IndusInd Bank Platinum Aura Edge Credit Card

About IndusInd Bank Platinum Aura Edge Credit Card

IndusInd Bank is a Mumbai based new generation bank that offers multiple banking products to cater the banking requirements of the young generation. Its credit card collection is exclusively designed to compliment the lifestyle of the customers. The Platinum Aura Edge Credit Card offered by the bank is designed for the customers who love to travel, shop and have a premium lifestyle. It is uniquely featured and comes with a host of benefits. Check the details and apply to enjoy the privileges provided.

Features of IndusInd Bank Platinum Aura Edge Credit Card

  • Enjoy interest-free credit period up to 50 days
  • Enjoy more destinations and styles at over 600 hotels, resorts and apartments across 17 countries
  • Accor Plus membership that qualifies you for silver membership status in Le Club Accor Hotels
  • Pay half the bill in over 800 hotel restaurants with up to 50% off dining across Asia Pacific
  • Shopping vouchers of Pantaloons, Hidesign, Woodland, Yatra, Raymonds, Marks and Spencer, United Colors of Benetton
  • Complimentary Priority Pass
  • Access to over 600 VIP airport lounges
  • Travel insurance cover
  • Concierge services such as pre-trip assistance, hotel reservation, flight booking, sports and entertainment booking
  • Fuel surcharge waiver of 1% at any petrol pump across India
  • Complimentary Personal Air Accident insurance cover of up to ₹25 lakhs

Fees & Charges

  • Interest Rate – 3.83% per month and 46% per annum
  • Joining Fee – 5,000
  • Annual Fee – Nil
  • Add-On Card Fee – Nil
  • Late Payment Charges –  Up to 100: Nil, for 101 to 500: 100, for 501 to 1,000 – 350, for 1,001 to 10,000: 550, Above 10,000: 700
  • Over Limit Charges – 2.5% of over limit amount subject to a minimum of 500
  • Returned Cheque – ₹250
  • Cash Advance Charges – 2.5% of the advance amount subject to a minimum of 300
  • Balance Enquiry Charges on Non IndusInd Bank ATMs – 25
  • Foreign Currency Mark-up – 3.5%
  • Railway Booking Surcharge – As applicable
  • Cash Payment Fee at IndusInd Bank Branch  – ₹100
  • Service Tax – At prevalent rates
  • Duplicate Statement Request  – ₹100 per statement (beyond last 3 months)
  • Re-issue/Replacement – ₹100
  • Charge-slip Request – ₹300

Eligibility Criteria

The card is offered to the customers whose profile match the eligibility standards prescribed by the bank. The bank has set the norms according to which the eligibility of the customer is evaluated.

Documents Required

The documents that need to be furnished in order to avail credit card are as follows-

  • ID Proof- Copy of Passport, PAN Card/ UID, Driving License, Voter’s ID Card
  • Income Proof- Salary Certificate, IT Assessment order, Latest Balance Sheet, Copy of latest Income Tax Return
  • Address Proof- Aadhar Card, Voter ID Card, PAN Card, Utility Bills
  • PAN Card
  • Coloured Photographs
  • Bank Statement for the last 3 months

IndusInd Bank Platinum Aura Edge Credit Card Application Status

The candidates who have applied for the credit card can check their application status either by contacting the customer care cell or by visiting the bank branch.

IndusInd Bank Platinum Aura Edge Credit Card Statement

The bank sends a physical statement at the Cardholders mailing address or an email statement at the Cardholders registered email address once a month for each billing period during which there is any transaction or an amount outstanding of at least ₹50, on the card account.

Customer Care 24X7 Number

The customer can call on the customer care number to resolve all the queries related to credit card. The customer can directly contact the product expert by calling on the 24×7 helpline number 1860 267 7777 and get all details.

People Also Look For

Personal Loan Interest Rates August 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
HDFC8.70% - 9.40%
Bank of Baroda8.50% - 9.50%
LIC Housing8.45% - 8.90%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.55% - 8.80%
Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator