ICICI Bank HPCL Coral Credit Card
Last Updated : April 25, 2017, 5:56 p.m.
The ICICI Bank HPCL Coral Credit Card is a co-branded card that offers 2.5% cashback on fuel. Other than that, cardholders can earn reward points and have discounts on dining and entertainment. To be eligible, one must be an Indian resident, at least 21 years of age, and have a regular source of income. Once you meet these criteria, the only thing that’s keeping you away from the best fuel credit card is your application. Learn every detail of this ICICI Credit Card below.
Features and Benefits
- Earn 2 reward points on every Rs. 100 you spend on retail purchases, except fuel. Redeem 2000 points for fuel worth Rs. 500.
- Get 2.5% cashback and 1% fuel surcharge waiver on fuel purchases at HPCL pumps, but make sure your transaction is at least Rs. 500.
- Enjoy a 25% discount on up to 2 movie tickets per month on BookMyShow, up to Rs. 100 per transaction.
Fees & Charges
| Fees and Charges | Amount |
|---|---|
| Joining Fee | ₹ 199 + GST |
| Annual Fee (First year) | NIL |
| Annual Fee (Second year onwards) | ₹ 199* + GST |
| Supplementary Card Fee | NIL |
| Overdue interest on extended credit and cash advances | 3.40% per month (40.80% annualized) |
Safe Transactions
Chip and PIN security is an additional layer of security that is available on ICICI Bank credit cards. It uses a microchip embedded in the card and a personal identification number (PIN) to verify transactions.
When you use your ICICI Bank credit card at a merchant outlet that accepts chip and PIN transactions, you will be prompted to enter your PIN on the payment terminal. This PIN is encrypted and sent to the bank for verification. If the PIN is correct, the transaction will be approved.
Chip and PIN security is more secure than traditional magnetic stripe security because it is more difficult to counterfeit or copy a chip card. Additionally, the PIN provides an extra layer of security because it is only known to the cardholder.
How to Apply?
To apply for the ICICI Bank HPCL Coral Credit Card, you can follow these steps:
- Visit the ICICI Bank website .
- Go to the Credit Cards section.
- Click on the HPCL Coral Credit Card.
- Click on the Apply Now button.
- Fill out the application form.
- Submit the form.
Once you have submitted the application form, ICICI Bank will review your application and get back to you with a decision. If your application is approved, you will receive your credit card in the mail within a few days.