SBI Shaurya Select Credit Card

SBI Shaurya Select Credit Card

Last Updated : July 10, 2025, 2:43 p.m.

The Shaurya Select SBI Card is a premium credit card launched specifically for Indian Armed Forces personnel. It’s designed for everyday use with high rewards on key spending categories like Canteen Stores Department (CSD), grocery, dining, departmental stores, and movies. This RuPay-based card also comes with exclusive privileges such as complimentary domestic lounge access, insurance cover, concierge services, and fuel surcharge waivers. Cardholders can even emboss the card with their service insignia—Army, Navy, Air Force, or Paramilitary—making it a badge of pride and purpose.

Features of SBI Shaurya Select Credit Card

  • 10X reward points: Earn 10 reward points per Rs. 100 spent at CSD, grocery, dining, departmental stores, and movie theatres.
  • Standard Rewards: Earn 2 points per ₹100 on all other spends.
  • Annual Bonus: Get 1,500 bonus reward points every year on renewal.
  • Milestone Rewards:
    • Spend ₹50,000 in a calendar quarter to procure a Pizza Hut voucher worth Rs. 500.
    • Get a Yatra or Pantaloons voucher worth Rs. 7000 on spends of Rs. 5 lakhs in a year.
    • Spend ₹1.5 lakhs annually and get your renewal fee reversed.
  • Fuel Surcharge Waiver:
    • Save 1% on fuel spends in the range of Rs.500 - Rs. 4,000.
    • Maximum waiver: ₹250 per month.
  • Free Insurance:
    • Personal accident insurance worth Rs. 10 lakhs.
    • Fraud liability cover worth Rs. 1 lakh.
  • Airport Lounge Access: 4 free visits per year at domestic airport lounges.
  • Concierge Services: 24×7 access to concierge support for travel bookings and reservations.
  • Worldwide Acceptance: Accepted globally via the RuPay–Discover–Pulse network.
  • Free Add-on Cards: Issue cards to family members (18+) at no extra cost.
  • EMI & Bill Pay Facilities: Convert big purchases into EMIs and pay utility bills easily using the card.

Shaurya Select SBI Card Fees and Charges

Type of FeeAmount

Joining Fee

Nil (First Year)

Renewal Fee

₹1,499 (Waived on annual spends of ₹1.5 lakhs)

Add-on Card Fee

Nil

Finance Charges

2.75% per month (33% annually)

Cash Advance Charges

2.5% of the withdrawn amount (Minimum ₹500)

Late Payment Charges

₹0 to ₹1,300 based on outstanding balance

Eligibility Criteria

  • Must be an Indian citizen.
  • Minimum age: 18 years.
  • Must be serving or retired defense personnel (Army, Navy, Air Force, or Paramilitary).
  • Should have a good credit history and a stable source of income.

Documents Required

To apply for the Shaurya Select SBI Card, you will need:

  • Identity Proof:
    • PAN Card (mandatory)
    • Aadhaar
    • Passport
    • Voter ID, etc.
  • Address Proof:
    • Utility Bill (last 3 months)
    • Aadhaar
    • Passport, etc.
  • Income Proof:
    • Most recent salary slips
    • Bank statements (3 months)
    • ITR, or
    • Form 16

Shaurya Select SBI Card Vs SBI Shaurya Card Vs Axis Pride Platinum Card Vs Kotak Veer Select Card

Card NameJoining FeeRenewal FeeKey Highlights

Shaurya Select SBI Card

Rs. 0

Rs. 1,499 (Waived on spends of Rs. 1.5 lakhs)

  • 10X reward points
  • Complimentary lounge access
  • Insurance worth Rs. 10 lakhs
  • CSD perks

SBI Shaurya Card

Rs. 250

Rs. 250 (Waived on spends of Rs. 50K)

  • 5X rewards on select spends
  • Basic insurance
  • Lower fee.

Axis Pride Platinum Card

Rs. 0

Rs. 250 (Waived on spends of Rs. 20K)

  • 2X rewards
  • Fuel surcharge waiver
  • Dining discounts.

Kotak Veer Select Card

Rs. 500

Rs. 500 (Waived on spends of Rs. 1 lakh)

  • 9X rewards on groceries/movies
  • 8 lounge visits
  • Railway surcharge waiver

Shaurya Select SBI Card Bill Payment Methods

You can make your Shaurya Select SBI credit card bill payments through multiple methods:

Online Methods (Instant & Recommended)

  • SBI Card Portal (Net Banking): Log in to sbicard.com and pay using net banking.
  • NEFT/RTGS: Transfer funds from any bank by adding your credit card number as the account number.
  • UPI/QR Code: Use any UPI app to pay immediately.
  • SBI YONO App: Log in and pay via your linked SBI account or other bank.
  • Auto-debit (NACH): Set up auto-pay for minimum or total due.
  • SBI Card App: Use the mobile app to make payments through UPI, net banking, or debit card.

Offline Methods

  • SBI Branch: Pay via cash or cheque at any SBI branch.
  • Drop-box: Drop a cheque at SBI ATMs or branches.
  • SBI ATM: Some ATMs enable cash payments for your credit card.

Conclusion

The Shaurya Select SBI Card is a powerful financial tool for India's defence community. With 10X reward points, exclusive travel benefits, and milestone bonuses, it caters to both everyday needs and aspirational lifestyles. Its features—like free lounge access, ₹10 lakh insurance, and annual fee waiver on smart spending—make it a top-tier choice for armed forces personnel. If you're a defence professional looking for a premium credit card that rewards your service and spending habits, Shaurya Select SBI Card is one of the best options in the market.

Frequently Asked Questions (FAQs)

Who can apply for the Shaurya Select SBI Card?

What is the annual fee for the Shaurya Select SBI Card?

What rewards can I earn with the Shaurya Select SBI Card?

Does the Shaurya Select SBI card provide airport lounge access?

Does the Shaurya Select SBI Card give add on cards?

How can I pay my Shaurya Select SBI card bill?

Does the Shaurya Select SBI credit card include insurance?

Is this card accepted internationally?

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