SBI Card Miles Prime
Last Updated : July 14, 2025, 6:41 p.m.
If you often find yourself on the move—whether for work or leisure—the SBI Card Miles Prime could be the perfect financial companion. Designed with frequent travelers and lifestyle spenders in mind, this premium credit card offers enhanced reward points, air mile conversions, and top-tier travel perks. Whether you're booking a flight or making a big purchase, your spending translates into valuable rewards.
SBI Card Miles Prime: Main Features at a Glance
| Feature | Details |
|---|---|
Welcome Bonus | Earn up to 6,000 Reward Points after joining |
Annual Fee | ₹2,999 + GST |
Reward Structure | 6 reward points for each Rs. 100 on international, travel & dining spends |
Air Mile Conversion | 1 reward point = 0.25 Air Miles with major airline partners |
Lounge Access | 8 domestic + 6 international complimentary visits per year |
Milestone Rewards | 10,000 bonus RP on meeting annual spend targets |
Renewal Bonus | 6,000 RP credited upon annual renewal |
Partner Airlines | Includes Vistara, Air India, Etihad, Singapore Airlines, etc. |
Top Reasons to Get SBI Card Miles Prime
1. Accelerated Rewards on Key Spending Categories
- Earn 6 Reward Points for every ₹100 spent on travel bookings, dining, and foreign transactions.
- For regular domestic purchases, accrue 2 reward points per ₹100.
2. Convert Points to Air Miles with Ease
- Points can be transferred to various frequent flyer programs.
- Compatible with airline programs like KrisFlyer, Flying Returns, Etihad Guest, and Club Vistara.
3. Complimentary Lounge Access Worldwide
- Enjoy 8 free visits to domestic lounges and 6 to international lounges annually.
- Lounge access provided through Priority Pass—ideal for seamless travel experiences.
4. Unlock Milestone Bonuses
- Reach annual spends of ₹4 lakh and get 10,000 extra reward points.
- Higher spends can unlock even more tiered rewards.
5. Attractive Welcome & Renewal Rewards
- Receive 6,000 Reward Points when you join.
- Another 6,000 points come your way every year upon renewal and fee payment.
Travel Perks
- Priority Pass Membership for global lounge access.
- Airline Miles Conversion Partners:
- Singapore Airlines KrisFlyer
- Air India Flying Returns
- Etihad Guest
- Club Vistara
- Priority Pass Membership for global lounge access.
Special Flight Offers: Save more via the SBI Card travel platform with discounts and limited-time deals.
Fees and Charges
| Fee Type | Amount |
|---|---|
Joining Fee | ₹2,999 + GST |
Annual Renewal | ₹2,999 + GST |
Interest Rate | Up to 3.5% monthly |
Foreign Currency Mark-up | 3.5% of the transaction |
Add-on Card Fee | Free |
Eligibility Criteria
Before applying, make sure you meet the following:
- Age: 21–60 years for primary cardholder; 18+ for add-on card users.
- Employment: Must have a stable income (salaried or self-employed).
- Credit History: A credit score above 700 is ideal for approval.
Documentation Required
- ID Proof: PAN, Aadhaar, Passport, or Voter ID
- Address Proof: Aadhaar, Utility Bills, Passport
- Income Proof: Recent Salary Slip, Bank Statement, or ITR
Final Take: Is It Worth It?
For travelers and high spenders looking to earn meaningful rewards and enjoy elite travel benefits, the SBI Card Miles Prime offers excellent value. With strong reward potential, access to premium lounges, and generous milestone bonuses, it's ideal for professionals and jetsetters aiming to make the most of every rupee spent.
Frequently Asked Questions (FAQs)
