Personal Loan in Noida

Top Banks Offering Personal Loan in Noida

Bank NameMain Branch AddressPersonal Loan Rate of Interest
State Bank of India (SBI)B-19, Sector 30, Dist.Gautam Budh Nagar, Noida, Uttar Pradesh 2013019.60% - 13.60%
HDFCCentral Market, Jain Rd, B Block, Sector 50, Noida, Uttar Pradesh 20130310.75% - 21.30%
ICICIA 3 13, Sector 110, Noida, Uttar Pradesh 20130410.75% Onwards
AxisK-21 & K-22, 2nd Floor, Captain Vijyant Thapar Marg, K Block, Sector 18, Noida, Uttar Pradesh 20130115.50% - 24.00%
Punjab National BankGali Number 2, Hoshiyarpur, Hoshiarpur Village, Sector 51, Noida, Uttar Pradesh 2013018.80% - 11.65%
Bank of IndiaB-32, Sector 62, Noida, Gautam Buddh Nagar, Noida, Uttar Pradesh 20130710.35% - 12.35%
Bank of BarodaShop No.334-338, Ganga Shopping Complex, Indraprastha, Sector 29, Noida, Uttar Pradesh 20130110.10% - 15.10%
Central Bank of IndiaSector 22, Near By Rajkiya Inter College, Noida, Uttar Pradesh 2013019.85% - 10.20%
IDBI BankGround floor, P6, Ocean Complex, Sector 18, Noida, Uttar Pradesh 2013019.20% - 11.95%

Personal Loan Interest Rates in Noida

Interest Rates8.80% - 26.00%
Processing Fee1%-2.00% of the loan amount
Pre-payment Charges3%-5.00% of the principal outstanding
Repayment Period Upto 5 Years
Lowest EMI ₹2,204-2,935 (per Lakh)

Personal Loan EMI Calculator Noida

Use personal loan EMI calculator online and know the exact calculations of your monthly installments in a hassle-free manner. This time-saving device allows you to know your EMIs, Interest Outgo and Total Amount Payable of a loan in just a few seconds. All you need to do is just feed-Tenure, Interest Rate and Loan Amount to the device so that it fetches the values, making your personal loan an enjoyable experience.

For your understanding, below we have created a table, which is showing the calculations of a loan amount of ₹4 Lakh, taken for a tenure of 5 years at an interest rate of 12% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 4,00,00012%1₹ 35,540₹ 26,474₹ 4,26,474
₹ 4,00,00012%2₹ 18,829₹ 51,905₹ 4,51,905
₹ 4,00,00012%3₹ 13,286₹ 78,286₹ 4,78,286
₹ 4,00,00012%4₹ 10,534₹ 1,05,610₹ 5,05,610
₹ 4,00,00012%5₹ 8898₹ 1,33,867₹ 5,33,867

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 62,116₹ 44,657₹ 3,37,883
2₹ 69,993₹ 36,779₹ 2,67,889
3₹ 78,870₹ 27,902₹ 1,89,018
4₹ 88,873₹ 17,900₹ 1,00,145
5₹ 1,00,233₹ 6628₹ 0

Personal Loan Eligibility


Age: 21-60 Years
Income: ₹1,44,000-1,80,000 p.a.
Overall Work Experience: 2-3 Years
Work Stability with Current Employer:1 Year


Age: 24-65 Years
Income: ₹1,80,000-2,00,000 p.a.
Stability in Same Profession: 3 Years

Documents Required for Personal Loan in Noida

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID
  • Income Proof- Latest Salary Slip/ ITR/Form-16
  • Bank Statement- Last 3-6 Month Bank Statement

About Personal Loan in Noida

New Okhla Industrial Development Authority or commonly known as Noida is a destination of many top-notch IT as well as financial companies. That’s right! With a wide range of leading banks and NBFCs, this city leaves no stone unturned in fulfilling your financial needs at its best, and that too with best of products exclusively designed for you.

No savings or funds? Worry not as a personal loan is here to help. You can avail this unsecured loan without any collateral and at easy repayment options. Also, minimal documentation is required along with less legal formalities. If things are streamlined, you can get the fastest approval for the same with the maximum loan amount.

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  • Personal Loan Interest Rates July 2020
    Fullerton India14.00% - 33.00%
    HDFC Bank10.75% - 21.45%
    ICICI Bank10.75% - 18.49%
    IndusInd Bank11.25%
    Kotak Bank10.99% - 20.99%
    RBL17.50% - 24.00%
    Standard Chartered Bank12.00% - 17.00%
    Tata Capital10.99% - 18.00%