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ICICI Sapphiro Credit Card vs ICICI Rubyx Credit Card

ICICI Sapphiro Credit Card vs ICICI Rubyx Credit Card

Last Updated : Aug. 3, 2022, 6:25 p.m.

Most of the individuals are loyal towards the ICICI credit cards and they don’t want to switch to another bank. Sometimes, due to the availability of different ICICI Credit Cards, it is not easy for an individual to decide on only one card. ICICI Sapphiro and ICICI Rubyx are those cards that are preferred by many individuals but as it is not easy to afford two premium cards together. So, the individuals fall into a dilemma of choosing only one card. Therefore, you must see the differences between ICICI Sapphiro Credit Card vs ICICI Rubyx Credit Card so that you can make a good choice. Both of these cards are unique and you can choose them as per your needs.

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    Professional Details

    Personal Details

    Comparison of ICICI Sapphiro and ICICI Rubyx Credit Card

    Basis of DifferenceICICI Sapphiro Credit CardICICI Rubyx Credit Card
    Welcome Offer
    • Tata Cliq Voucher of ₹3,000.
    • EaseMyTrip Voucher of ₹4,000.
    • Uber Voucher of ₹1,000.
    • Croma Voucher of ₹1,500.
      • Receive Welcome Vouchers valued at ₹5000+ for shopping and travel upon payment of the card's joining fee.
        Reward Points
        • 20,000 points on card anniversary.
        • 2 points on every ₹100 spent
        • 4 points on every ₹100 international spent
        • 1 points on every ₹100 spent (utilities and insurance)
          • Earn 2 reward points for every ₹100 spent domestically.
          • Earn 4 reward points for every ₹100 spent internationally.
          • Earn 1 reward point for every ₹100 spent on utilities and insurance.
            Lounge Access
            • 2 complimentary airport lounge visits outside India and 2 spa sessions at selected airports in India every year, through complimentary Dreamfolks membership.
            • 4 complimentary airport lounge access per quarter (two on each variant) by spending a minimum of ₹5,000.
              • Cardholders receive 2 complimentary domestic airport lounge accesses per quarter.
              • Eligible ICICI Bank Rubyx Dual Credit Card holders are entitled to 1 complimentary domestic airport lounge access per quarter on each card.

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                Comparison of Fees of ICICI Sapphiro Credit Card and ICICI Rubyx Credit Card

                CriteriaICICI Sapphiro Credit CardICICI Rubyx Credit Card
                Minimum Age of the Applicant21 years21 years
                Minimum Salary₹80,000₹50,000
                CitizenshipIndiaIndia

                Conclusion

                You have seen the comparison of ICICI Sapphiro Credit Card vs ICICI Rubyx Credit Card and now it will be easy for you to choose one of the ICICI Bank Credit Cards. On the other hand, these credit cards will help you to save some extra bucks because of great deals and you can also enjoy some lifestyle benefits on these cards. So, the ball is in your court and you will have to make the final decision.

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