UCO Bank Personal Loan EMI Calculator

Use a personal loan EMI Calculator and get the accurate values of your monthly installments. This smart and magical device allows you to know the exact values of your EMI in just a few seconds and ensures that you have a hassle-free experience. The tool works properly after taking into account:

EMI Calculator for Personal Loan
Loan Amount (₹)
Interest Rate (%)
Loan Amount
Interest Rate
Monthly Instalment (EMI)
Total Interest Amount
Total Amount (Principal + Interest)
Year Principal Interest Balance Amount

  • Tenure
  • Interest Rate
  • Loan Amount

The moment you feed these credentials into the device, it will start fetching the values for you in the least time frame. This online device is easy to access, hence is widely used by the loan seekers to have an enjoyable journey.


UCO Bank Personal Loan EMI Calculator

Let’s just have a better understanding of the same with help of an example below.
Suppose, Avinash Jain, a 30-year-old Graphic Designer by profession is looking for a personal loan of ₹5 Lakh to renovate his home. UCO Bank has agreed to offer the loan at an interest rate of 9.60% per annum for a tenure of 5 years. So, let’s just find out, what would be the EMI and Interest Outgo comes out in this case by looking at a table below.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Year Principal Interest Balance Amount

UCO Bank Personal Loan EMI Calculation Formula

The calculator uses the below formula to calculate an EMI.
EMI = [P x R x (1+R)^N]/[(1+R)^N-1]
EMI = Equated Monthly Installment
P = Principal Loan Amount
R = Monthly Interest Rate
N = Number of Monthly Installments

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EMI Calculator