Etihad Guest SBI Premier Card
Last Updated : July 16, 2025, 6:34 p.m.
Looking for a credit card that turns your travel spends into luxurious Etihad Airways experiences? The Etihad Guest SBI Premier Card is your gateway to exclusive privileges, fast-tracked Etihad Guest miles, and a suite of lifestyle and travel benefits.
In this detailed guide, explore everything you need to know — from features and benefits to fees, eligibility, and how to apply.
Key Highlights of Etihad Guest SBI Premier Card
| Feature | Details |
|---|---|
Welcome Benefit | 5,000 Etihad Guest Miles on joining |
Milestone Rewards | Earn up to 50,000 bonus miles annually |
Etihad Miles Earning Rate | Up to 6 Etihad Guest Miles on spends of each Rs. 100 |
Lounge Access | 8 complimentary domestic and 6 international lounge visits per year |
Forex Markup Fee | 1.99% (lower than the standard 3.5%) |
Annual Fee | ₹4,999 + taxes (Waived on annual spends of Rs. 5 lakhs) |
Etihad Guest Miles – How You Earn
The Etihad Guest SBI Premier Card rewards you generously with miles on your daily and travel spends:
- 6 Etihad Guest Miles/₹100 on Etihad.com spends
- 4 Miles/₹100 on travel and international spends
- 2 Miles/₹100 on all other eligible spends
- Bonus : 5,000 miles as a welcome gift + 5,000 on card renewal every year
You can redeem your Etihad Guest Miles for:
- Flight bookings or upgrades with Etihad Airways
- Partner airline redemptions
- Hotels, car rentals, shopping, and more
Exclusive Travel & Lifestyle Benefits
Complimentary Lounge Access
- 8 domestic lounge visits in India per year via Visa/Mastercard lounge program
- 6 international lounge visits through the Dreamfolks membership
Low Forex Markup
- Just 1.99% on international transactions — perfect for frequent flyers.
Travel Insurance Coverage
- Air accident insurance worth ₹50 lakh
- Lost baggage and delayed baggage coverage
Visa Signature Privileges
Enjoy concierge services, dining offers, golf privileges, and premium bookings through the Visa Signature platform.
Fees & Charges
| Particular | Charges |
|---|---|
Joining Fee | ₹4,999 + GST |
Renewal Fee | ₹4,999 + GST (waived on ₹5 lakh annual spend) |
Finance Charges | 3.5% per month (42% annually) |
Cash Advance Fee | 2.5% or ₹500 (whichever is higher) |
Eligibility Criteria
- Age : 21 to 60 years
- Occupation : Salaried or self-employed
- Credit Score : Preferably 750+
- Income : ₹50,000+ monthly income recommended
Documents Required
- PAN card copy
- ID proof : Aadhaar/passport/voter ID
- Address proof : Aadhaar, utility bill, or passport
- Income proof : Salary slips or ITR
Etihad Guest SBI Premier Card vs Other Travel Cards
| Card Name | Airline Tie-up | Welcome Benefit | Lounge Access | Forex Markup |
|---|---|---|---|---|
Etihad Guest SBI Premier | Etihad Airways | 5,000 miles | 8 domestic + 6 international | 1.99% |
Axis Vistara Signature | Vistara | 1 premium ticket | 4 domestic | 3.5% |
HDFC Regalia | N/A | ₹2,500 voucher | 12 domestic | 2% |
Is the Etihad Guest SBI Premier Card Worth It?
Yes, if you:
- Frequently fly with Etihad or its partners
- Want to earn miles faster on international or travel spends
- Value airport lounge access and travel insurance
- Spend ₹5 lakh+ annually to waive renewal fee
If you frequently fly Etihad or are part of the Etihad Guest Program, the Etihad Guest SBI Premier Card offers tremendous value through miles, complimentary lounge access, and premium travel perks. With one of the best international travel reward rates in India and benefits tailored for frequent flyers, this card is a top contender for travel-savvy users.
Frequently Asked Questions (FAQs)
