Credit Card Apply Online

Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card

Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card

Last Updated : June 22, 2021, 6:10 p.m.

If you compare the savings from cash expenses and the savings from the credit card expenses then the credit card savings will be on the upper hand. This is the reason why most individuals use a credit card. But when they see a list of many credit cards then they get confused among them. Therefore, we have discussed some of the major differences between Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card. Both of these cards are issued by the Axis Bank but people find it difficult to make a one-sided choice. Therefore, we have pointed some major differences in their features and benefits so that you can choose one card as per your requirement.

Difference Between Flipkart Axis Bank Card and Neo Credit Card

Basis of DifferenceFlipkart Axis Credit CardAxis Bank Neo Credit Card
Welcome OfferRs 500 worth Flipkart voucher on your first transactionRs 300 back on utility payments (within first 30 days)
Cashback and Discount Offer
  • 5% on Flipkart
  • 4% on select merchants
  • 1.5% on select categories
Cashback on utility bill payments, up to Rs 300
Dining OffersRs 500 off at 10,000+ select restaurantsRs 500 off at 10,000+ select restaurants
Free Airport Lounge Access4 free lounge visits at select airportsN/A

Free CIBIL Score Check

Comparison of Fees and Other Charges of these Cards

Fees and ChargesAxis Flipkart CardAxis Bank Neo Credit Card
Joining Fees₹500₹250
Renewal Fees₹500₹250
Waiving Off CriteriaSpend ₹3.5 Lacs and above in a year to waive off the Renewal fees.No Waiving Off Criteria
Add-on Card FeesNILNIL
Finance Charges3.6% per month3.6% per month
Cash Advance Fees2.5% of the Amount with a minimum of ₹5002.5% of the Amount with a minimum of ₹500

Eligibility Criteria for Both the Credit Cards

CriteriaFlipkart Axis Bank CardAxis Bank Neo Credit Card
Minimum Age of the Applicant18 years18 years
Maximum Age of the Applicant70 years70 years
Citizenship Status of the ApplicantResident of India or NRIResident of India or NRI

Conclusion

After exploring all the differences between the Flipkart Axis Bank Credit Card vs Axis Bank Neo Credit Card it would be easy for you to decide on a credit card. First of all, you must analyze the need for the card and then choose a card that fits the best. Both of them have exclusive offers and benefits that will definitely cut off your monthly expenses.

Related Post