Bank of Baroda Credit Card for Defence Personnel

Last Updated : Jan. 17, 2023, 12:08 p.m.

Bank of Baroda Credit Cards has been assisting customers for a long way. Due to the high competition in the credit card segment, the bank needed to keep upgrading. You can now find various credit cards that cater to various segments of society. Bank of Baroda has a large customer base and has been involved in this. The Bank of Baroda Credit Card for Defence Personnel is aimed at the country’s army, navy, and paramilitary personnel. As a result, brave personnel can benefit from these cards. Furthermore, the BOB defence credit card comes with a variety of other benefits from various categories like complimentary airport lounge access, lifetime free credit card, fuel surcharge waiver, and many more.

Dive deeper into this article to understand all about the different types of Bank of Baroda Credit Cards for Defence Personnel.

Benefits and Features of Bank of Baroda Credit Cards for Defence Personnel?

Bank of Baroda Credit Cards that are specially designed to serve the brave warriors of our nation. Further, they come with some handpicked benefits in addition to defence advantages. Look over these Best Credit Cards for Defence Personnel from other banks.

Below are the two types of Bank of Baroda Defence Credit Cards:

The Sentinel

This is one of the Best Credit Cards provided by BoB. It was specially curated for the Assam Riffles Personnel. Moreover, in terms of benefits, it provides completely equal to what you will get with other credit cards. Further, it is a Lifetime Free Credit Card which means you didn’t have to pay the annual and renewal fees.

Benefits

Here are the benefits you will get from The Sentinel Bank of Baroda Credit Card:

• FITPASS Pro Membership Free worth INR 15,000 for 6 months.
• You will get Reward Points up to 1000 within 30 days of card activation.
• Amazon Prime Membership for 12 months worth INR 1 Lakh. However, you will get it within 90 days of card issuance.
• Spend INR 100 on grocery and departmental stores and get 5X Reward Points.
• For spending INR 100 on other categories you will get 2 Reward Points.
• Airport Lounge Access up to 8 per year. Further, they are limited to up to 2 each quarter.
• Golf Lessons/Games per calendar year up to 4 and 1 per quarter.
• The credit card is equipped with Contactless technology.
• Fuel Surcharge Waiver of 1%.

Key Features

Here are the key features of this Bank of Baroda Credit Card for Defence Personnel :

• 3 Lifetime Free add-on cards for your loved ones.
• Insurance against accidental death Up to INR 20 Lakhs in coverage.
• Zero Liability for Lost Cards and 50 Days Interest Period has a free credit.
• Minimum Payment Due and finance your expenditures as you see fit.

Indian Army YODDHA BoB Credit Card

Bank of Baroda has collaborated with the NPCI and launched the Bank of Baroda Co-Branded Credit Card . As per the name suggested YODDHA has been launched for the Indian Army Troops. Further, you will avail benefits across various other categories. In addition, you didn’t have to pay any amount for the joining fee for this Bank of Baroda Credit Card for Defence Personnel. As it is a lifetime free card it makes the process more smoother.

Benefits

Mentioned below are the benefits of the Indian Army YODDHA Credit Card:

• Complimentary 6 Months FITPASS Pro Membership worth INR 15000.
• Activate your credit card and get 1000 Reward Points.
  Exclusive Amazon Prime Membership for 12 months. Further, you need to spend INR 1 Lakh within 90 days to reap this perk.
• On spending INR 100 on Grocery & Departmental Stores you will get 10 Reward Points.
• For all other spendings in other categories, you will get 2 Reward Points.
• Complimentary 8 Airport Lounge access per calendar year and 2 per quarter.
• Get Golf Lessons/Games per year up to 4, limited up to 1 per quarter.
• Contactless Technology that boosts safety and security.
• Over Indian fuel surcharge waiver of 1%.

Key Features

The following are the top features comprise with this Bank of Baroda Credit Card for Defence Personnel:

• Get up to three free lifetime add-on cards for a family member, spouse, or loved one.
• Insurance coverage for death or an accident up to INR 20 lakh.
• Zero Liability Protection in the event of a fraudulent case.
• Interest-free period of 50 days from the date the card is issued.
• Pay the Minimum Amount Due and finance your purchases.

Varunah Bank of Baroda Credit Card

There are three variants available for the Bank of Baroda Varunah Credit Card. Moreover, you can select one which suits your needs. The Varunah Credit Card was launched for Indian Navy personnel, Army personnels, Government employees. Hence, the Navy personnel can avail amazing rewards and benefits from it.

The three variants of this Bank of Baroda Credit Card for Defense Personnel are as follows:

Varunah Premium Credit Card

As the name suggests the Varunah Premium Credit Card is one of the Best Premium Credit Cards in India. Further, you can avail various privileges in different categories. To get this credit card you need to pay INR 2499 as a joining fee. However, annual charges can be waived by spending INR 25,000 in 180 days. Moreover, also by spending INR 1,50,00 in a year.

Benefits

Benefits for this Bank of Baroda Credit Card for Defence Personnel:

• Amazon Prime Membership for 12 months.
• Rewards points up to 2000 within 30 days of joining the card.
• FITPASS Pro Membership of 6 months.
• Avail 15 reward points for spending INR 100 on Travel, Dining, Online & International Spends.
• 3 reward points for spending on other categories.
• Complimentary domestic airport lounge visits are unlimited.
• Forex markup of 2%.
• Contactless technology.
• Annual fee reversal on spending INR 25,000 in the first 180 days
• Further, by spending INR 1,50,000 in a year you can waive your annual fee.
• Fuel surcharge across all the petrol pumps in India up to 1%.
• Get cashback in exchange for Reward Points.
• Easy conversion of purchases of more than INR 2500 into EMIs.
• The EMI tenure ranges from 6 to 36 months.

Key Features

Key feature of the card:

• Add-on cards free for a lifetime of up to 3.
• In-built Insurance Cover up to 1 crore.
• Zero Liability on Lost Cards.
• Interest-Free Credit Facility of 50 days.
• Revolving Credit Facility.

Varunah Plus Credit Card

This Bank of Baroda Credit Card for Defence Personnel is launched for Indian Navy personnel. Moreover, you have to pay a joining fee of INR 1499 to obtain the card. Similarly, you need to pay INR 1499 for annual charges from the second year.

Benefits

You can find these benefits listed here in this Bank of Baroda Credit Card for Defence Personnel:

• Get 2 months of Amazon Prime Membership.
• Reward points up to 1000 on card activation within 30 days.
• FITPASS Pro Membership for 3 months.
• Spend INR 100 on Travel, Dining, Online & International Spending to get 10 reward points.
• 2 reward points for all other categories.
• Per calendar quarter get 3 domestic airport lounge visits at no cost.
• Forex markup of 2.5%.
• Contactless card technology for fast and safe payment.
• Annual fee can be waived by spending INR 15,000 in 180 days
• Further, you can also waive annual charges with annual spending of INR 1,50,000.
• 1% fuel surcharge waiver at all fuel stations in India.
• Easily convert reward points as cashback.
• Easy EMI tenure of 6 to 36 months to convert purchases of INR 2500 and more.

Varunah Credit Card

This Bank of Baroda Credit Card for Defense Personnel is one of the last variants available in the BoB Varunah Credit Card list. However, you can find several benefits from various categories listed here. Meanwhile, it is one of the best lifetime-free credit cards available in India.

Benefits

Check out the benefits of the Varunah Credit Card:

• Get 5 reward points for spending INR 100. Further, it could be accessible if you spent the money on Grocery & Departmental Stores.
• Earn 1 Reward Point for every Rs.100 spent on other categories
• In-built Insurance Cover
• Fuel Surcharge Waiver of up to 1%
• Pay safe and fast with a Contactless Card.
• Varunah Credit Card is a lifetime free card. However, it implies that you didn’t have to pay the joining and annual fees.
• Redeem your reward points into cash back.
• Flexibility to convert purchases of more than 2500 or equal to it in EMIs.
• The EMI tenure ranges from 3 to 36 months.

Rakshamah BoB Credit Card

The Rakshama Card was exclusively designed to cater the needs of Indian Coast Guard personnel. Further, this Bank of Baroda Credit Card for Defense Personnel comes with advantages such as reward points, complimentary lounge access, golf lessons, amazon prime membership, and many more. In addition, this credit card is free for a lifetime .

Benefits

Find out the benefits of the Bank of Baroda Rakshamah Credit Card:

• FITPASS Pro Membership worth ₹15000 free for 6 months.
• Within 30 days you will get 1000 reward points for activating the card.
• Amazon Prime Membership for 12 months. However, to avail of it you need to spend INR 1 lakh within 90 days of card issuance.
• 10 Reward Points for every ₹100 spent on Grocery & Departmental Stores.
• Get 2 reward points for spending INR 100 in other categories.
• Complimentary Airport Lounge access per calendar year up to 8. Further, it is limited to 2 per quarter.
• Golf Lessons and Games per calendar year up to 4. Meanwhile, per quarter you will get 1.
• The Bank of Baroda Rakshamah Credit Card comes with contactless technology.
• It is a lifetime free credit card.
• Avail 1% fuel waiver.
• Convert your purchases of INR 2500 or above into EMI for 3 to 36 months.

Bank of Baroda Vikram Credit Card

The Bank of Baroda has recently launched the Vikram Credit Card. It was created to honour the heroes of our country. As the name implies, the card provides a number of advantages to our heroes. Furthermore, the Vikarm Credit Card demonstrates its commitment to meeting the credit needs of those who protect and serve our country. Moreover, it is a lifetime free credit card that will assist you in managing your finances.

Benefits

The benefits of this Bank of Baroda Credit Card for Defence Personnel are:

• Free 3-month subscription to Disney Hotstar.
• 5 Reward Points per INR 100 spent on groceries, movies, and department stores.
• For every INR 100 spent in Other Categories, you will receive one Reward Point.
• Low service charge of 3.25%.
• International markup of 3%
• It is a contactless card.
• There is a 1% fuel surcharge.

Conclusion

The Bank of Baroda Credit Card for Defence Personnel is an excellent and reliable option. Aside from the Defence benefits, you can also get Insurance, a fuel surcharge waiver, a lifetime free card, an Amazon Prime membership, and many more. Furthermore, if you are a frequent traveler, you can take advantage of complimentary airport lounge access. The best thing about the Bank of Baroda Credit Card for Defence Personnel is that there is no annual or renewal fee. As a result, there is no need to pay the entire amount and then repay it. You can also call the Bank of Baroda Customer Care Number if you have any questions. They will assist you throughout the process of resolving your issues.