UCO Bank Personal Loan

Personal Loan Apply Online


  • Apply for UCO Bank personal loan and grab the best personal loan deal
  • The loan is available to you at a competitive interest rate and flexible tenure options

UCO Bank Personal Loan Interest Rate

Particulars Details
Interest Rates12.80%
Loan AmountUp to ₹10 Lakhs
Tenure5 Years
Processing Fee1% of the loan amount

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UCO Bank Personal Loan EMI Calculator

It’s easy to calculate the EMIs using  a personal loan EMI calculator online of UCO Bank.  For calculation, the user has to put the Loan Amount, Tenure and Interest Rate in the calculator. Once these values are placed, you will see the calculations of EMIs, interest and the overall liability. This smart tool with its simple algorithm and fastest process, gives you the accurate results in just a few seconds, thus making your personal loan journey a hassle-free experience.

Let’s take a look at the example below, showing the calculations of ₹5 Lakh loan amount, taken for a tenure of 5 years at an interest rates of 11.50% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

₹ 5,00,00011.50%1₹ 44,308₹ 31,690₹ 5,31,690
₹ 5,00,00011.50%2₹ 23,420₹ 62,084₹ 5,62,084
₹ 5,00,00011.50%3₹ 16,488₹ 93,568₹ 5,93,568
₹ 5,00,00011.50%4₹ 13,045₹ 1,26,136₹ 6,26,136
₹ 5,00,00011.50%5₹ 10,996₹ 1,59,778₹ 6,59,778

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

1₹ 78,508₹ 53,447₹ 4,21,491
2₹ 88,028₹ 43,928₹ 3,33,463
3₹ 98,702₹ 33,253₹ 2,34,761
4₹ 1,10,670₹ 21,285₹ 1,24,090
5₹ 1,24,195₹ 7865₹ 0

UCO Bank Personal Loan Eligibility Criteria

  • Confirmed employees of PSU and private sector units are eligible
  • The individual must have worked for 2 years in the same organization
  • For salaried individuals, the minimum age should be 21 and maximum less than 58 year

Documentation Checklist to Apply

Signed application form with photographSigned application form with photograph
Copy of Passport/Voter ID/Driving LicenseCopy of Passport/Voter ID/Driving License
Processing Fee ChequeProcessing Fee Cheque
Last 3 Months Bank Statement/6 Months Bank PassbookLast 3 Months Bank Statement/6 Months Bank Passbook
Latest Salary SlipLatest Bank Statement
Current Dated Salary Certificate with Latest Form16Latest ITR Or Form16

UCO Bank Personal Loan Apply Online

If you are interested in availing a personal loan from UCO Bank, nothing to worry because with the help of an online facility you can avail this unsecured credit facility to meet your various needs. Just from the comfort of your home or office, you can anytime apply online for this loan and fulfill your multiple personal needs. As far as applying online is concerned, you simply need to fill an application form and submit the same at the bank’s website. Soon after receiving your application, the bank executives will call you for further loan proceedings.

UCO Bank Loan Application Form

If you want to apply for a personal loan online in UCO Bank, there is an application form that you need to submit first. An applicant needs to submit his/her personal as well as professional details such as Name, Date of Birth, Age, Occupation, Income, Residential Address, etc. It is no doubt one of the mandatory formalities required by the lender so as to process further your loan application.

UCO Bank Loan Status

Now after sending the loan application to the bank, if an applicant wants to know the status of his application, he can easily know the same in just a few seconds. With the help of an online facility, it is quick and easy to know the real-time status of a loan application by simply clicking on Track My Application.

UCO Bank Personal Loan Customer Care Number

The customer care executives are always there to help and support the applicants. In order to be in touch with the team, all you need to do is just dial 1800 274 0123 either from your mobile or landline. These professionals with their expert skills and friendly behavior are always ready to help and give you the proper assistance in the best way. For all your loan related queries, you can get the expert advice anytime by simply dialing this number.

About UCO Bank Personal Loan

A commercial bank, known for its expertise in personal banking, corporate banking, rural banking and others, UCO Bank is a name you can trust upon. Founded in 1943 with its headquarters in Kolkata, UCO Bank runs an extensive operation with over 3,000 branches and 2,500 ATMs across the country. With a myriad of products and services, the bank makes sure the inherent needs of the customers are met in the best possible way. And when things veer around the personal needs, the bank comes with a plentiful of attractive personal loan offers to suit the tastes of different customers with varied behavioural traits. Yes, UCO Bank Personal Loan is without a doubt an ideal product that has the potential to fill your life with pleasure. The personal loan, available at competitive interest rates along with fewer fees & charges, can be availed for fulfilling purposes like education of the kids, travelling, marriage, home renovation and others. So, let’s unlock UCO Bank Personal Loan by reading the article further.

Features & Benefits

The salient features and benefits of the bank’s personal loan offers can be summarized in the points below.

  • Higher loan amount
  • Flexible Repayment Options
  • Acceptance of both Residential and Commercial Property as Collateral
  • Minimum Documents Required
  • Competitive Rate of Interest


SMFG India 12.00% - 24.00%
HDFC Bank 10.75% - 14.50%
ICICI Bank 10.75% - 19.00%
IndusInd Bank 10.25% - 26.00%
Kotak Bank 10.99%
RBL 14.00% - 23.00%
Standard Chartered Bank 11.49%
Tata Capital 10.50% - 24.00%

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