Flipkart Axis Bank Credit Card vs Freecharge Axis Bank Credit Card
Last Updated : Aug. 3, 2022, 6:09 p.m.
It is really important for every individual to do research before applying for any credit card. The research helps him to explore many cards and decide on a card among them. If we talk about the Axis Bank Credit Cards then there is a variety of cards and they confuse the individuals to make a one-sided choice. Therefore, in this article we have discussed the difference between the Flipkart Axis Bank Credit Card vs Freecharge Axis Bank Credit Card that will clear some of your confusion. You must go through the comparison of both the cards that are based on their features, benefits, and fees. Once you find an appropriate card, you can apply for that card.
Difference Between Flipkart Axis Card and Freecharge Credit Card
| Basis of Difference | Flipkart Axis Credit Card | Axis Bank Freecharge Credit Card |
|---|---|---|
| Welcome Offer | - Rs. 500 Flipkart voucher on first trnx within 30 days from card issue date (only for paid cards) | Get 50% off on the annual subscription of Eros Now. |
| Cashback and Discount Offer |
- 5% cashback on Flipkart.
- 4% cashback on Preferred merchants like Cleartrip, Curefit, PVR, Swiggy, Tataplay, Uber. - 1.5% cashback on all other spends except wallet load, EMI, Rent, Jewelry, government services etc |
- Get up to 10% off on Myntra.
- Enjoy a discount of up to ₹100 on Shuttle every month. - Earn 100 Edge Reward Points on the monthly spend of ₹2000 to ₹4999. - Earn 250 additional Edge Reward Points on the monthly spend of ₹5000 and above. |
| Free Airport Lounge Access | Enjoy 4 Complimentary Accesses to the Domestic Airport Lounges in India. | You will not get any free access to the Airport lounge from this card. |
Comparison of Fees and Other Charges of these Cards
| Fees and Charges | Flipkart Axis Bank Credit Card | Axis Bank Freecharge Credit Card |
|---|---|---|
| Joining Fees | ₹500 | ₹250 + GST |
| Renewal Fees | ₹500 | ₹250 + GST |
| Waiving Off Criteria | Spend ₹3.5 Lacs and above in a year to waive off the Renewal fees. | No Waiving Off Criteria |
| Add-on Card Fees | NIL | NIL |
| Finance Charges | 3.4% per month | 3.4% per month |
| Cash Advance Fees | 2.5% of the Amount with a minimum of ₹500 | 2.5% of the Amount with a minimum of ₹500 |
Eligibility Criteria for Both the Credit Cards
| Criteria | Flipkart Axis Bank Credit Card | Axis Bank Freecharge Credit Card |
|---|---|---|
| Minimum Age of the Applicant | 18 Years | 18 Years |
| Maximum Age of the Applicant | 70 Years | 70 Years |
| Cibil Score of the Applicant | 750 and Above | 750 and Above |
| Citizenship Status of the Applicant | Must be a Citizen of India | Must be a Citizen of India |
Conclusion
You have seen all the possible differences between Flipkart Axis Bank Credit Card vs Freecharge Axis Bank Credit Card and now you can decide on a card for yourself. Both the credit cards have unique features and offer that will save some extra bucks and earn you a lot of reward points. So, it is up to you how you use your credit card and which card you choose for yourself.