IDFC Credit Card Status

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IDFC FIRST Bank provides the best credit card services. Using its online services, you can easily keep track of your credit card. Both new and existing customers can enjoy the convenience of online banking. The bank offers super saver interest on its credit cards ranging from 0.75% to 3.5% per month. If you want to get the advantage of IDFC Credit Cards, apply for the same online. Yes, no bank branch visits are necessary for the card purchase. Select your credit card from the available options and fill in an application form. Submit the same and wait for the bank’s response. In the meantime, keep track of your IDFC Credit Card Status online by visiting the bank’s website. Read this page further and know more about the IDFC FIRST Bank online services.

Steps to Follow to Check IDFC Credit Card Status

You can check your IDFC Credit Card Application Status online by following the steps shown below –

  • Visit the IDFC FIRST Bank’s official website on your smartphone or desktop
  • Click on the ‘Track Status’ button
  • Enter your date of birth and mobile phone number or credit card application number
  • Click on the ‘Get OTP’ button
  • Enter the OTP you get
  • Click on the ‘Verify OTP’ button
  • Now, you can see your IDFC Credit Card Status

What are the Different IDFC Credit Card Status?

When you check your credit card status online, you may find any one of the following results –

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Application Submitted

When you fill in an application form and submit it to the bank, this status will display online. To apply for an IDFC Bank Credit Card, visit the bank’s website. Check out the steps below –

  • Click on the ‘Credit Card’ button present on the bank’s page above
  • Enter your name as shown on the Aadhaar Card, date of birth and mobile number
  • Click on the ‘Apply Now’ button
  • You’ll receive an OTP, enter the same
  • Enter your PAN number
  • Select Gender
  • Enter home address and Pincode
  • Click on the ‘Proceed’ button
  • Select your occupation, company name, net monthly salary

Do You Already Have a Credit Card?

If Yes, enter the bank name, credit card variant and credit limit.

  • Click on the ‘Continue’ button
  • Now, you’ll see credit card offers
  • Select one and click on the ‘Get Your Card’ button
  • Provide personal information, address, etc.
  • Click on the ‘Proceed’ button
  • Enter your Aadhaar Number
  • Click on the ‘Proceed’ button
  • Enter the OTP
  • Agree to the terms and conditions
  • Click on the ‘Submit’ button

Your application number will be displayed on the screen once you finish applying. You’ll receive the same on your registered email. Using this, you can check your IDFC Credit Card Status.

Documents Verified

The bank may ask you to submit a few documents if required. Well, the documents aren’t hard to find, a few KYC and income proof will be sufficient. Aadhaar Card, PAN Card, Salary Slip and Bank statements should be uploaded and once done, click on the ‘Submit’ button.

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Now, when the bank receives your credit card application, they’ll first verify the documents. If the documents are approved, they’ll move to the next step. You can see whether your documents are accepted or not by checking the IDFC Credit Card Status online.

IDFC Credit Card Application Verification

This status means the bank is checking your credit card application. If it is found that you’re not eligible for the card, the card request can be denied. But if everything is fine, the bank will go on to check your credit history.

Credit Review

Have you used credit cards or loans previously? If yes, your credit score will start building and it helps the IDFC FIRST Bank know whether you’re capable of card repayment. A CIBIL Score of 300 is the lowest and 900 is the highest score. With a score of 700 and above, you can convince the bank about your repayment strength. In case the credit history is poor, the bank will decline your credit card request, and you can see the same on your credit card status online.

Call on IDFC Credit Card Application

Now that your application has gone through every step, the bank will decide whether to provide you with a credit card or not. If you have a good repayment record and meet the income requirements of the IDFC Bank Credit Card, the card request will be approved.

Credit Card Generation

As of now, the credit card is approved, so the same will be generated and sent to your registered address. Once you get the card, activate the same by calling the IDFC Credit Card Customer Care Number.

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Symbols to Identify Your IDFC Credit Card Status

You’ll see the below symbols when you check IDFC Credit Card Status online –

Green Tick Mark

This will show the steps have been completed and your application has gone on further

Yellow Clock Sign

The decision is pending and the same will be updated soon.

Red Mark

Your application has failed in this step.

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