RBL Platinum Maxima vs Titanium Delight Credit Card
Last Updated : June 29, 2021, 10:56 a.m.
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It is not easy for an individual to decide on a card among the availability of so many cards. Similarly, the RBL bank also offers so many credit cards that it becomes confusing for the individual to choose only one card. Therefore, we have discussed the difference between the RBL Platinum Maxima vs Titanium Delight Credit Card so that you can choose among them. If you are confused between these cards then you should go through the difference between them. We have discussed the features, benefits, offers, and fees of both the card so that you can choose a card among them. Let’s move on to the comparison of both these cards in the tables given below.
Difference Between RBL Platinum Maxima and Titanium Delight Credit Card
It will be easy for you to choose only one credit card once you know the complete difference between these two cards.
| Basis of Difference | RBL Platinum Maxima Credit Card | RBL Titanium Delight Credit Card |
|---|---|---|
| Welcome Offer | Enjoy 8000 reward points after paying the joining fee and making a transaction from the card within 30 days of its issuance | - Enjoy a welcome gift of 2000 reward points on your first swipe. - Get 1000 points you spend of ₹10000 within sixty days of the card issuance. |
| Cashback and Reward Points | - Get 2 reward points on Spending ₹100. - Enjoy 10000 reward points on spending ₹2 lakhs or more in a year - Get additional 10,000 bonus reward points on spending ₹3.5 lakhs in a year. | - Get 1 Reward point on every spend of ₹100 on travel, dining, groceries, and electricity bill. - Earn 4000 bonus reward points when you reach the spending milestone of ₹1.2 Lakhs or above. - Get 5% value back on the groceries brought on a Wednesday. |
| Movie Discounts | Enjoy a complimentary movie ticket of up to ₹200 per month on buying 2 or more tickets at BookMyShow. | Enjoy Buy one get one free deal on movie tickets on BookMyShow once in a month on a Wednesday. |
| Dining Offers | Earn 5X Reward Points on dining, utility bill, entertainment, and international purchases. | Get 10% value back on a pizza ordered online from Domino’s or Pizza Hut |
| Free Airport Lounge Access | Get 2 complimentary visits every calendar quarter to all domestic airport lounges via MasterCard Program. | You can’t get any free access to the Airport lounge from this RBL Bank Credit Card . |
| Fuel Benefits | Earn 5X Reward Points on all the spending done on fuel. | Get a Fuel surcharge waiver at fuel stations between the transactions of ₹500 to ₹4000. |
Comparison of Fees and Other Charges of these Cards
| Fees and Charges | RBL Platinum Maxima Credit Card | RBL Titanium Delight Credit Card |
|---|---|---|
| Joining Fees | ₹2000 + GST | ₹750 + GST |
| Renewal Fees | ₹2000 + GST | ₹750 + GST |
| Waiving Off Criteria | No Waiving Off Criteria | Spend ₹1 Lac to Waive off the Annual Membership Fee |
| Add-on Card Fees | NIL | NIL |
| Finance Charges | 3.5% per month | 3.5% per month |
| Cash Advance Fees | 2.5% of the Amount with a minimum of ₹300 | 2.5% of the Cash Amount |
| Late Payment Charges | 15% of the Total Due Amount with a minimum and a maximum of ₹350 and ₹1000 respectively. | 15% of the Total Amount Due |
Eligibility Criteria for Both the Credit Cards
| Criteria | RBL Platinum Maxima Credit Card | RBL Titanium Delight Credit Card |
|---|---|---|
| Minimum Age of the Applicant | 18 Years | 18 Years |
| Maximum Age of the Applicant | 65 Years | 65 Years |
| Cibil Score of the Applicant | 750 and Above | 750 and Above |
| Citizenship Status of the Applicant | Must be a Citizen of India | Must be a Citizen of India |
Conclusion
It would be easy for you to make a one-sided choice after knowing the difference between RBL Platinum Maxima vs Titanium Delight Credit Card. Both the credit cards have exclusive features that enable extra savings but it is not easy to manage both of them together. Therefore, you must understand the differences first and then choose a card accordingly.