- Apply for SBI Club Vistara Prime Credit Card Online.
- Get the best offers on the Access to Domestic Airport Lounge.
- Get an Insurance Cover on Air Accidents and Flight Cancellations.
SBI Club Vistara Prime Credit Card – State Bank of India has introduced a new Credit Card in collaboration with Vistara for travelers with exciting offers. The card’s name is SBI Club Vistara Credit Card that is available at an annual fee of ₹2999 excluding taxes. On the payment of the annual fee Earn 1 Premium Economy Ticket E-gift voucher. There are a lot more other features included in this credit card like Insurance Cover, Domestic Airport Lounge Access, and many more. If you are a frequent traveler, then this card would be the best option. Explore all the features of this credit card.
Table of Contents
Features of SBI Club Vistara Prime Credit Card
Before you should apply for a credit card, you must go through all the features included in this credit card. Go through each and every feature and see the benefits that can fulfill your needs.
- Get 4 CV Points on the expenditure of every ₹200 on any categories including fuel.
- Get 3000 CV Points as a bonus on the expenditure of ₹75000 within 90 days.
- Earn 1 Premium Economy Ticket each on spending ₹1.5 Lacs, ₹3 Lacs, ₹4.5 Lacs, and ₹8 Lacs in a year.
- Spend ₹8 Lacs in a year and earn 1 Hotel E-Voucher worth ₹10000 from Yatra.
- Get 8 Visits to Domestic Airport Lounge in a year. (2 visits per quarter)
- Get Complimentary Priority Pass Membership of $99 and 4 Complimentary Visits. (2 Visits per quarter)
- Up to 10% Discounts on Hertz Rental and Discount of 5% on Rental cars.
- Destination Program Discounts up to 50% in Japan, Korea, Macau, and Singapore.
- Save up to 33% on Selected Hotels and Resorts.
Insurance Cover of the Card
- A liability up to ₹1 Lac is covered if the card is lost.
- Up to 6 Flight Cancellation is provided and each cancellation covers ₹3500.
- Covers Baggage Damage ₹5000.
- Loss of Baggage During Check-in is Covered up to ₹72000.
- Delay in Baggage Check-in covers ₹7500.
- Loss of Travel Documents is covered up to ₹12500.
- Up to ₹1 Crore is provided in Air Accident.
Fee and Charges
|Membership Fees (One Time)||₹2999 plus Taxes|
|Annual Renewal Fee from Second Year||₹2999 plus Taxes|
|Interest-Free Credit Time||20 Days to 50 Days|
|Finance Charges||Up to 2.5% per month or 30% P.A. from the Transaction.|
|Minimum Amount Due Charges||5% of the Outstanding Amount|
|Cash Advancement Limit||Maximum up to 80% and ₹12000 in a Day|
|Domestic ATM Withdrawal Charges||2.5% of the Transaction and a minimum of ₹500|
|International ATM Withdrawal Charges||3% of the Transaction and a minimum of ₹500|
|Cheque Pickup Charges||₹100|
|Cheque Payment Charges||₹100|
|Cheque Dishonour Charges||2% of the Amount or a Minimum of ₹450|
|Getting a Statement||₹100 per Statement but older than 2 Months|
|Cash Payment Charges||₹199|
|Reward Redemption Charges||₹99|
|Over-limit Fee||2.5% of the Exceeding Amount or a Minimum of ₹500|
As you can see that the payment of credit card bill through cheque include some charges therefore, you can make SBI Credit Card Payment through Net Banking or NEFT. It is absolutely free and doesn’t include any extra charges.
Charges for the Late Payment of Credit Card
|₹0 to ₹200||NIL|
|Greater than ₹200 & Equivalent to ₹500||₹100|
|Greater than ₹500 & Equivalent to ₹1000||₹400|
|Greater than ₹1000 & Equivalent to ₹10000||₹600|
|Greater than ₹10000 & Equivalent to ₹25000||₹800|
|Greater than ₹25000||₹950|
Redeem Club Vistara Points
You can redeem your Club Vistara points earned from the SBI Club Vistara Prime Credit Card at the time of flight bookings. There is a checkbox for Redeem CV Points on the Trip Planning page of Vistara. You just have to mark that checkbox at the time of booking the flight tickets and redeem the CV points.
Other Benefits of SBI Club Vistara Prime Credit Card
Balance Transfer:- You can use SBI Club Vistara Prime credit card for making the payment of other credit cards. This card enables you to clear the pending bills of other credit cards in the equated monthly installments.
Flexible Repayment:- You can make the payment of the credit card bill in easy monthly installments. After a transaction of ₹2500, you can convert it into Flexipay within 30 days of purchase.
Easy Loan Facility:- This credit card will help you to take a cheque or draft against your cash limits. The cheque or draft will be delivered to your doorstep.
Worldwide Accepted:- This SBI Credit card is globally accepted at over 25 Million Outlets. In India, there are 3,25,000 outlets where you can use the SBI Club Vistara Prime Credit Card.