroleum (BPCL) fuel pumps and loads of lifestyle benefits. Whether you drive daily or travel long distances, this card makes every fuel purchase more rewarding.

Why Does BPCL SBI Card OCTANE Stand Out?

The BPCL SBI Card OCTANE is not just another co-branded fuel card. It's a power-packed version of the popular BPCL SBI Card, offering higher reward rates, greater fuel surcharge waivers, and exclusive travel and lifestyle privileges. Here's what makes it a top pick:

Features and Benefits of BPCL SBI Octane Credit Card

Here are the features of this card that might amaze you and you must go through all the benefits so that you can evaluate your savings on the fuel expenses easily.

7.25% Value Back on Fuel Spends at BPCL

  • 6.25% as reward points (25X)
  • 1% Fuel Surcharge Waiver
  • Applicable on transactions up to Rs. 10,000 per month.
  • Earn up to 2,500 reward points per billing cycle

10X reward points on Non-Fuel BPCL spends

  • Use the card at BPCL SmartDrive outlets for lubricants, snacks, and convenience store purchases
  • Get 10 reward points per ₹100 spent

5X reward points on dining, movies, and groceries.

  • Enjoy accelerated benefits on key categories
  • Perfect for urban consumers and families

Complimentary Airport Lounge Access

  • 4 free domestic lounge visits each year (1 per quarter)
  • Travel in style and comfort

Contactless and Secure Payments

  • Tap-and-pay enabled for faster and safer transactions

BPCL SBI Card Octane Fees and Other Charges

The joining and annual fees of this credit card is ₹1,499+GST.

Fee TypeAmount

Joining Fee

₹1,499 + GST

Annual Renewal Fee

₹1,499 + GST

Finance Charges

3.50% per month (42% annually)

Foreign Markup

3.5%

BPCL SBI Card OCTANE Vs BPCL SBI Card

FeatureBPCL SBI Card OCTANEBPCL SBI Card

Annual Fee

₹1,499

₹499

Fuel Value Back

7.25%

4.25%

Lounge Access

Yes

No

Reward Rate (non-fuel)

Up to 10X

Up to 5X

Eligibility Criteria

To apply for the BPCL SBI Card OCTANE, you should:

  • Be aged between 21 to 65 years
  • Have a stable income
  • Possess a good CIBIL score (750+)
  • Be a resident of India

Documents Required

  • Identity proof: PAN card, Aadhaar card
  • Address proof: Utility bills, Aadhaar, Passport
  • Income proof: Salary slip or ITR for self-employed

BPCL SBI Card Octane Bill Payment

You must avoid the payment of your credit card bill through cash or cheque because the bank charges an extra fee for that. Therefore you must always prefer an online payment of the SBI Credit Card . The options for payment of the BPCL SBI Card octane are:-

  • NEFT
  • PayNet
  • SBI Online
  • NACH Facility
  • SBI Mobile Application
  • YONO Cash
  • UPI Payments
  • Billdesk

Is BPCL SBI Card OCTANE the Best Fuel Card?

If you're loyal to Bharat Petroleum and want maximum cashback, premium lifestyle privileges, and high reward potential, the BPCL SBI Card OCTANE is unmatched. It’s a smart upgrade from the regular BPCL SBI Card and delivers 7.25% value back on your fuel spends—one of the highest in India.

Frequently Asked Questions (FAQs)

Is BPCL SBI Card OCTANE worth it?

Can I use it at non-BPCL pumps?

Is there a fuel surcharge waiver?

Can I convert big purchases into EMIs?

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