Now it is time to increase your savings and earn huge rewards. HDFC has launched Best Price Save Max Credit Card that will help you to expand your savings. Shop Online and on retail stores to earn reward points and cashback. You will also get insurance coverage and flight delay compensations. To know more about its features let’s move on and see all the available offers of this credit card.
Credit Card
Quotes from 11 banks | Best Offers and Rewards
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To,TransUnion CIBIL Limited[Formerly known as Credit Information Bureau (India) Limited]One Indiabulls building ,Unit No 1901 – 1905,19th Floor, Tower 2A-2B, Jupiter Mill compound,Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Sub: Grant of Consent
Dear Sirs,
In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Wishfin and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:
- The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.
- I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have carefully read the terms and conditions of the Agreement entered into between the Company and TUCL understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.
- I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.
- I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL.
- I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company
- I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Wishfin authorizing Wishfin to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Wishfin to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Wishfin to obtain my Consumer Credit Information .
- I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
- By submitting this registration form, I understand that I am providing express written instructions for Wishfin to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Wishfin account. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy.
- I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
- I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Wishfin . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.
- I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.
Yours faithfully,
Name :____________________________Address : ____________________________Date : ____________________________
Offers of HDFC Best Price Save Max Credit Card
Reward Point and Launch Offers
- Earn 6 Reward Points on the transaction of Best Price.
- Get 4 Reward Points on the IRCTC, Utility, and Dining transactions.
- Spend on retail Shopping and Earn 2 Reward Points.
Terms and Conditions
- 1 Reward Point is equal to 30 paise.
- Spend a minimum of ₹150 and earn reward points.
- Merchant Category Codes by Network will identify the IRCTC, Utility, and Dining Transactions.
Launch offer and Best Price Vouchers
- Rs 500 back upon spending Rs 25,000 each month
- Rs 250 back upon Rs 10,000 on dining, utility or IRCTC
- Applicable to cardholders sourced till 31st March, 2020
Travelling Privileges
- Get up to 8 Complimentary Access to 700 and more Lounges globally in a year.
- ₹50 Lacs as insurance cover for any Air Accident. The nominee will get a sum ₹50 Lac on the death of the credit card used died in an Air Accident.
- Get up to ₹10 Lacs as overseas hospitalisation in the case of a medical emergency. Either the emergency occurs while travelling or outside the home country, this card covers both of them.
- The Primary Card Holder will get a cover of ₹25000 in the case of flight delay.
- Get a cover up to ₹25000 in case of missing the connecting international flights.
Other Benefits of HDFC Best Price Save Max Credit Card
- Waive off 1% of the Fuel Surcharge with a Maximum Cashback of ₹250 per statement cycle. (Minimum Transaction- ₹400)
- Contact less Payment of bills using a Contact less network symbol on the credit card. It is convenient and fast and doesn’t need the card’s PIN.
- Get a maximum Credit Facility for 50 days without any chargeable interest.
Eligibility and Fee Criteria of the Credit Card
Charges for Late Payment
You’ll get an interest-free credit facility for 50 days on HDFC Best Price Save Max Credit Card. After the expiration of 50 days, the following charge will be implemented.
Eligibility for Applying to this Credit Card
- The Person should have a minimum age of 21 years.
- The person must not have the age of not more than 65 years.
- This card is only for self-employed individuals.
Calculations of Reward Points
Here is an example where you have spent ₹45000 on Best Price, ₹1500 on dining and retail expenditure of ₹15000. According to the minimum transaction of ₹150, your reward points will be as follows.
Reward Points Redemption
You can redeem your reward points through HDFC Net Banking. Follow the steps given below to redeem the reward points.
- Open the HDFC Net Banking Dashboard and Log in.
- Open the Card Section and click on Enquire.
- Finally, click on Redeem Cash Points.
You can also Redeem Reward point through Phone Banking. The Phone Banking contact number is available on the backside of the credit card.
HDFC Best Price Save Max Credit Card Payment Options
There a number of options available for making HDFC Credit Card online payment. You can use any mode of payment for clearing the HDFC Best Price Save Max Credit Card.
- HDFC Net Banking
- HDFC Mobile App
- Payment Gateways like GPay, Paytm, etc.
- HDFC Billdesk Portal
- ATM Fund Transfer
- Cash and Cheque Payments
- Auto-Debit Instructions
The Cash and Cheque Payments of the Credit card bill include some extra charges. Therefore it is better to make HDFC Credit Card Payment through Net banking which is absolutely free.