Oriental Bank of Commerce SBI Credit Card
Last Updated : Nov. 4, 2023, 12:24 p.m.
Oriental Bank of Commerce SBI Credit Card earn you reward points for every rupee you spent. Once you’ve a lump sum of points, redeem them against your outstanding balance or exchange them for gifts. The card also offers accelerated reward points on departmental store and grocery purchases. Additionally, you can enjoy freedom from fuel surcharges and a range of value-added services, such as balance transfer options, EMI conversions, and instant short-term loans. Lets’ find out more about it below!
Oriental Bank of Commerce SBI Credit Card – List of Benefits
- 2.5% of Value Back, 10 Reward Points on every Rs. 100
- 2.5% fuel surcharge at all petrol pumps
- Earn 2,000 Reward Points on Spends of Rs. 2,000 (under 60 days of getting the card)
Fees & Charges Associated with OBC SBI Credit Card
- Annual Fee:₹499
- Renewable Fee:₹499
| Types of Fees | Amount (In ₹) |
|---|---|
| Card Replacement | 100-250 |
| Rewards Redemption Fee | 99 |
| Payment Dishonor | 500 |
| Over Limit Fees | 600 |
| Finance Charges | 3.50% per month |
| Cash Payment fee | 250 |
| Cash Advance Fees | 500 |
| Foreign Currency Transaction fee | 3.5%(For All Cards Except Elite & Aurum) |
| Processing Fee on all Rent Payment Transactions | 199 |
| Balance Transfer | 1.7% per month (for 180 days tenure) |
Late Fees
| Outstanding Amount | Charges |
|---|---|
| For the amount between ₹ 0 to ₹500 | NIL |
| Exceeding ₹500 and up to ₹1,000 | ₹400 |
| Exceeding ₹1,000 and up to ₹10,000 | ₹750 |
| Exceeding ₹10,000 and up to ₹25,000 | ₹950 |
| Exceeding ₹25,000 and up to ₹50,000 | ₹1,100 |
| Above ₹50,000 | ₹1,300 |
Eligibility Criteria
Know the eligibility criteria of the SBI Card by reading the points below.
- An applicant should be an Indian resident
- He/she should not be less than 18 years of age and should not be more than 65 years.
- An applicant should have a good credit score and should not be a previous loan/credit card defaulter.
Documents Required to Apply
For your reference, below are the important documents you need to carry while applying for Oriental Bank of Commerce-SBI Card.
- Proof of Identity
- Proof of Address
- PAN Card
- ITR or salary slips for the last 2 months
- Passport sized photographs
Application Status Online
SBI bank offers you this online facility with the help of which you can anytime check the real-time status of your credit card application. You just need to visit the site with an application number with you and submit the same so as to know the actual status of your rewards credit card . Its quick, convenient and hassle-free thing to know the same as this online facility allows you to do the same.
Oriental Bank of Commerce-SBI Card Statement
Receive your credit card statement on a monthly basis and know all the nitty and gritty of your account. You can check the statement anytime from anywhere and know your account details without any hassle. All you have to ensure that your mail ID is registered with the bank so that you get the statement each month in your inbox.
Customer Care Number
The customer care team of the bank is always there to help and support you via its helpline number available at your service. You just need to dial 39 02 02 02 (prefix local STD code) or 1860 180 1290 from your registered mobile or landline number and be ready to get the answers of all your queries, concerns and complaints.