HDFC Bharat Cashback Credit Card
Last Updated : July 31, 2018, 10:56 a.m.
In today’s dynamic world, where convenience and financial flexibility are paramount, the HDFC Bharat Cashback Credit Card emerges as a compelling choice for savvy individuals seeking to maximize their everyday spending and reap rewarding benefits. This versatile card, designed to cater to the diverse needs of modern consumers, offers a plethora of cashback opportunities, enabling cardholders to earn valuable rewards on their daily transactions.
Cashback Rewards
At the heart of the HDFC Bharat Cashback Credit Card lies its enticing cashback program, tailored to reward cardholders for their everyday spending habits. Whether you’re fueling up at the gas station, stocking up on groceries, or paying your monthly bills, this card lets you earn cashback on a wide range of expenses.
- Fuel Spends: Enjoy 5% cashback on your fuel expenses, making every drive more economical.
- Grocery Spends: Earn 5% cashback on your grocery purchases, adding savings to your essential shopping needs.
- Bill Payments: Receive 5% cashback on all bill payments and mobile recharges, ensuring you’re rewarded for managing your finances responsibly.
- Railway Bookings: Enjoy 5% cashback on railway bookings made through IRCTC, making your travel plans more rewarding.
Additional Benefits
Beyond its cashback rewards, the HDFC Bharat Cashback Credit Card offers a host of additional benefits that enrich your lifestyle and provide added value:
- SmartPay Benefits: Enjoy 2% cashback on all SmartPay transactions with a maximum cap of Rs. 200 and reversal of Rs. 10.
- Direct Pay Benefit: Receive 1% cashback on all utility bill payments directly made to the bill merchant with a maximum cap of Rs. 150.
- EasyEMI Transactions: Earn 5% cashback on all EasyEMI transactions, making your purchases more affordable and rewarding.
- Reward Point Redemption: Redeem your accumulated Reward Points for a variety of exciting rewards, including cashback, merchandise, and vouchers.
Eligibility Criteria and Fees
To be eligible for the HDFC Bharat Cashback Credit Card, you must meet the following criteria:
- Age: 21 to 60 years
- Nationality: Indian National
- Income: Minimum monthly income of Rs. 10,000 for salaried individuals and annual income of Rs. 6 lakhs for self-employed individuals
The card comes with a joining/renewal fee of Rs. 500 plus applicable taxes. For detailed information on fees and charges, please refer to the official HDFC Bank website.
Conclusion
With its compelling cashback program, additional benefits, and attractive eligibility criteria, the HDFC Bharat Cashback Credit Card stands out as an ideal choice for individuals seeking to maximize their everyday spending rewards. Apply for the HDFC Bharat Cashback Credit Card today and embark on a journey of rewarding experiences.