IndusInd Bank Indulge Credit Card

About IndusInd Bank Indulge Credit Card

IndusInd Bank Indulge Credit Card is the first card in the Indian sub-continent that comes with a pure 22K gold inlay. It comes with no predetermined spending limit and world-class offerings to match your opulence and provide you the life of prestige. The card is issued only to the limited customers. It is loaded with a bouquet of features that will refresh and rejuvenate you. The reward program is exclusively designed to cater the individual’s lifestyle and enable power and freedom of maximum flexibility. To know the privileges offered to the cardholder read the features of the cards.

Features of IndusInd Bank Indulge Credit Card

Following are features and benefits offered on the Indulge credit card:

  • 22K Gold inlay
  • A reflective surface
  • An EMV Chip and PIN Card to add an extra layer of security
  • Complete black core as against the white core for prevailing card plastics
  • No pre-set credit limit
  • For every 100 spent, earn 1.5 reward points
  • Waiver of 1% fuel surcharge at all petrol pumps across India
  • Exciting movie offers from BookMyShow.com
  • Credit free period up to 50 days
  • On the purchase of movie ticket worth ₹200, get another absolutely free
  • Exclusive offers on theatre and events
  • Access to more than 600 lounges across the globe with a complimentary priority pass

Fees & Charges

  • Interest Rate – 1.79% per month
  • Joining Fees – As per bank’s norm
  • Annual Fees – As per bank’s norm
  • Late Payment Charges –  Up to 100: Nil, for 101 to 500: 100, for 501 to 1,000 – 350, for 1,001 to 10,000: 550, Above 10,000: 700
  • Over Limit Charges – 2.5% of over limit amount subject to a minimum of 500
  • Returned Cheque – ₹250
  • Cash Advance Charges – 2.5% of the advance amount subject to a minimum of 300
  • Balance Enquiry Charges on Non IndusInd Bank ATMs – 25
  • Foreign Currency Mark-up – 3.5%
  • Railway Booking Surcharge – As applicable
  • Cash Payment Fee at IndusInd Bank Branch  – ₹100
  • Service Tax – At prevalent rates
  • Duplicate Statement Request  – ₹100 per statement (beyond last 3 months)
  • Re-issue/Replacement – ₹100
  • Charge-slip Request – ₹300

Eligibility Criteria

Indulge credit card is issued to selected customers. The card is provided by invite only. The bank authorities decide the parameters on the basis of which selection is made.

Documents Required

The customer needs to present certain documents in order to avail the credit card from the bank. The list of documents is as follows:

  • Proof of Address – Voter ID Card, Utility Bills, Passport, Aadhar Card
  • PAN Card
  • Contact details – Mobile number, e-mail id
  • Salary slip for (for salaried individuals)
  • Copy of latest Income Tax Return

IndusInd Bank Indulge Credit Card Application Status

The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.

IndusInd Bank Indulge Credit Card Statement

The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least 50, on the card account.

Customer Care Number

The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.

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